My Happy Money Journey: money for mid life women with Phoebe Blamey

Jane Vandermeer is a multi-award winning, global expert personal stylist, and we chat to her about colour, corporate and how to be seen. Recently named ‘Best International Personal Stylist CEO 2023 and 2024’ also ‘Must Trusted International Personal Stylist of the Year” this woman is amazing! I loved talking to Jane about fashion, and all about how we take up space.  Back when I was in corporate I...

We all have big ideas of what we would do if we had a sudden windfall of a million dollars - but today we want to get practical.  Now, I know it’s tempting to imagine a dream getaway, buying luxury items, or even a private island! Today's episode explores some smart strategies to maximise that million-dollar windfall. I know you know that a  million dollars could truly change your life. Lets dig d...

Oh how I love chatting with Jules Brooke….after the formality of part one of this interview - where Jules tells us how to be a woman of influence, we are chatting about changing the world. How is it that women, and in particular women who feel invisible and devalued can step into our power. Lets deep into the patriarchy, the empowerment of women in particular the importance of women stepping into...

About 12 years ago I was broke and broken up with.  Debt seemed insurmountable and I was in a constant state of scarcity. That state really does keep you from moving forward. So here I am - diving deep and giving you some of the strategies that got me from there to here…not without a few wrong turns of course. What I found was its not just one thing that gets us out of debt. It’s the combination o...

Hey Honeys In this exciting first part of a two-part interview, I had the immense pleasure of sitting down with the remarkable Jules, a true powerhouse in the realm of public relations and women's empowerment. Our conversation centered around the vital topic of how women can take up more space and become influential figures in their respective fields. We kicked off our discussion by addressing the...

In this episode, I dive deep into the intersection of money mindset and practical financial knowledge, emphasizing the importance of both in achieving financial success. As I embark on this solo journey, I share my thoughts on the prevalent discussions around money mindset and the often-overlooked practical aspects of managing finances. I begin by highlighting the necessity of understanding how mo...

In the final part of this episode, we continue our enlightening conversation with Sallyanne Hartnell, diving deeper into the intricacies of navigating life after divorce. We reflect on the emotional toll that separation can take, particularly when it comes to the loss of friendships and the support systems that often fracture during this challenging time. Sallyanne shares her insights on how to ma...

Hey Honeys! I'm excited to share the latest episode of the Happy Money Journey podcast, where we continue our deep dive into the complexities of relationships and breakups with the amazing Sallyanne Hartnell. This is part 2 of our 3-part interview, and trust me you don't want to miss it. In this part, Sallyanne shares some truly eye-opening insights. One of the most empowering messages is that our...

Hey everyone! I'm excited to share our latest episode where we dive deep into the complexities of navigating divorce and financial independence. Whether you're contemplating separation or have already taken that step, this episode is packed with valuable insights. Here are my top three takeaways that I believe everyone should consider: Financial Visibility is Key: Before making any decisions about...

We are back -  Welcome you to Season 3, with award winning finance guru and best selling author Phoebe Blamey! Time to get back on your The Happy Money Journey, folks!!! This week is a big welcome to season 3 – and time to tell the truth to ourselves BEFORE ITS TOO LATE!   My question to you is – what do you owe your 80 year old self? If you are near me in age you probably have a good 30 or 40 yea...

Hey Honeys. What Does Wealth Mean to You? We often think of wealth as just money, but it's so much more than that! True wealth is about financial security, yes but it's also about health, happiness, and living a life filled with joy and meaningful connections. In the final episode of our season, we dive deep into what it means to be wealthy. From planning for the future to enjoying the present, we...

Hey honeys Ready to dive into the world of investing? This week, we’re breaking down three accessible investment tools: Micro-Investments, ETFs, and even Crypto!  Whether you’re just starting out or looking to diversify, this episode is packed with insights to help you grow your money wisely. Tune in to get the lowdown on how to start small, learn as you go, and make informed decisions. Investing...

Hey Honeys! In the latest episode of the Happy Money Journey we dive into the fascinating world of change. how we manage it, the challenges we face, and how small, consistent steps can lead to lasting transformation.  In this episode, I open up about my own experiences, from my Happy Money journey to a recent, life-changing adventure at a wellness retreat in Cairns.  The hike I recently embarked o...

Hey Honeys. Do you ever feel like you can be doing more?   This week we talk about turning your trash into someone else’s treasure!   The idea of sustainable living is not new –focusing on recycling and reusing rather than constant manufacturing means we can make  a small difference. By making small contributions like selling or donating items you no longer need, we actively participate in creatin...

Hey Honeys. Can you avoid overspending and prevent your shopping guilt?    In the latest episode of the Happy Money Journey podcast we delve into some fantastic tips and tricks to help you shop smarter and more consciously.   Did you know, for instance, most of us are guilty of neglecting 60% of our clothes!!!   Remember, it's all about being in control of your finances and enjoying the journey wh...

Hey Honeys   The joy we get from our furry little friend is hard to measure in money but oftentimes we are faced with the hard decision around vet bills and end of life care. For most Australians a large vet bill is an unexpected cost that can be an emotional rollercoaster.    Join us this week as we talk about the cost of pet ownership, we have some awesome money saving tips for you as we delve i...

Hey Honeys, What a week!!!   This week we dive into all the changes to your income from July 1. From minimum wage to new income brackets, rebates and the changes to super.   Whether you are an employee wanting to know what your entitlements are, or you're a small business owner and you want to know how these changes affect your employees and your income, we have you covered!   Also all the support...

Hey Honeys We are very excited to share this new episode of the Happy Money Journey podcast with you all. In this episode we're diving into Cartman's Drama Triangle and how it relates to our financial behaviours.   Ever felt like you're stuck?    Join us on a journey towards empowerment and financial well-being as we explore the steps to break free and recognize the effects from the money drama tr...

Hey honeys on this week's podcast we sit down and talk about the scary side of retirement  We understand the importance of avoiding common money mistakes to secure a stable financial future. In this episode, we delve into key pitfalls that women over 40 should steer clear of. Firstly, neglecting retirement planning is a major mistake. It's crucial to start early, maximise contributions, and take a...

5 Elements to Elevate Your Business with our business creative, Hannah!   Hannah and I have operated various businesses from fashion, to hospitality to of course finance and education. Collectively we have experienced many highs and lows in business. Now working together at The Happy Money Journey, Hannah is our expert on up-leveling businesses. She shares her story of continual growth of her hosp...

Hey there, it's Phoebe Blamey, and I'm thrilled to have you join me on this week's episode of "Your Happy Money Journey." Today, we're diving into beginning with the end in mind. In this episode, do you have a clear strategy for exiting your current role or business?  When we begin with the end in mind we can make more informed decisions, stay accountable, and achieve greater success. We start wit...

More Federal Budget talk incoming! While it isn't thrilling, we must stay informed to understand how it shapes your financial future and to make the most out of it for ourselves and our community. On this weeks podcast we dive into the details from tax cuts to energy bill relief, HECS debts, and support for small businesses, we break down the key highlights and implications for YOU! We look at the...

I am so sorry I’m a wee bit late releasing our podcast! We have had a super busy mortgage broking week over here at @clover_financial So here we are…and this podcast is worth the wait, trust me! We all know change is inevitable. Often, we can see it coming but find it daunting as we lose control and stability. This podcast on The Happy Money Journey is all about how to finance the next chapter in...

Happy Mother's Day!  We hope you're having an amazing and relaxing day full of appreciation and joy.    After all the running around, eating and gift exchanging I have settled down on the couch and reflected on how lucky I am with the family and community that surrounds me.    It's days like these that make you thankful for friends and family and the time you get to spend with your tribe.   For th...

Hey honeys, This week we get ready to show our appreciations to the Mothers and Special People in our life. Lets take a moment to reflect on the valuable lessons you've learned from your mother or mother figures. Consider how these lessons have shaped your financial mindset and influenced your money habits. We explore these valuable money lessons we learn from our mothers and mother figures. Or ev...