Dan Frio

Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

Business EN ↓ 500 episodes

The Rate Update with Dan Frio explains mortgage rates, housing market news, inflation, and Federal Reserve policy in plain English. Hosted by nationally recognized mortgage advisor Dan Frio , this podcast breaks down the market forces that move mortgage rates — including the 10-Year Treasury, mortgage-backed securities, CPI inflation, jobs reports, Fed decisions, housing inventory, and economic headlines. Each episode helps homebuyers, homeowners, Realtors, investors, and loan officers understand where mortgage rates may be heading and what it means for buying, refinancing, or investing in rea...

Author

Dan Frio

Category

Business

Podcast website

www.TheRateUpdate.com

Latest episode

Jul 10, 2026

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Episodes

Will You Afford a Home in 2026? Live Financial Analysis--Part 1 05.03.2026

Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates. In today’s LIVE event, we’re going deeper than the headlines. We’ll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026. We’ll analyze: • Mortgage rate trends...

30-Year Rates Just Hit Critical Levels | Lock or Float? 05.03.2026

30-Year Mortgage Rates Just Hit a Critical Level — Should You Lock or Float? Mortgage markets are sending mixed signals right now. Oil prices are rising due to geopolitical tensions, which could push inflation higher , yet the U.S. jobs market remains strong , making it harder for the Federal Reserve to justify cutting interest rates. Meanwhile: • The 10-Year Treasury is moving • The MBS market is...

Mortgage Rates SKYROCKETING After Stock Market Plunge 03.03.2026

Mortgage rates aren’t just moving… they’re skyrocketing — and today we break down why this is happening right now: • Stock markets plunged • Geopolitical unrest (Middle East + Iran risks) • Inflation pressures still lingering • MBS & Treasury yields jumping • What you should do now if you’re buying or refinancing We follow the data — not the headlines — and show you exactly how markets are rea...

Middle East Escalation Sending Mortgage RATES Soaring—Here's The Real Reason 02.03.2026

Middle East escalation. Oil surging. Inflation fears reigniting. And mortgage rates are jumping. Today we break down: • Why conflict involving Iran is sending oil prices higher  • How rising oil feeds directly into inflation expectations  • Why the bond market is selling off instead of rallying  • What this means for the 10-Year Treasury  • And how all of it impacts YOUR mortgage rate Normally, ge...

Wait… Good News Is Bad for Mortgage Rates? 26.02.2026

Strong jobs.  Cooling inflation.  Stocks rallying. So why aren’t mortgage rates falling? In this video, we break down why a healthy economy actually reduces the likelihood of Federal Reserve rate cuts — and how that directly impacts mortgage rates. We’ll cover: • What the latest Jobs report signals  • Why inflation cooling isn’t the same as inflation collapsing  • How the 10-Year Treasury is react...

Mortgage Rate Update — Lock Now Before Rates Climb? 25.02.2026

President Donald Trump just delivered the State of the Union — and markets are reacting. So what does this mean for mortgage rates? Should you LOCK now… or FLOAT and risk it? Today we break down: • Inflation expectations • The 10-Year Treasury reaction • MBS pricing movement • Federal Reserve implications • What this means for YOUR mortgage strategy If you’re buying, refinancing, or waiting for lo...

Mortgage Rates Hit 5.99% — Fed Says No Cuts Coming 24.02.2026

Mortgage rates just dropped to 5.99% — the lowest level in nearly three years. HOME.COM   Article   https://www.homes.com/news/daily-mortgage-rates-dip-to-5-99/1356105419/ But here’s the twist: The Federal Reserve says no rate cuts are coming because inflation is still too high. President Donald Trump is calling for rate cuts. Inflation remains sticky. Tariffs are creating uncertainty. The Supreme...

Presidential Power Check | Supreme Court Limits Trump on Tariffs 23.02.2026

BREAKING: The Supreme Court rules against tariffs under IEEPA — now what? Was this about executive overreach? Revenue strategy? Inflation risk? Or political narrative? Today we break down: • What IEEPA actually is • Why the Court ruled the way it did • How this impacts the $37 trillion deficit • Whether tariffs raise inflation • What this means for Treasury yields & mortgage rates • What happe...

Fed’s Preferred Inflation Gauge Ticks Up as GDP Crashes — Mortgage Rates React 20.02.2026

Today’s report delivered a mixed signal that markets don’t like: 📉 Economic growth just fell sharply 📈 Core PCE — the Fed’s preferred inflation gauge — moved higher That combination matters. When growth slows but inflation stays sticky, bond markets reprice fast. And when the 10-Year Treasury and MBS move… mortgage rates follow. In this episode, we break down: • What the GDP print actually means...

Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 3 19.02.2026

What Mortgage Rate Do You Actually Qualify For in 2026? If you're shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing. Most mortgage rate websites show marketing rates. We show real lender pricing from 30+ lenders. In this live mortgage rate breakdown, we cover: • How mortgag...

Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 2 19.02.2026

What Mortgage Rate Do You Actually Qualify For in 2026? If you're shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing. Most mortgage rate websites show marketing rates. We show real lender pricing from 30+ lenders. In this live mortgage rate breakdown, we cover: • How mortgag...

Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 1 19.02.2026

What Mortgage Rate Do You Actually Qualify For in 2026? If you're shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing. Most mortgage rate websites show marketing rates.  We show real lender pricing from 30+ lenders. In this live mortgage rate breakdown, we cover: • How mortga...

Fed Rate Cuts vs. Mortgage Rates: Why They're Moving Different Directions 19.02.2026

Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to CPI, Jobs, MBS & the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Start Here 📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target 👉 https://TheRateUpdate.com/ratewatch 📞 Free Strategy Call 👉 https://shorturl.at/SCIGL 📝 Apply — One App • One Cred...

Fed Rate Cuts Are Coming — Here's the Data You Need to Watch 18.02.2026

Chicago Fed President Austan Goolsbee signaled that more rate cuts could be possible if inflation keeps cooling — but here’s the crucial point: 👉 The Fed doesn’t cut rates based on commentary. 👉 They cut based on incoming data. In this episode, we break down exactly what the Fed and bond markets are watching — and how that flows directly into mortgage rates. We cover: • CPI (Consumer Price Index...

February Builder Sentiment Hit New Lows—And It Makes No Sense 17.02.2026

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejab...

Rate Forecast: What's Priced In for Tomorrow? 17.02.2026

📉 Rate Forecast: What’s Priced In for Tomorrow? Inflation is cooling. Jobs are holding strong. The bond market is moving. So the real question is: 👉 What’s already priced into mortgage rates for tomorrow? 👉 Did the market move ahead of the data? 👉 Should you lock or float right now? Today we break down: • CPI (Consumer Price Index) dropping • Strong jobs report and unemployment trends • Bond m...

Foreclosures “Skyrocketing”? Here’s How 2026 Compares to the 2008 Crash 16.02.2026

Foreclosures “skyrocketing”? Housing Crash 2026? That’s what the headlines are saying. But how does 2026 actually compare to the 2008 housing crash? In today’s breakdown, we separate emotion from data and compare: • 2008–2010 foreclosure peak • 2025–2026 foreclosure filings • Percentage of housing units affected • What “up 30%” really means • COVID foreclosure moratorium impact • Mortgage forbeara...

Mortgage Rates Just Got a Boost — Here's What's Coming Next 13.02.2026

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejab...

The Inflation Surprise That's About to Hit Your Rate 13.02.2026

Inflation just shocked the market. The latest CPI report came in at 2.4%, lower than expected — while the jobs market remains strong and unemployment stays low. So now the big question: 👉 Is the Federal Reserve finally ready to cut rates? 👉 What does this mean for mortgage rates? 👉 Should you lock or float right now? Every day, we pull real pricing from 30+ lenders to show you what you actually...

Retail vs. Wholesale: The Mortgage Spread Banks Don't Want You to See 12.02.2026

Join us LIVE as we compare wholesale mortgage pricing from 30+ lenders in real time. We’ll break down: • MBS & 10-Year Treasury movement • 30-Year Fixed, FHA, VA & Conventional pricing • Retail vs Wholesale differences • What rate you may actually qualify for 🏠 Homeowners 🏡 Homebuyers 🏢 Realtors 🏦 Loan Officers If you want to see how mortgage pricing really works — and how to avoid ove...

Hot Jobs Report! 130,000 New Jobs — Bad News for Mortgage Rates? 11.02.2026

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejab...

Mortgage Rates Just Hit an Inflection Point — Here's What Comes Next 10.02.2026

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejab...

Will the Fed Cut Rates Again? Mortgage Market Update 09.02.2026

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejab...

✅ Market Shock This Week — How to Position for What’s Next 06.02.2026

Market Shock This Week — How to Position for What’s Next What just happened in the markets — and what does it mean for your mortgage, home buying plans, and financial strategy? In today’s live event, I break down: 📊 Stock market volatility (Dow, S&P, Nasdaq) 📉 Bond yields and mortgage rate pressure ₿ Bitcoin and risk asset moves 🏡 What it means for homeowners and buyers 📈 How to position f...

Markets Just Flashed a Warning — Here’s How I’m Positioning on Rates 06.02.2026

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejab...

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