Moving Home with Charlie

5FF 3 May 2025 Zoopla HPI index out - £500m overvaluation?! Zoopla for Sale. https://www.zoopla.co.uk/discover/property-news/house-price-index/ Nationwide March HPI Down -0.6%: https://www.nationwidehousepriceindex.co.uk/reports/annual-house-price-growth-slows-slightly-in-april Bank of England new purchase mortgage approvals: https://www.bankofengland.co.uk/boeapps/database/fromshowcolumns.asp? Tr...

Watch the video of this here:  https://youtube.com/live/jHmxqqh1SeE An open chat about the state of the housing market. How to Renegotiate: https://youtu.be/mVnppJEKfM8 Seller Advice Video Playlist https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ First Time Buyer Advice Video Playlist https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe Book a private vi...

Watch this podcast on video here:  https://youtube.com/live/AHMNzKHktes How to Renegotiate: https://youtu.be/mVnppJEKfM8 Be Prepared in Advance, get your mortgage broker and conveyancer lined up. https://linktr.ee/movinghomewithcharlie Seller Advice Video Playlist https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ First Time Buyer Advice Video Playlist https://www.youtube.com...

5FF 25 April 2025 HSBC latest lender to relax lending rules https://www.mpamag.com/uk/news/general/hsbc-uk-reduces-stress-rate-to-boost-mortgage-affordability/532828 Mortgage rate competition hots up https://www.moneyfactsgroup.co.uk/media-centre/consumer/pick-of-the-week-20250424/ Government borrowing exceeds all expectations as tax take falls, threatens further tax hikes https://x.com/ons/status...

Watch this on video here:  https://youtube.com/live/JiPQSMi9W1o Buying a home with a mortgage means you end up paying roughly double what you borrowed, on top of your deposit. Then inflation, maintenance and service charges need to be considered. The value of your home needs to roughly quadruple over the 30 year term of the mortgage to make it a worthwhile investment. I'm not trying to put an...

Watch the video of this podcast here:  https://youtube.com/live/upo8_7h8UcQ 5FF April 18 2025 RM “Record House Prices” again - sigh https://www.rightmove.co.uk/news/content/uploads/2025/04/Rightmove-HPI-14th-April-Final.pdf Leaseholders faced with 400% service charge hike https://www.bbc.com/news/articles/cy8ee5vkjxeo.amp Employment growth turns negative for first time in over 10 years https://www...

Watch the video of this podcast here:  https://youtube.com/live/5IwxPTYl5rU 10 Golden Rules for Home Sellers: https://youtu.be/W9oR28aWLOs Seller Advice Video Playlist https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ First Time Buyer Advice Video Playlist https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe My website: https://mhwc.co.uk Book a private v...

Watch the video of this podcast here:  https://youtube.com/live/Zh6xSHQYTf8 1. RM asking prices show spring seller pricing folly 2. Buyer asks "£1.1 or £1.2m?" How to decide. 3. Seller asks "How do I price right?" 4. Buyer asks, 2 or 5yr fix? Seller Advice Video Playlist https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ First Time Buyer Advice Video Playl...

Watch the video of this livestream here:  https://youtube.com/live/5wMT7fdujiE Be Prepared in Advance. https://linktr.ee/movinghomewithcharlie Seller Advice Video Playlist https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ First Time Buyer Advice Video Playlist https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe My website: https://mhwc.co.uk Book a priva...

5FF 11 April 2025 - watch on video here:  https://youtube.com/live/J-16DUjwA8Y Halifax Index Falls 0.5% https://www.halifax.co.uk/assets/pdf/march-2025-halifax-house-price-index.pdf Rayner doubles down on housebuilding target lie https://www.independent.co.uk/news/uk/home-news/government-matthew-pennycook-conservative-kevin-hollinrake-commons-b2728949.html The Papers Finally Catch UP https://www.e...

Watch the video of this podcast here (although it has some sound issues that this audio podcast doesn't have)  https://www.youtube.com/watch?v=jNzJX7PC-io Follow Charlie on X here: https://x.com/moving_charlie Follow Stig on X here:  https://x.com/alexgroundwater All my other links: https://linktr.ee/movinghomewithcharlie Support the show Follow me on X for daily updates: https://x.com/moving...

Is there an eventual silver lining to the stock market crash?  Watch the video of this podcast here: https://youtube.com/live/qGLWJITTlDE Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80   Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs   Offering: https://www.youtube...

All my links: https://linktr.ee/movinghomewithcharlie 5FF 4 April 2025 Mortgage Transactions for February disappointing given Stamp Duty Deadline. https://www.bankofengland.co.uk/boeapps/database/fromshowcolumns.asp Feb mortgage Approvals show weakening market even before Stamp Duty Deadline https://x.com/moving_charlie/status/1906715916622004563 Nationwide House Price Index ‘business as usual’ ht...

"The market decides". Those 3 words are all you need to absorb and remember. And they represent the only truthful answer to the question "How much will my home sell for?". My 10 Golden Rules for Home Sellers: https://youtu.be/W9oR28aWLOs The 1 April Stamp Duty increase is now behind us, hitting buyers harder in the pocket and affecting their budgets. Selling just got harder. He...

Watch the video of this podcast here:  https://youtube.com/live/ChG9HftEHOQ Gary Stevenson says telling people to be more entrepreneurial is 'sick'. I disagree. Self employment is often (but not always) the answer. Everyone has a choice. (No one needs to be an entrepreneur though). Join the Movers Club Private Q&A here: https://buymeacoffee.com/mhwc/membership If you'd like to t...

Watch the video of this podcast here:  https://youtube.com/live/kQ2pCthVN5Q Stamp Duty Calculator: https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#!/intro First time buyer offer email template: https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/ Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie&...

All my links: https://linktr.ee/movinghomewithcharlie 5FF 28 March 2025 Chancellor’s Spring Statement Confirms Bleak Future (Sasha Breaks it down in grim detail) https://youtu.be/6Yui6WioDys?si=e1uM3IvUy9Vxi4VU OBR Forecasts Mortgage Rise by 1% (page 52) https://obr.uk/docs/dlm_uploads/OBR_Economic_and_fiscal_outlook_March_2025.pdf ONS revises down UK housing wealth by £2.2tn. https://www.ftadvise...

Watch the video of this podcast here:  https://youtube.com/live/-GzlLl7-6CQ https://linktr.ee/movinghomewithcharlie Try my website bestagent.co.uk if you're moving home. My Website: mhwc.co.uk Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80   Sellers: https://www.you...

During Polly Neate's 7 year tenure as CEO of Shelter they spent, £460m. During this time homelessness has risen over 50%. She was paid almost £1m for it and says she had "fun". https://x.com/moving_charlie/status/1904473688394641854 https://www.gov.uk/government/statistics/statutory-homelessness-in-england-january-to-march-2024/statutory-homelessness-in-england-january-to-march-2024...

Charlie and Lewis Shaw duke it out over "Tax the Rich" being the wrong message for young people who want to own a home. Watch the video here: https://youtube.com/live/CnMlbECWYiE The government will always mess up the housing market. Rich people will mostly always be greedy but you still want to own a home. Complaining about who's to blame will never get you into a home. Deciding to...

Charlie, Stig and investment YouTuber Sasha Yanshin get together for the first time to discuss the prospects of young UK workers hoping for a home.  Watch the video here (but skip the first 25 min audio issues): https://youtube.com/live/pD5lVE-rtnY?feature=share Sasha's UK YouTube channel: https://www.youtube.com/@SashaTakesOnUK X: https://x.com/sashayanshin Support the show Follow me on X fo...

5FF 21 March 2025 - https://linktr.ee/movinghomewithcharlie Try my website bestagent.co.uk if you're moving home. RM Feb index shows weakness https://www.rightmove.co.uk/news/content/uploads/2025/01/Rightmove-HPI-17th-March-Final.pdf Nationwide increases lending LTV for interest only and foreign nationals https://theintermediary.co.uk/2025/03/nationwide-increases-maximum-loan-to-value-for-new...

There's a reason buying or moving home is the most stressful thing you can do bar divorce. It's a minefield, a battlefield. Watch the video here: https://youtube.com/live/TYXY1VyaYbg https://bestagent.news/country/england Join the Movers Club Private Q&A here: https://buymeacoffee.com/mhwc/membership If you'd like to talk to me find me here: https://mhwc.co.uk/speak-to-charlie A...

5FF 14 March 2025 - https://linktr.ee/movinghomewithcharlie FCA announces easing of mortgage restrictions https://www.fca.org.uk/news/press-releases/fca-sets-out-steps-support-home-ownership RICS survey shows gloomy 2025 https://www.rics.org/content/dam/ricsglobal/documents/market-surveys/uk-residential-market-survey/2_WEB_February_2025_RICS_UK_Residential_Market_Survey_tp.pdf GDP contracted in Ja...

5FF March 7th - watch the video here:  https://youtu.be/LbRAGBGWdQU Landlord selloff jumps 50% in January compared with 2024. https://www.thisismoney.co.uk/money/buytolet/article-14447891/More-landlords-properties-sale-thanks-tougher-regulations-taxes.html Under offer median price drops £15k https://bestagent.news/country/england/ Number of new homes given go ahead last year was lowest since 2014...