Net Net

Lizzy and Lissa break down the hidden costs – financial and otherwise – of day trading. Many people are curious as to whether or not trading in the stock market can be their ticket to wealth as opposed to grinding at their 9-5 jobs. Is it really the fast track to financial freedom, or are the risks too big to ignore? In this episode, Lizzy and Lissa unpack the myths and realities around day tradin...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of certifications. Education and specialized training in adulthood can lead to many new opportunities, but it does require time, energy, and money. Regardless of your career field, are certifications worth the time, effort, and cost? Let’s talk about it.   Main Topics 00:00 Introduction 01:09 Running The Numbers Segment 02:35...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury apartments. From granite countertops and rooftop pools to skyrocketing rent and hidden fees, they break down the true costs of high-end living. Is it an investment in your lifestyle or just a shiny trap for your budget?    Main Topics 00:00 Introduction to Luxury Apartments 01:05 Running The Numbers Segment 03:10 Wha...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of marriage. They discuss everything from financial pros and cons to social dynamics, unpacking what marriage means in today’s world. Whether you're team marriage or questioning the whole institution, this episode dives into the practical and personal aspects of tying the knot. What do you think, is marriage worth it?   Main T...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of birthday gifts. From the financial strain of gift-giving expectations to the emotional and social pressures that come with it, they break down how birthdays can impact your wallet and your well-being. Should you splurge, stick to a budget, or opt-out altogether?   Main Topics 00:00 Introduction 01:14 Running The Numbers Seg...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of recreational sports leagues. From registration fees and equipment purchases to post-game hangouts, there are financial and time commitments that can add up quickly. While sports offer a lot of great physical benefits, they can also pose the risk of potential injury. Whether you're a weekend warrior or considering joining yo...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of new cars. They explore everything from depreciation and financing to insurance hikes and maintenance fees, plus the emotional costs of keeping up with the latest trends. A lot of people prefer to buy used cars but others still prefer that new car smell. What do you think, are new cars worth it?   Main Topics 00:00 Introduct...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of new year’s resolutions. It’s that time of year where many people think about their intentions for the next year. But are making new year’s resolutions actually worth the effort?   Main Topics 00:00 Introduction 01:19 Running The Numbers Segment 05:24 The Psychology Behind Resolutions 08:40 Social Pressures 11:50 Goal Settin...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of food delivery. Food delivery apps can offer a lot of convenience but they can also take a toll on your finances, from sneaky service charges to inflated menu prices and tempting convenience that encourages overspending. What do you think – are they worth it?   Main Topics 00:00 Introduction and Personal Experiences with Foo...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of celebrating holidays. From traveling to visit family, to decking out your home with festive decorations, holidays can cost money. But the costs are not just financial—there are emotional and time costs too. Find out how you can celebrate meaningfully without breaking the bank or losing sight of what really matters during th...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of working remotely. While remote work offers flexibility and the comfort of home, it also comes with unexpected expenses and challenges. Working from home, which took off exponentially during the global pandemic in 2020, can mean increased utility bills, blurred boundaries between work and personal life, and more.   Main Topi...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of budget airlines. If you’ve ever flown on a budget airline, you know there are extra fees for just about everything. In this episode Lizzy and Lissa cover what “cheap” flights can actually cost you.   Main Topics 00:00 Introduction 01:21 Running The Numbers Segment 03:26 What is a Budget Airline? 08:00 The Hidden Costs of Bu...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of sports fanships. The upsides of being a sports fan can be obvious, but have you ever thought about the financial and emotional tolls that often come with fandom? From the price of tickets, jerseys, and streaming subscriptions to the time spent following games and the emotional rollercoaster of victories and losses, being a...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of side hustles. While side gigs can be a great way to earn extra income, they come with unexpected trade-offs, like taxes, burnout, and the struggle of time management. This episode covers the ups and downs of side hustles, but also how to make them work without sacrificing your financial well-being or mental health.   Main T...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of fitness trackers. Tracking fitness for better health might seem like a no-brainer, but is it always beneficial? In this episode, we dive into our personal experiences with fitness tracking, exploring both the benefits and the downsides of becoming too focused on the numbers.   Main Topics 00:00 Step Count Check-In 01:34 Run...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of quiet vacationing. Quiet vacationing is a modern trend in which workers rebel against their employers by taking vacations without telling them. Some find it unethical, while others consider it an empowered act of rebellion against a toxic work culture. Is quiet vacationing worth it?   Main Topics 00:00 What is Quiet Vacatio...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of content creation. While creating content can be an exciting and rewarding venture, it doesn’t come without costs. Financial costs can add up quickly between quality equipment, software, tools, and other production costs. And then, there’s burnout, creative pressure, and the challenges of building and maintaining an audience...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of pets. We know that furry friends and other pets offer us things money can’t buy. But when you really look closely at the numbers, does having pets make financial sense? Let’s talk about it!   Main Topics 00:00 Introduction 01:08 Running The Numbers Segment 02:48 Meet Buckets 03:27 Childhood Pets 06:47 Becoming a Pet Owner 1...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of collecting stuff. From classic collections like stamps and coins to more modern-day collecting, like Funko Pops and NFTs, people have a long-standing relationship with collectibles. People are drawn to nostalgia, the thrill of the hunt, and of course – the potential for financial gain. But is it worth the time, effort, and...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of dating apps. Whether free or paid, dating platforms help connect people who are looking for love. But behind the convenience lies a range of costs, from subscription fees to the emotional toll of endless swiping and ghosting. Lizzy and Lissa explore how these apps can impact your wallet, mental health, and even your approac...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of credit cards. When managed wisely, credit cards can unlock amazing perks like travel rewards and cash back. But they can also be a slippery slope into consumer debt. Are credit cards really worth it?   Main Topics 00:00 Maxed Out Cards 01:33 Running The Numbers Segment 03:44 How We Use Cards 10:03 Credit Card Strategies and...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury brands. Beyond the price tag of luxury goods and services they delve into the psychology behind why we, as a society, care about luxury. There’s no denying that luxury brands have a huge influence on many aspects of our lives such as our spending habits and our self-perception. But are they worth it?   Main Topics 00...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of living abroad. Moving far from home can have tons of benefits, like the ability to start fresh and explore what the world has to offer. But it isn’t a decision to take lightly! In this episode Lizzy and Lissa welcome a special guest: Lissa’s fiancé Allan, who moved abroad to start a life with her.   Main Topics 00:00 Introd...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of financial advisors. Working with a financial advisor can be a great way to advance your financial goals but they also come with fees. In this episode, Lizzy and Lissa share their experiences and thoughts on working with financial professionals. Please keep in mind that this episode is informational and educational in nature...

Lizzy and Lissa break down the hidden costs – financial and otherwise – of alcohol and drinking. We all know that a good drink can mean a great time for some people, but there are a number of costs that go along with alcohol consumption. A fter weighing the pros and cons, is drinking worth it? Main Topics 00:00 Introduction 02:09 Running The Numbers Segment 04:36 Our Own Stories and Experiences 15...