New Money New Problems Podcast

Reflecting on 2025: Lessons Learned and Highlights from New Money, New Problems In the final episode of 2025, we reflect on the challenges faced during a helluva year. Despite these hardships, we had some fun along the way.  This episode revisits key moments, such as Leonard Black's journey from corporate America to franchise ownership, Seth Godin's valuable advice on trading time for me...

EPISODE RESOURCES ESLD Guide to Income Driven Repayment Plans SAVE Settlement Details Navigating the End of the SAVE Plan: What's Next for Your Student Loans? In this episode we talk the end of the SAVE Repayment plan and explore the implications for borrowers. Find out who benefits from different Income Driven Repayment (IDR) plans and the importance of immediately switching plans for those...

Not everyone wants to spend their entire day trying to hack their credit card rewards. But that doesn't mean there aren't a few tips you can use to maximize your cards and save money and time. EPISODE RESOURCES Top Credit Card Partner Programs https://www.forbes.com/advisor/credit-cards/guide-to-major-credit-card-rewards-programs/     01:08 Maintaining Your Credit Score 03:54 Optimizing...

EPISODE RESOURCES Buy Toni's New Book From Trauma to Triumph: The Inspiring Journey of Toni Collier In this episode we dive deep into the life and money story of Tony Collier. Toni shares her journey from a challenging childhood to building a global ministry that has touched millions. She opens up about her personal traumas, including a very public divorce, and how these experiences have shap...

Check out this (still relevant) blast from the past! Why the Holidays Are a Bad Time to Discuss Finances with Family In this episode of the New Money, New Problems podcast, we explore why the holiday season may not be the ideal time to discuss finances with family. Drawing from personal experiences and professional insights, we explains the common pitfalls and emotional triggers that can derail th...

EPISODE RESOURCES Principal Samuelson's Business Insider Feature Preparing Children for College and Beyond: A Conversation with Principal Joseph Samuelson In this episode, we talk about exposing your kids to different paths, including ones that may NOT lead to college. We're joined by Principal Joseph Samuelson from Upton, Wyoming, who offers unique perspectives on exposing students to v...

EPISODE RESOURCES Smart College Buyer Podcast Connect with Jack Optimizing Your Child's College Journey with Jack Wang In this episode of the New Money, New Problems podcast, we interview special guest Jack Wang, a financial advisor specializing in college planning.  Jack discusses strategies for optimizing your child's journey to college, focusing on how to maximize financial aid and mi...

EPISODE RESOURCES 2025 Tax Tables and Guidelines Essential End-of-Year Tax Planning Tips for Employees In this episode, we delve into crucial end-of-year tax planning strategies specifically tailored for W2 employees aiming to optimize their finances before the new year. We cover the importance of proper withholding to prevent unexpected tax bills, highlights the impact of bonuses and equity compe...

Schedule A Session PAST EPISODES TO HELP What To Do When You Run Out Of Money (Literally) Preparing Your Finances For A Possible Doomsday Still Living Paycheck to Paycheck on $250,000 How To Recover From Financial Mistakes From Severance To Security  What To Do Right After You’ve Been Fired 5 Ways to Restructure Your Debts 5 Ways To Take Advantage Of Lower Interest Rates 5 Signs You Need to Reasse...

EPISODE RESOURCES Joint Case Update Essential Updates on Federal Student Loan Forgiveness This episode covers significant recent updates concerning the forgiveness of federal student loans. Key highlights include the impact of the lawsuit between the American Federation of Teachers and the Department of Education on loan forgiveness processes, the phasing out of certain Income Driven Repayment pla...

NASEEMA'S FAVORITE RESOURCES Check out her platform! Journey To Launch  Clever Girl Finance Choose FI From Nursing to Financial Freedom: Naseema McElroy’s Inspiring Journey In this episode, we explore the remarkable journey of Naseema McElroy, a nurse who turned her income into a path toward becoming a multimillionaire and a financial literacy educator.  Naseema shares her story of growing up...

EPISODE RESOURCES Mortgage Forbearance 101 Credit Card Assistance #30MoneyMoves Challenge Upwork Navigating Financial Hardships: Practical Tips When Emergency Reserves Run Out In this episode, we discuss strategies for managing your finances when you've planned ahead but still find yourself running out of money. We share insights from a recent conference and highlights a common challenge face...

EPISODE RESOURCES Eligible FSA Expenses Maximizing Your Flex Spending Account: Overcome Hesitations and Save Money In this episode, we address common fears and hesitations around signing up for Flex Spending Accounts (FSAs) during open enrollment season. The episode starts by explaining open enrollment and emphasizes the benefits of FSAs, which are often underutilized compared to Health Savings Ac...

EPISODE RESOURCES How To Donate Appreciated Stock Donor Advised Funds 101 Maximize Your Charitable Contributions: Tax Benefits and Strategies In this episode, we focus on unique ways to align charitable contributions with tax and investment strategies. Topics discussed include 'bunching' charitable contributions, donating appreciated assets like stocks to avoid capital gains tax, and usi...

EPISODE RESOURCES NerdWallet Article on Charitable Giving EPISODE SUMMARY In this episode, we explore how to set a budget for charitable giving and discuss upcoming updates in 2026 that will make charitable contributions more beneficial for your tax returns. Brenton shares personal experiences from recent financial literacy events and an interview with NerdWallet, focusing on how much to give to c...

Evaluating the Quality of Financial Information The Pyramid Of Investments In this episode, we shares insights on evaluating the quality of financial information you consume. The episode covers the importance of scrutinizing the intent behind financial advice, the credentials of the creators, transparency in promotions, and aligning advice with your financial stage. Real-world examples and intervi...

RSVP for the Financial Literacy Symposium Federal Student Loan Updates In this episode of New Money, New Problems, the discussion focuses on why late summer and early fall are the optimal times to review your finances. The host, fresh from professional commitments and heading to various financial events, highlights the benefits of reviewing financial matters during September and October. Key reaso...

In this special 150th episode of the New Money, New Problems podcast, we reflect on the journey so far and the lessons learned from both the audience and personal experiences.  In the first half, we focus on the feedback from listeners, the common issue of financial stress regardless of income level and the critical need for effective communication about finances among partners and family members....

In this episode, we revisit the inspiring story of Courtney Hale, a man who has transformed trials into triumphant journeys.  This episode highlights Courtney and his daughter Ever's resilience as they navigate life's challenges, including the loss of Courtney's wife, Tia, and Ever's ongoing battle with sickle cell.  Courtney, known for his work as the Chief Hope Dealer at Supe...

In this week's episode, we delve into strategies for preparing your finances against potential job loss, economic downturn, or financial emergencies.  The episode emphasizes the importance of establishing emergency reserves, describing optimal savings amounts based on different household scenarios and employment stability.  It also explores tools and tactics for repositioning debts, utilizing...

In this episode, Brenton Harrison reflects on a past podcast episode from 2022 that discussed the challenge of living paycheck to paycheck even with a high income. Revisiting the topic, he shares additional insights he's gained over the past three years.  This episode covers reasons why high-income earners may still struggle financially, strategies to establish a financial foundation, and per...

In this episode, we discuss how to identify and recover from financial mistakes. The episode also delves into personal biases and behaviors that contribute to financial mistakes and offers steps to correct them.  EPISODE RESOURCES NerdWallet article My 5 Biggest Financial Mistakes   Check out Ted Klontz's book!   01:41 Evaluating Financial Mistakes 02:11 Investment Time Horizons 03:32 Permane...

Check out a snippet from our webinar on solidifying your finances in the event of a layoff and how to negotiate severance! To access the full replay, join our email list at newmoneynewproblems.com/subscribe ! Episode Highlights: Common Mistakes in Layoff/Severance Situations Employees often don’t ask for enough during severance negotiations; documentation of achievements is crucial. Employers freq...

Client case studies on the value of financial advice ... EPISODE RESOURCES Should I Pay A Financial Advisor $6,000? Support the show

Breaking down the "One Big Beautiful Bill" 2025 Federal Tax Brackets Support the show