Moving Home with Charlie

If home movers understood this one point, no one would hate estate agents. I have to try and debunk this myth on "how to choose an estate agent". Do not, ever "Pick 3". Watch this livestream on video: https://youtube.com/live/qep5_4almKM https://www.thisismoney.co.uk/money/mortgageshome/article-11764171/How-choose-estate-agent.html My 'Reaction' to Phil Spencer's...

In this video, I'll break down all the different reasons average asking prices can go up when prices are going down. Watch this livestream on video here: https://youtube.com/live/PW52lcsO1_Q 35% drop explanation video: https://www.youtube.com/watch?v=6RX8m5AL3sY Charlie says: https://www.twindig.com/market-views/property-market-insights-170223 Bloomberg 40% collapse Podcast https://origin.www...

I'm being asked almost every day, "Charlie, why do you think house prices will fall 35%? I just don't see it." I'm going to try and explain it a different way tonight.  Watch the video of this podcast here: https://youtube.com/live/6RX8m5AL3sY First Time Buyers: https://www.bloomberg.com/news/articles/2023-01-03/first-time-buyers-made-up-over-half-of-uk-home-purchases-in-2...

Moving home is not about money. Watch the video of this livestream here: https://youtube.com/live/TRxMUHgZtLo But all the people who make their living from the moving industry think it is. Oh, and unfortunately the UK economy (GDP) is linked to house prices too. We're about to get our Cold Turkey. https://mhwc.co.uk/mortgage https://linktr.ee/movinghomewithcharlie John Stepek's Bloomberg...

Watch the video of this podcast here: https://youtu.be/JTPC5zG1NR8 Bank Of England website page on CBDC https://www.bankofengland.co.uk/the-digital-pound All my links: https://linktr.ee/movinghomewithcharlie Alex on Twitter: https://twitter.com/alexgroundwater Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https:/...

Watch the video of this discussion at https://youtu.be/zNzFabjAais Find Alex on Twitter at https://twitter.com/alexgroundwater Changes to National Accounts: Imputed Rental https://www.ons.gov.uk/economy/nationalaccounts/uksectoraccounts/articles/changestonationalaccounts/imputedrental Sex Worker GDP https://www.ons.gov.uk/economy/nationalaccounts/satelliteaccounts/timeseries/mnc8/bb All my links:...

Watch the video of this podcast on YouTube: https://youtube.com/live/ckDxHywMz2s?feature=share   We're 'not in recession'! Prepare for fresh gaslighting guff from many in the moving and mortgage industries. Technically, with (as yet unrevised) Q4 2022 GDP at 0,0%, or 'flat', the UK escaped a technical recession by the skin of its teeth! "Britain is much worse off than...

Watch this podcast on YouTube to see the graphics https://youtube.com/live/EYp1qpBwQhg Martin Lewis' twitter poll on House Prices https://twitter.com/MartinSLewis/status/1623033924308897816?s=20&t=jrEAMx4MTOpT2wTHUivgrQ 16 Verifiable Reasons UK House Prices are Crashing https://youtu.be/pmwKQ3hMvxQ 8 Reasons UK House Prices will Collapse - Aug 2022 https://www.youtube.com/watch?v=vL6rg_wq...

The answer is 'optimism bias' https://en.wikipedia.org/wiki/Optimism_bias This is a dangerous and expensive mistake on the sellers part, if moving is essential. Gov figures on Business Insolvencies: https://www.gov.uk/government/statistics/company-insolvency-statistics-october-to-december-2022/commentary-company-insolvency-statistics-october-to-december-2022 Guardian Story: https://www.t...

In this podcast, Alex Groundwater and I react to some of the comments and reactions of the "Death in poverty" video. https://youtu.be/TQ8VZSqFfto All my links: https://linktr.ee/movinghomewithcharlie Video of this conversation: https://youtu.be/pjoKm1i0738 Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: h...

We've just begun trialling some different national house price data at https://bestagent.co.uk that we hope will be more useful (or slightly less useless!) than existing Asking Price indices, to movers. https://twitter.com/bestagentprop/status/1621270368513130496?s=20&t=YhACUXkLPTTyyPGVSLelMA Please let me know your thoughts on how we can use this to help grow a better understanding of ho...

The Bank of England set the base rate 0.5% higher at 4% today. Is this the new normal? Or will they go much higher?  I had a 5 minute chat with my old friend and pundit Alex Groundwater to get his views on what's likely to happen with bank interest rates and why. Alex Groundwater is a good friend from early school days, one of the rare ones I have kept in touch with. He describes himself as:...

Alex Groundwater is a good friend from early school days, one of the rare ones I have kept in touch with. We sat down for a casual conversation on a serious topic. How bad could the economy get? I am an optimistic and happy guy. But, this is not a cheery or positive episode. We actively debate what the worst case scenario might look like. If you find gloomy outlooks difficult, depressing or trigge...

Alex Groundwater is a good friend from early school days, one of the rare ones I have kept in touch with. He describes himself as: "A Gen-X data enthusiast. Helping Bio-Techs build labs and manufacturing facilities for T Cell cancer therapies. mAB 🐀, reader, maths literate!" I often refer to him, not seriously, as my "quant guy" on YouTube videos. He wrote this short story abo...

No one likes being lied to or manipulated but it happens to us all the time, especially in pressure sales tactics. I hope this short video will help people recognise scenarios and know what to do about them. https://linktr.ee/movinghomewithcharlie **UPDATE**  Got a response from a lawyer on this question: "Misrepresentation wouldn’t apply in these circumstances because  1. The estate agent is...

6 months with no house price increase. Half a year of straight falls, before the full impact of the mini-budget feeds through. It's now no longer reasonable to call this any kind of blip. Nationwide Jan 2023 House Price Index: https://www.nationwidehousepriceindex.co.uk/reports/2023-begins-with-further-slowing-in-annual-house-price-growth YouTube Livestream of this episode https://youtube.com...

Tonight's topics: IMF downgrades UK economic outlook https://news.sky.com/video/imf-forecasts-uk-economy-will-fare-worse-than-any-other-country-in-developed-world-12800108 Mortgage Approvals Plummet https://www.bankofengland.co.uk/statistics/money-and-credit/2022/december-2022 https://www.twindig.com/market-views/average-mortgage-rates-december-2022 Jan 23 Nationwide House Price Index figs wi...

On a daily basis I get challenged, even by buyers, who can't believe that house prices will fall anything like as much as the 35% I've suggested. In this podcast I will update everyone on my thinking and views on house price falls. Watch the original livestream of this podcast on video: https://youtube.com/live/GMvp88rDm9M https://www.telegraph.co.uk/property/house-prices/why-house-price...

All my links: https://linktr.ee/movinghomewithcharlie In preparation for my Radio 4 Interview, I did a lot of research on the New Homes situation. The interview itself didn't allow enough time for me to say everything I had to say, but I didn't want all the preparation to go to waste so here it is. Hear the Radio 4 interview (segment starts at 44m20s) https://www.bbc.co.uk/sounds/play/m0...

Remember: Be prepared (have mortgage in principle ready) Buy now, just don’t overpay. Make your max comfortable offer by email. Leave it to simmer 4-7 days. Disregard the guff (agentsplaining) Don’t risk negative equity. Talk to my magic mortgage guys if you don’t already have an independent, whole of market broker. Pop details in here and I’ll put you in touch: https://mhwc.co.uk/mortgage All my...

Please copy and paste everything below and send to ANYONE who hasn't done their research on UK housing and how the economy will affect it. HOUSE PRICES UK House Prices Officially Falling in November 2022 (before mini budget effect fed through) WE STILL HAVEN’T YET SEEN the effect of Sep 2022 mini budget on House Prices https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/housepri...

A short podcast to help get the market moving by waking up unrealistic sellers. Watch the original live stream video here: https://youtu.be/mZKYi-ZCskU Surely with this data, it's now impossible for anyone to keep saying things haven't changed? Apparently not! https://www.rics.org/uk/news-insight/latest-news/press/press-releases/housing-market-weakens-further-with-buyer-activity-continui...

In this podcast: 1. Gov Confirms UK House Price Falls: -0.3% nationally, month-on-month in Nov 2022. 2. Why Estate Agents should "Dis-instruct" themselves from unrealistic sellers, or "fire their clients". 3. What to say when an agent says "the market is thriving" or "prices are up" 4. Interest Rate Update: Why you need to watch the economy if you want to kn...

It's no surprise that in today's Sunday Times Zoopla are saying prices won't fall. But this is confusing for sellers who are trying to set the right price for their home to sell, so they can move. https://www.thetimes.co.uk/article/why-the-gloomy-house-price-predictions-for-2023-are-wrong-zcwmr8gqh Watch the video of this livestream here: Sunday Seller's Dilemma Livestream. Sel...

I got to speak to Mike Buxton who was sitting in for Danny Pike on BBC Radio Sussex for my first live broadcast. As it was my first one, I wanted to keep a record of it! Just for posterity. I like to keep a record of these moments. https://linktr.ee/movinghomewithcharlie   Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Bu...