Mortgages Made Easy Podcast

Need help with your mortgage? 👉 Get started here – https://www.prestigepf.co.uk/📊 Try our Stamp Duty Calculator – https://www.prestigepf.co.uk/stamp-duty-calculator📸 Follow us on Instagram – https://www.instagram.com/prestigepf/💼 Connect on LinkedIn – https://www.linkedin.com/company/prestige-private-finance/posts/?feedView=allThink buy-to-let in London is no longer worth it? Many investors as...

Grey skies, cold mornings… but the mortgage market is quietly heating up 👀📉 Softer house price headlines — familiar January pattern 📊 Buyer demand steady, remortgaging on the rise 💷 Lenders cutting rates again 🔥 Early-year confidence building January might look gloomy outside — but momentum is building where it matters. Need help with your mortgage? 👉 Get started here – https://www.prestigep...

In this episode of Mortgages Made Easy, David Jackson (Managing Director at Prestige Private Finance) sits down with James Redington (Managing Director at Douglas & Gordon) If you are planning to buy in 2026, this episode could save you time, money, and a huge amount of stress. From why most buyers wait too long to get ready, to the hidden reasons deals collapse after being “agreed”, this epis...

Welcome to 2026 and the mortgage market has wasted no time getting moving. HSBC has become the first major lender to cut fixed rates, signalling a more competitive start to the year than many expected. We are already seeing early rate reductions, buyer confidence picking up, and affordability starting to ease, with lenders keen to win business from day one. If you are thinking about moving home or...

Let us know your thoughts on these mortgage myths - and if there are any you’d add! Need help with your mortgage?👉 Get started here – https://www.prestigepf.co.uk/ 📊 Try our Stamp Duty Calculator – https://www.prestigepf.co.uk/stamp-duty-calculator 📸 Follow us on Instagram – https://www.instagram.com/prestigepf/ 💼 Connect on LinkedIn – https://www.linkedin.com/company/prestige-private-finance/...

In this episode of Mortgages Made Easy, Phil sits down with three of Prestige Private Finance’s top advisers for a straight talking conversation on mortgages, protection, and what really makes a great broker. They break down the biggest mistakes buyers make, why you should speak to a broker before viewing, and the truths people only learn the hard way (including why you are not “safe” until comple...

In this video, we break down what’s really happening in the UK housing market as we head into 2026. Mortgage rates are edging lower, lenders remain competitive, and early signs suggest confidence is returning across key parts of the market. You’ll learn: Where UK mortgage rates are heading What falling fixed rates mean for buyers and homeowners House price expectations for 2026 Why confidence is s...

Why do lenders speed up… then slam on the brakes? In this section, David and the team reveal what’s really going on inside the major banks - from compliance scares that force lenders to overhaul their processes to the risk teams who can switch off automated systems overnight. They also break down why once-advanced mortgage tech never fully bounced back after the credit crunch. A sharp, insider bre...

A steady December property market sets the stage for one of the most stable years ahead as we move into 2025. House prices held firm in November, showing stability with no major drops. 2025 is set to be one of the most stable years yet, with affordability improving for buyers. Regional differences are widening, with some areas growing while London and the South soften. Mortgage approvals remain st...

In this episode of Mortgages Made Easy, David sits down with three of Prestige Private Finance’s top mortgage brokers for a straight-talking conversation about what’s really happening in the market right now. Between them, they’ve worked through rate rises, stamp duty changes, recessions, lending freezes and everything in between - and they share what they’re seeing today, what buyers often get wr...

In this episode of Mortgages Made Easy, David sits down with three of Prestige Private Finance’s top mortgage brokers for a straight-talking conversation about what’s really happening in the market right now. Between them, they’ve worked through rate rises, stamp duty changes, recessions, lending freezes and everything in between - and they share what they’re seeing today, what buyers often get wr...

The Autumn Budget is still settling, and the direction of travel is becoming clear. A new levy will apply to properties over £2 million from 2028.Landlord tax is set to rise by a further 2 percent from 2027.And despite the rumours, stamp duty remains unchanged. Income tax thresholds stay frozen, tightening budgets for many households. There is positive movement too. Halifax has increased affordabi...

Before you even view a property, speak to a broker. Anne-Marie and Chris share the essential steps to be mortgage-ready - from avoiding surprise credit issues to ensuring your deposit passes all the checks. This is a best moment — make sure to check out the full episode with Anne-Marie and Chris. Full episode - https://open.spotify.com/episode/6acRQ1eux0mo37vhkaJsjC 🎙 New episodes every Friday 📆...

This week’s property market is a paradox - base rate cuts, more mortgage searches, and a rare boost in Prime Central London… but sales volumes and buyer confidence still have a way to go. 📉 Sales volumes: Down 24% YoY, but June shows signs of stabilisation 🏠 Listings: +14% YoY, yet sellers are holding firm on pricing📊 Rates: Base rate now at 4% - lowest since early 2023 - but lenders are split...

Worried about your fixed-rate mortgage ending soon? In this clip, we break down exactly what to do - when to act, how to stay calm, and why speaking to your broker six months out is absolutely key. Don’t leave it too late. 👉 Watch the full episode here: https://open.spotify.com/episode/07DA9F17UlOSO11EL7JA02 Need help with your mortgage? 👉 ⁠⁠⁠⁠Get started here⁠⁠⁠⁠ - ⁠ ⁠https://www.prestigepf.co....

Yes, it’s August. Yes, we’re juggling holiday clubs and slower replies. But behind the scenes - buyers, sellers, and lenders are still making moves. Here’s what’s actually happening: 🏠 House prices are rising again - July saw a 0.6% bump (Nationwide)📈 More homes are selling - June sales jumped 13% (HMRC)📄 Mortgage approvals are climbing - remortgages hit a high not seen since 2022📊 Rates are s...

In this episode of Mortgages Made Easy, we sit down with Sian Louise - a self-employed agent who's built a strong presence in the property world through social media. Sian shares how a bad experience buying her first home led her into agency, how her acting background helped her build confidence, and why she made the move from corporate to self-employed. We also talk about personal branding, b...

London’s property market is on the up. With asking prices down, buyer demand up, and sub-4% mortgage rates returning, here’s everything buyers, sellers, and investors need to know this week. 🎙 New episodes every Friday 📆 Bonus mortgage updates every Monday If you find the show useful, don’t forget to like, follow and share - we’ll see you in your feed! Need help with your mortgage? 👉 ⁠⁠⁠⁠Get sta...

"Just Get in the Game” In This Clip James Evans & David Jackson talk about buying your first property. From skyrocketing rent in London to missed opportunities in Chelsea, he breaks down why the biggest step is simply getting in the game - even if it means buying somewhere less ideal. 👉 Sacrifices are part of the journey. 👉 You don’t need to buy where you want to live - just start . 👉...

📉 UK Mortgage & Property Market Update – July 2025 Inflation jumps, rate cuts pushed back, and lenders battle with sub-4% mortgage deals. Whether you're buying, selling, or just watching the market, here's everything you need to know this week! 🏡 Inflation hits 3.6% (18-month high) 🏡 Base rate cut likely in August, not July 🏡 London house prices down 1.4% 🏡 Sub-4% mortgage deals from majo...

Getting a mortgage when you're self-employed can be complex - but it’s doable with the right knowledge and guidance. In this episode, we cover: The four main self-employed categories: sole trader, partnership, limited company, and contractor/freelancer What lenders look for based on your setup Why a two-year track record is often key — and why it sometimes isn’t What documents you'll need...

The Bank of England has eased high loan-to-income caps, potentially unlocking borrowing for 36,000 more first-time buyers annually. The new Freedom to Buy scheme (a rebrand of the 95% mortgage guarantee) is launching soon, likely sparking a wave of low-deposit buyer demand. Meanwhile, 3.6 million fixed-rate mortgages will end by 2025 — with up to 2.5 million borrowers possibly saving money on new...

In this episode of Mortgages Made Easy , we sit down with James Hollingsworth, CEO of Laurus Law, to unpack the complex world of property law. From his unconventional journey through corporate law, commodity trading, and estate agency, James shares how these experiences shaped his people-first approach to conveyancing. We dive into why communication, empathy, and preparation are key for buyers, se...

UK house prices saw their biggest monthly drop since Jan 2023, falling 0.8% in June. Central London prices are slipping, while outer areas like Wandsworth and Chiswick remain steady. Buyer choice is at a 3-year high, with listings up 14% year-on-year. Sub-4% mortgage rates are back, giving buyers more leverage — but sellers need smart strategies in a cooling market. 🎙 New episodes every Friday 📆...

Thinking of buying a property with a friend, partner, or family member? This episode breaks down everything you need to know - from joint tenants vs tenants in common, to the risks of shared mortgages and how to plan for life changes. Whether you're being helped by a parent or splitting the cost with a friend, learn the legal and financial implications before you commit. (Includes tips on joint bo...