Moving Home with Charlie

All my links: https://linktr.ee/movinghomewithcharlie My website: mhwc.co.uk FTB Offer Email Template: https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/ Decoded and deguffed for movers. Download full PDF Rightmove Report here. https://www.rightmove.co.uk/news/content/uploads/2024/02/Rightmove-HPI-19th-February-Final-.pdf Watch the full video: https:...

Myself and Alex will chew over the tragedy that is the progress of the economy down the proverbial toilet, and have a rethink about where things might be this time next year. All my links: https://linktr.ee/movinghomewithcharlie Book a private video call with me: https://buymeacoffee.com/mhwc/extras Watch the full video here: https://youtube.com/live/gQNJgS7Vdzo Support the show Follow me on X for...

Ash kindly invited me to be a guest on his podcast for mortgage brokers.  We had a really good nitty gritty discussion about my background in the property market and mine and Ash's shared experiences of unethical conduct among agents and brokers. Find Ash on his website: https://www.ashborland.com/ Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie&ap...

Find All 5 Fact Friday Links in this video here: https://mhwc.co.uk/blog/the-week-the-news-changed-the-housing-market/ Watch the full video here: https://youtube.com/live/UXPX6G_UcCA Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80   Sellers: https://www.youtube.com/watch?...

Our monthly legal livestream, bring your questions on conveyancers, buying, selling, leaseholds, whatever you want to know, and put them to the boss of my award-winning partner conveyancing firm Thomas Legal. If you'd like to talk to Thomas Legal about being your conveyancer, click here and one of them will call you back: https://mhwc.co.uk/conveyancing All my other links: https://linktr.ee/m...

It's not helping anyone who wants to know what's happening in their market.  Watch the video of this livestream here: https://youtube.com/live/U84cxw3HsJY https://www.gov.uk/government/statistics/uk-house-price-index-for-december-2023/uk-house-price-index-summary-december-2023 But the regional breakdowns are interesting. Detailed ONS HPI description https://www.gov.uk/government/publicat...

Suffering negative equity and home repossession in 2008, channel follower and fan Maddison Fox, her parents and 3 siblings all experiences how brutal falling house prices can be. Her (and her younger brother's) turnaround story since then is remarkable. In January Maddison sent me a private message on X: "It’s thoroughly emotional for me because I’m 31 and my parents lost our family home...

I’ve always said that my expectation (not prediction), is prices will fall 35%, on average, from 2022 peak to trough in 2025 with regional variations from -15% to -50% (yes nominal, not real, that’ll be even worse). Watch the video of this livestream here: https://youtube.com/live/ugxeTWMnGMQ And very far from “back peddling”, with the darkening economic clouds, it’s looking increasingly more like...

Getting a job without a mortgage is basically impossible, so buying a home while you have a job is a smart move. Watch the video of this live here: https://youtube.com/live/--D814UxSmo Selling your home into a falling market is almost impossible too. Speed is of the essence if you need to sell for financial reasons. The economic outlook continues to darken. I always say: "Prepare for the wors...

Please send in your mover questions by video to be included in next week's 5QF by whichever is your favourite platform. Watch the video here: https://youtube.com/live/tXF24ZGU5tM All my social platform links here: https://linktr.ee/movinghomewithcharlie My website: https://mhwc.co.uk Try BestAgent to find an agent. https://bestagent.co.uk Support the show Follow me on X for daily updates: htt...

Five Fact Friday -  9 Feb 2024 - Watch the video here:  https://youtube.com/live/3KdfaDGbHgg House Prices Up! *NOT* https://www.halifax.co.uk/media-centre/house-price-index.html RICS - “The worst is over!” *NOT* https://www.rics.org/content/dam/ricsglobal/documents/market-surveys/uk-residential-market-survey/January-2024_RICS-UK-Residential-Market-Survey.pdf Mortgage Rates UP. https://www.forbes.c...

7 questions to help you avoid overpaying for your next home. 1. Could you sell the property immediately for what you paid for it? 2. What's your Loan to Value? 3. How long is your mortgage payment fixed for? 4. When might you need to move next? 5. How secure is your income and for how long? 6. What's likely to happen to the market for your property if you need to move again? 7. What&apos...

https://www.halifax.co.uk/assets/pdf/january-2024-halifax-house-price-index.pdf https://cdn.ihsmarkit.com/www/pdf/0323/HPI02_Halifax_House_Price_Index__HHPI__2019_2023_Mar_29.pdf Watch the video here: https://youtube.com/live/7PxNAB5MBwk Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?...

We haven't done a deep up to date dive into the state of the economy for a while. Watch the video here: https://youtube.com/live/IxlTtK3kSw4 It's important as it's a factor for anyone moving home. Fill out your house price at https://bestagent.property/hpi Find Charlie at https://mhwc.co.uk Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie&...

Even estate agents don't get the real value of estate agency. All my links: https://linktr.ee/movinghomewithcharlie My Mortgage Brokers: https://mhwc.co.uk/mortgage My conveyancing partners: https://mhwc.co.uk/conveyancing Book a video with me if I can help: https://www.buymeacoffee.com/mhwc/extras Watch the full video here: https://youtube.com/live/rMbpOcs7HHA Head over to my website to see...

This is possibly the most common mistake made by sellers. What they think "should" be happening, and why. The market will always decide. Find me on my website https://mhwc.co.uk Follow me for daily updates on X https://twitter.com/moving_charlie For Sellers: How to be "Contract Ready" - https://youtube.com/live/gGxs7AI7-mo?feature=share Watch the full video here: https://youtub...

Feedback please! Experimenting with replacing Five Fact Friday with Five Question Friday. Answering some of your questions and comments from this. More or less helpful? All my links: https://linktr.ee/movinghomewithcharlie My Mortgage Brokers: https://mhwc.co.uk/mortgage My conveyancing partners: https://mhwc.co.uk/conveyancing Book a video with me if I can help: https://www.buymeacoffee.com/mhwc/...

False hope is worse than no hope. Don't buy the false hope. Watch the video of this here: https://youtube.com/live/U7yyiCVs5Ow https://www.bankofengland.co.uk/monetary-policy-report/2024/february-2024 https://www.nationwidehousepriceindex.co.uk/resources/sadr5-vsmdt-6beta-5ycs1-v47tl My Mortgage Brokers: https://mhwc.co.uk/mortgage My conveyancing partners: https://mhwc.co.uk/conveyancing Boo...

Rates going up, rates going down, inflation going back up, Bank of England, fixes, variables, where do we even start? If you'd like to talk to Lewis or Graham, pop your details in at https://mhwc.co.uk/mortgage For all my other links, see: https://linktr.ee/movinghomewithcharlie Watch the video here: https://youtube.com/live/3zQusK_o8Xw Support the show Follow me on X for daily updates: https...

The combination of rising insolvencies and falling mortgage approvals could create the tipping point in the housing market many buyers have been waiting for. My Mortgage Brokers: https://mhwc.co.uk/mortgage My conveyancing partners: https://mhwc.co.uk/conveyancing Book a video with me if I can help: https://www.buymeacoffee.com/mhwc/extras 2023 had Worst Business Insolvencies for 30 years https://...

Charlie talks to a veteran agent of three previous housing downturns, John Durrant, about the dangers of overpricing, and what it was like being an agent at a time when repossessions were at record levels. In 1992, in the depths of a housing downturn, estate agent employee John Durrant left his job to set up his own Estate Agency Business named "Waterfall, Durrant & Barclay" (Now Wat...

Published today 29 January 2024, Zoopla's December House Price index. Charlie interviews Zoopla Research Director Richard Donnell on what it means. Zoopla's HPI: https://www.zoopla.co.uk/discover/property-news/house-price-index/ Follow Richard on X: https://x.com/richard_donnell Find me on my website: https://mhwc.co.uk All my other links: https://linktr.ee/movinghomewithcharlie Find you...

My conveyancing partners: https://mhwc.co.uk/conveyancing Book a video with me if I can help: https://www.buymeacoffee.com/mhwc/extras Head over to my website to see if I can help you: https://mhwc.co.uk/ Try BestAgent to find an agent.  https://bestagent.co.uk December Job Vacancies down 13% yoy. https://www.bloomberg.com/news/articles/2024-01-29/uk-job-vacancies-fall-by-most-in-three-years-adzun...

Bad times. Watch the video of this podcast here: https://youtube.com/live/sHtoAmYmrPc Links to all sources here: https://mhwc.co.uk/blog/the-7-deadly-signs-of-negative-equity/ Get help: https://www.moneyhelper.org.uk/en/homes/buying-a-home/negative-equity-what-it-means-and-what-you-can-do-about-it Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's G...

Forbearance may be kicking the repossession can down the road past the election before it's realised. Let's discuss. And let's answer all your Questions tonight! Book a 1-1 video slot with me at https://mhwc.co.uk Talk to my hand-picked mortgage brokers, conveyancers and search pack providers on my website too. All my other links https://linktr.ee/movinghomewithcharlie Support the s...