NZ Everyday Investor

1 - Keen to ask a question: C lick here . 2 - Subscribe to YouTube to get earlier access, and participate in live events. 3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here 4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective. Lionel Ritchie, Adrian Orr, Janet Yellen - we're metaphoricall...

Andrew Crosby is the CEO of Universal Homes. Soft hearts towards the poor, and a hard money system. These are the two practical solutions we, as everyday people, can use to change the world. Presently, however, both of these activities are facilitated by an inept government operating with little accountability. Want to read more? Hey! Can we have a little chat? If you're picking up what I'm puttin...

Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective. Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube , and if you can, subscribe on Spotif...

Today, advanced technologies such as AI and blockchain are being woven into the fabric of the finance sector. This isn't about innovation, yet there’s plenty of that occurring in Web3; it's about transformation. In fact, I’d be happy to be known as the one who said, When we alter the very currency of our lives, we reshape the contours of our world. From the creation of the US Federal Reserve in 19...

Join our live webinar as we delve into the intriguing world of Berkshire Hathaway's AGM. We'll explore Buffett and Munger's "elephant hunting," their massive cash reserves, and their colossal stake in Apple. As my 'illegitimate grandparents,' they've always played by their own rules, defying convention by avoiding dividends and expressing their distrust of banks. We'll also discuss how Buffett is...

In this episode, we delve deep into the heart of New Zealand's economic landscape during this critical election year. Our guest, Robin Oliver , brings his expertise in tax economics and policy to a conversation that seeks to challenge assumptions and broaden perspectives. Together, we explore the implications of government decisions on middle-class New Zealanders, discuss the role of wealth and ta...

When things aren't quite right in the world, and in the world of investing in particular, it's quite helpful to be able to talk about it. Fund managers, advisers, regulators—actually, pretty much the entire industry—have no incentive to sound the alarm bell. Further, anyone who does sound the alarm could cause harm just as badly as someone who doesn't. Property and equity markets may not have pric...

Today, Paul talks about how everyday investors can not only become their own bank but also their own custodian. While this episode may seem tailored for those into crypto, it's for anyone curious about how new digital finance types will transform every aspect of investing. As the co-founder of Blockchain Labs NZ since October 2016 and the founder of Everlasting Group since May 2021, Paul is except...

Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective. Use the offer code: WEBINAR for an 80% discount! What?! Yes, and 80% discount! *Note at the time of recording we were not aware of the RBA decision to increase their official interest rate. ___________________ News of the Money-World! An informative, quirky, and curious look...

Draw a line from one side of the page to the other, and place a mark somewhere along that spectrum from the far left, where everything’s going to return to normal again soon. Russia will crawl back into their hole, China will scale back it’s tough talk, and the US will learn how to take the lead again. Interest rates will fall and house prices will stabilise. On the right, however, we have full st...

Forgive the MR Beast style introduction also for those of you who noticed – this is the actual episode where I learnt that dirty trick though so you’re witnessing history really (Where Ed McKnight gives away the secret to making a great podcast thumbnail). This market really is insane though, and at some stage, maybe even in the next 6 months, things could look a lot different. Hey! Can we have a...

Too much regulation and innovation is snuffed out - too little, and people lose money. Still, when it's central planners and incumbents who ultimately are driving the push towards MORE regulation....well forgive my cynism. Personally, I want to be certain that in some parts of the playground, when investing, things are transparent and I get what's advertised on the tin. In other areas, especially...

The Global Financial Crisis (GFC) left deep scars that have yet to heal. Recent bank failures testify of this – it’s the equivalent of an 80 year old having a fall. Although we have plenty new regulations, the stay of execution’s only postponed until the next trigger comes across an itchy finger.  David Tripe , a professor of banking studies with Massey University. Read more of my views on th...

The world is changing, and a golden age of new wealth creation will occur in a digital realm. Despite the potpourri of risk and tremendous uncertainty around this, it’s essential to keep investing in an open-mind, especially with the exponential change happening in AI and digital wealth. Read More Want to learn more about working with Darcy Ungaro (financial adviser)? Book in a free 15-min phone c...

Read the full article here on this topic - pay attention, this one's an important one to share. Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective. Spread the word: Write a review anywhere you can, share p...

In this episode of the  Everyday Investor ,  Carley Ellis , and Stu Potter  talk about how an idea birthed after beers, hanging out with friends at the beach, led to a business that quite literally takes investing to new heights:  StardustMe. Read more here. Hey! Can we have a little chat? Sign up to New Wealth Foundations here: A self-guided personal finance course designed fr...

Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective. Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube , and if you can, subscribe on Spotif...

We’re honored to be joined by Tim Edwards , the Managing Director of Index Investment Strategy at S&P Dow Jones Indices . With a distinguished past at Barclays Capital and the Royal Institution of Great Britain , as well as having a Ph. D. in pure mathematics, Tim's expertise spans a wide range of investment strategies and market insights that will help us better understand passive investing....

Sign up to New Wealth Foundations Here . These days we’re spoilt for choice with all the various finfluencers doing their thing on blogs, podcasts, and YouTube channels: In one bucket, you have your brands employing podcasts as a content marketing technique and as a way to connect with their user base. In the other bucket, you have your everyday folks sharing their money and investing journeys out...

New to the story around SVG, Silvergate, and Signature, then check out this article! Worrying about a bank run is not advisable, especially considering how well positioned they are now. New Zealand banks fared well in 2008 and from what I hear, they sound super profitable. As an investor, continual market awareness is a small price to pay for insurance against uncertain times though. If you have f...

From retirement to 'Re-wirement', the story of PINCHT, and how to continue living now, just like you will then. Guest host Carley Ellis interviews Pete Harbidge about retirement at age 50, and the real wealth they've built since. Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you ca...

Sign up to New Wealth Foundations Now Personal finance is kind of like the engine room of wealth generation - it's where we receive our income, manage our spending, and make investments. Through a dedication to learning personal finance, ideally fused with specific advice periodically, we can resolve nuanced financial issues and make progress towards achieving our financial goals. Hey! Can we have...

Due to technical issues, we have used last week's image on this episode - don't be fooled though - this episode is amaze-balls!! Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube , and if you can, subscribe on S...

Want to know the secret to building wealth with the least amount of effort? Well, it's not that easy, obviously, but at the same time, it's not that hard either. Today's guest has done the hard yards, and what she has to say may unlock a bit of value for those who struggle with the basics while they strive for perfection. Read more here Check out the video version here Hey! Can we have a little ch...

What's going to happen now that a cyclone has ripped the guts out of many households, communities, and farms? Clearly some money's going to be spent on fixing things up - will this be inflationary? Should the official cash rate (increased to reduce inflationary pressures) be 'held' [or reduced] to give the vulnerable a hand up, and the economy some life? Most people say no [inflation, remember]. I...