On The Money

Chancellor Jeremy Hunt raised hopes for investors last week by scrapping the Lifetime Allowance. But for millions, life is a drag... a fiscal drag. A week on from the Spring Statement, Kyle explains how one stealth tax had already been replaced with another. Alice Guy is in the studio to do the sums, explain what a fiscal drag is and help you navigate it. On The Money is an interactive investor (i...

One of the UK's star fund managers, Nick Train, speaks to us in this special bonus episode. As the co-founder of Lindsell Train Limited and manager for its UK equity portfolios - including the Finsbury Growth and Income Trust - Nick's approach is based on Warren Buffett’s, involving building a concentrated portfolio of 'quality' companies that have strong brands and/or powerful market franchises....

Can you invest without emotion? Mick Dillon, of Brown Advisory, is one of the few fund managers to use behavioural finance biases as an integral part of his investment process. In this episode, he joins Kyle to focus on two in particular that cause us to make irrational investment decisions: inertia, which causes investors to place a higher value on something they own so are reluctant to sell; and...

Kyle welcomes Sam Benstead to the pod to find out how the 852 ISA millionaires on the interactive investor platform invest their money, including their top holdings. Hopefully, you will be able to get some ideas for your own portfolio but please remember that these aren’t personal recommendations. On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit https...

What does living alone mean for your money? Census data published last year showed more and more of us are in this position, with solo living in the UK increasing by 8.3% over the past decade. Shona Lowe, financial planning expert at abrdn, helps make sense of it all and offers some practical pointers, while Nina Kelly shares some of her own experiences and tips. On The Money is an interactive inv...

Should I overpay my mortgage or pension? Are ISAs or SIPPs the best tax-efficient wrapper? Is buying backdated state pension contributions a good deal? How do I decide whether to sell, hold or buy more of an underperforming fund? Kyle is joined by Alice Guy, personal finance editor at interactive investor, to help tackle your questions. As ever, our answers are not personal recommendations to buy...

Authors Robin Powell and Jonathan Hollow believe most investors would be better off simply buying passive funds. Nina Kelly speaks to them about their latest book, How To Fund The Life You Want, to find out why. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. How To Fund The Life You Want is available via Bl...

As tax year end approaches, Kyle and interactive investor's Lee Wild share three portfolios they hope will generate £10,000 income this year. Kyle's funds portfolio Lee's shares portfolio Kyle's trusts portfolio Tell us your thoughts on the portfolios and join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. On Th...

Dividend investing can be a useful strategy to help protect your portfolio against inflation. Kyle welcomes Sam Benstead back to the pod to help find out why, and take a look at what this year could have in store for dividends. Plus they pick out some fund and investment trust options for investors looking for income – including the funds interactive investor customers have been buying. Join the c...

Star fund manager Terry Smith (Fundsmith Equity) has been topping up on tech shares lately, taking advantage of falling prices at the likes of Apple, Alphabet and Amazon. But others, like Felix Wintle who runs the VT Tyndall North American Fund, believe the era of big tech dominance is over. He joins Kyle to explain why. Plus interactive investor's Sam Benstead looks at what the big deal is with b...

Jonathan Davis, one of the UK’s leading investment writers and author of The Investment Trusts Handbook, joins Kyle this week to talk discount opportunities, wealth preservation strategies and Scottish Mortgage. Plus they look at how the investment trust industry could change over the next decade. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to ta...

Will tech shares bounce back? Can mid and small-caps recover amid recession? Will China's stock market have a better year? In the first episode of the new year, Kyle is joined by City stalwart and interactive investor's head of markets Richard Hunter to discuss the themes that could impact your investments in 2023. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what...

Becky and Kyle pick through the debris of an extraordinary year, where so-called 'safe' bond funds fell sharply, technology shares fell out of favour, and investor outflows hit £25 billion. What lessons can investors take into 2023 with them? This is the final episode of 2022. Have a merry Christmas, if you're celebrating, and a happy new year. Thank you for supporting us and see you in January. J...

It's not always the easiest subject to talk about but it could be one of the most important conversations you have. This week, Shona Lowe, financial planning expert at abrdn, joins Becky and Kyle to help break the silence on inheritance, including practical tips on getting started, passing on property and pensions, how much tax you can expect to pay, and when to bring it up with loved ones. Join t...

As recession looms, Becky and Kyle are joined by Ian Lance, co-manager of the Temple Bar investment trust, to find out whether it really is all doom and gloom, and how you can navigate your way through. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. On The Money is an interactive investor (ii) podcast. For...

Would we sooner see grandparents investing in a Junior ISA for our kids than adding to the pile of toys this Christmas? Join Becky, Kyle and personal finance analyst Myron Jobson as they pick out some of the ways to invest for children, reveal the mistake parents often make with JISAs, and share how they teach their own children about investing. Plus, find out what premium bonds and Power Rangers...

A week on from the Chancellor's Autumn Statement, Becky and Kyle assess what Jeremy Hunt's tax raid means for DIY investors, including the reduction in tax allowances and the prospect of other tax perks being in the firing line in future. Plus, a heartening outlook on pensions courtesy of Kyle's mum. Join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk . Ask a question,...

Becky and Kyle explore the key questions you should ask on the road to building a portfolio, while funds and trusts expert Sam Benstead drops in ahead of the World Cup this weekend to name his investment teamsheet, taking inspiration from how football managers set up their players on the pitch. As ever, any investments mentioned in our conversation are not personal recommendations. Join the conver...

How many funds should I invest in? Are bonds the key to a guaranteed income in retirement? Does compounding work for growth-style funds and trusts that don't pay a dividend? Becky and Kyle have the answers, plus City expert Richard Hunter tackles your questions on currencies and energy shares. As ever, our answers are not personal recommendations to buy or sell any financial instrument or product,...

Are the days of investing in so-called ‘sin stocks’ numbered? Becky and Kyle discuss whether the Financial Conduct Authority's plans to introduce sustainable fund labels really will eliminate greenwashing and how they could impact the way you invest. Join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply...

Investors have been piling out of funds, with more than £14 billion withdrawn year-to-date (to the end of August). Becky and Kyle explain the reasons why investors are so cautious, what ‘outflows’ mean for investors left in funds, and weigh up the pros and cons of monthly investing versus lump sum investing. Join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk . Ask a q...

It's rarely a good thing when pensions are on the front pages. But is there really cause to panic? Becky and Kyle assess the fallout from the past fortnight, including the impact on defined contribution schemes, whether you should consider delaying retirement and some drawdown dos and don’ts. Join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk . Ask a question, tell us...

We’ve all made them… and many of us probably still are doing. From underestimating risk and pension panics to Junior ISAs and buying funds, Becky and Kyle look back on their biggest investment mistakes - and some common industry ones, too. Tell us about yours and join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk abou...

Interest rate rises aren't going away any time soon. In the first episode of On The Money, Becky O'Connor and Kyle Caldwell tackle what it all means for your savings and investments, and try to find positives amid the chaos. Join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. On The M...

In a special, final Funds Fan podcast, Kyle Caldwell and Sam Benstead discuss their top 10 tips for investing in funds. These include the active versus passive debate, the dangers of chasing the best-performing funds, and why understanding what you invest in is essential. The duo also discuss the lessons from the Neil Woodford collapse and why keeping costs down is key. Later on in the podcast, Sa...