New Money New Problems Podcast

Is it true that you should never buy a home using an Adjustable Rate Mortgage? REGISTER FOR THE STUDENT LOAN WEBINAR!!! EPISODE RESOURCES ARM Loan Example   Support the show

Tune in to learn when it might be beneficial to keep more money in your pocket and voluntarily pay PMI.   EPISODE RESOURCES PMI Calculator https://www.nerdwallet.com/article/mortgages/pmi-calculator     And if you haven't already, sign up for our email list at newmoneynewproblems.com/subscribe ! Support the show

Check them out for yourself and see if you think I'm crazy! EPISODE RESOURCES PMI Calculator     Support the show

An update to Friday's emergency episode on the legal implications surrounding the SAVE student loan repayment plan. EPISODE Resources Contact the Student Loan Ombudsman SAVE Plan Emergency Episode CNN Article   Sign up for Dept. of Ed updates! Support the show

Tune in for an emergency student loan update on the SAVE plan and the pending end of the IDR Waiver and Pay As You Earn payment plan! EPISODE RESOURCES Direct Consolidation Application https://studentaid.gov/loan-consolidation/ When PAYE Beats SAVE https://podcasts.apple.com/us/podcast/when-pay-as-you-earn-beats-the-save-plan/id1641942083?i=1000644748013     And if you haven't already, join o...

Not everyone wants to spend their entire day trying to hack their credit card rewards. But that doesn't mean there aren't a few tips you can use to maximize your cards and save money and time. EPISODE RESOURCES Top Credit Card Partner Programs https://www.forbes.com/advisor/credit-cards/guide-to-major-credit-card-rewards-programs/     01:08 Maintaining Your Credit Score 03:54 Optimizing...

In this episode, we share the tools you need to determine your next credit card, or decide how to best use (or get rid of) the one you already have!     EPISODE RESOURCES FICO vs. VantageScore   How Credit Inquiries Impact Scores New Money New Problems Credit Series  And if you haven't already, subscribe to our weekly newsletter at newmoneynewproblems.com/subscribe     01:26 Understanding Cre...

Find out when it actually makes sense to pull out your credit card! EPISODE RESOURCES Credit Card Fraud Protection FICO Score Formula How To Build Business Credit How Credit Card Travel Insurance Works How Credit Card Car Rental Insurance Works Best Rent Reporting Agencies Best Business Credit Cards   And if you haven't already, sign up for our email list at newmoneynewproblems.com/subscribe!...

In this episode, we cover scenarios where high income earners - even those with good credit - should avoid using credit cards, and alternatives that might help their wallet AND their relationships. EPISODE RESOURC ES Credit Card Reward Point Values  Prepaid Debit Card Reviews Secured Credit Card Reviews    And if you haven't already, join our email list at newmoneynewproblems.com/subscribe !...

A sneak peek at our time with Virginia Elder on the Reaching Abundance Podcast! EPISODE RESOURCES The Full Episode of Reaching Abundance And if you haven't already, sign up for our email list at newmoneynewproblems.com/subscribe ! Support the show

Tune in for the My Money Story of DJ Olojo, real estate investor and author of The Foreclosure Fix! EPISODE RESOURCES Buy DJ's Book  The Foreclosure Fix Podcast   And if you haven't already, sign up for our email list at newmoneynewproblems.com/subscribe !  Support the show

Does Your Credit Score Really Matter?  It does ... but maybe not as much you're MAKING it matter.  Tune in so we can explain. EPISODE RESOURCES FICO Score Calculation Balance Transfer Credit Requirements Advantages of a Good Credit Score   And if you haven't already, sign up for our email list at newmoneynewproblems.com/subscribe !  Support the show

What is Velocity Banking, and why do its advocates say you can use the strategy to pay off a home in 10 years or less? Tune in and find out EPISODE RESOURCES https://www.bankrate.com/mortgages/amortization-calculator/  And if you haven't already, sign up for our email list at newmoneynewproblems.com/subscribe ! Support the show

Hear the factors that help determine how financial advisors set their fees ... and whether you should decide to pay them!   Support the show

Tune in as we talk about pros and cons of paying off a mortgage early! EPISODE RESOURCES Early Mortgage Payoff Calculator   S&P 500 Investment Calculator   And if you haven't already, join our email list at newmoneynewproblems.com/podcast !  Support the show

This week, join us for a replay of our first episode recorded in front of a live audience! Tune in for 5 Financial Tips for New Entrepreneurs! Support the show

Tune in as we cover 4 upcoming dates that are crucial for federal student loan borrowers JOIN THE APRIL #30MoneyMoves CHALLENGE! EPISODE RESOURCES When PAYE beats the SAVE plan https://open.spotify.com/episode/3LXvu3QXfMZIwgN06JiwlR?si=bjqJ_eUgSCyDrYkRldm0QQ The SAVE Plan Part 1 and Part 2 https://open.spotify.com/episode/3U64z5PsRtJv9te2WXJjTA?si=H30Q6D9SQXC72ie5ao6Vcg https://open.spotify.com/ep...

Tune in for student loan tips and tricks from Robert Farrington of The College Investor!   EPISODE RESOURCES Join The April Challenge! Contact the Student Loan Ombudsman The College Investor   And if you haven't already, join our email list at newmoneynewproblems.com/podcast ! Support the show

Tune in for a sneak peek at The #30MoneyMoves Challenge! EPISODE RESOURCES Join The April Challenge! Support the show

In this episode we cover the training and education process for a CFP ® professional, and how we at New Money New Problems use that training to bring value to our clients! AND ALSO ... Sign up with other members of our community to take The #30MoneyMoves Challenge starting April 1st! Participants can use the link below to sign up for the group, and also the permanent link if they'd like to ta...

Tune in as we cover one of two ways you can access the equity in your home without selling : a cash out refinance!   EPISODE RESOURCES HELOC vs. Cash out example Debt amortization calculator   And if you haven't already, sign up for our email list at newmoneynewproblems.com/podcast ! Support the show

Fiduciary is a buzzword people use when talking about financial advisors. But what does the term even mean? And should you never receive advice from someone who isn't a fiduciary?  EPISODE RESOURCES Forbes Fiduciary Advisor Article Fee-based vs. Fee-only Advisors   And if you haven't already, join our email list at newmoneynewproblems.com/podcast ! Support the show

In this episode, we break down the details of Home Equity Lines of Credit, or HELOCs. Tune in to find out how they work, when they're useful, and when to avoid them! EPISODE RESOURCES Schedule A 2023 Tax Tables And if you haven't already, join our email list at newmoneynewproblems.com/podcast !   Support the show

In this episode we talk about the three types of financial advisors, and why knowing how each of them are paid can give you clues into what to expect from the relationship. EPISODE RESOURCES FINRA BrokerCheck SEC Advisor Database   And if you haven't already, join our email list at newmoneynewproblems.com/podcast !  Support the show

In this episode, we cover how big the tax benefits of home ownership really are, and why many homeowners choose to not even use them! EPISODE RESOURCES Mortgage Amortization Calculator   2023 Tax Tables   Whiteboard Example   Schedule A   And if you haven't already, join our email list at newmoneynewproblems.com/podcast !  Support the show