Mortgage Gumbo

This week your Chef Dwayne Stein shares Home Price Predictions. Where are we going? What do the experts think? More importantly, what does Dwayne think. Also, how is Supply and Demand affecting the market. In continuing education Dwayne shares some new terminology that you should know. Finally Dwayne and Cohost James Parker discuss the real purpose of home ownership. We close out the show with our...

This week your Chef Dwayne Stein is talking about Assumable Mortgages. What are they? Well Dwayne is going to explain it better than the schmuckatelli's on Tik Tok. Since Social Media is driving it, there are a lot of things that need to be explained. There are a lot of Pros and Cons to Assumable Mortgages, so he breaks down the types, and which types are even eligible for them. There are 2 types....

Today your Chef Dwayne Stein answers a question that many potential home owners haven't considered asking. What is the cost of Waiting to Buy? If Rates stay high, should I still buy? As you already know, Dwayne's opinions are Data Driven, so he and cohost James Parker look at the mid-year home sales projection numbers and give you an informed opinion. We also start the show with a very personal st...

Happy 4th of July! There's nothing more American than Home Ownership. Today your Chef Dwayne Stein gives you all the phases you go through when purchasing a new home. Cohost James Parker asks what the difference is between is between being Pre-Qualified and Pre-Approved. Later the guys go over the latest housing data, and their weekly segment Rate Watch. All that and more on Mortgage Gumbo w/ Dway...

Your Chef Dwayne Stein is here to talk about Home Buying Myths....and then Debunk the heck out of them. Is it cheaper to Rent than it is to Own? Do I need to put a 20% down payment on a house? Well, Dwayne has the answers. Later he and cohost James Parker discuss the Debt Ceiling Bill and the portion that will resume collections of Student Loan Debts....and why it's a Good Thing! Later they discus...

This week your Chef Dwayne Stein wants you to ask yourself some questions. Are you ready to buy a home? Are there signs that you are ready, but you just don't see them? These aren't home buying tips, but questions you should ask yourself if it's your time to shine and buy a home. The answer may surprise you! Later Dwayne and cohoct James Parker dig into the latest data from the Fed. What do these...

On today's menu of Mortgage Gumbo, your Chef Dwayne Stein is talking about PMI or Private Mortgage Insurance. What is PMI? When do you need it? What do you need it for? Later Dwayne and cohost James Parker discuss Blended Rates. What are they? Do you need it? Finally the guys share some stories about Free Second Looks. If you think you're trapped in something, send it over to Dwayne for a FREE 2nd...

Are you considering a refi right now? Should you refinance in this environment? Well, your Chef Dwayne Stein has got you covered! Dwayne shares some wins this week from clients who came in looking to refi. The Debt Ceiling vote has passed and now our State Parks are safe. Cohost James Parker adds his thoughts on the bill as well. Later the guys explain the difference between an FHA Loan and a Conv...

This week your Chef Dwayne Stein has a jam packed show full of education and options! Members of the Total Home Authority are live in studio today. Owner of Fleur De Lis Law & Title Jeff LeSaicherre and CEO Dawn Cazedessus are answering your questions that you sent via mortgagegumbo.com and all of our social media platforms. Specifically they will answer what is the difference between Owners Title...

Live From Downtown Sulphur, Louisiana it's Dwaaaaayne Stein. Your Chef Dwayne Stein is trying to cook up a State Baseball Championship for the Lakeshore Titans, so please excuse any "echo-y" audio in todays show. Today Dwayne breaksdown the Latest Housing Numbers. What do New home sales look like? What about Home Values? Are they Up or Down? Later Dwayne and cohost James Parker remind you to Vet !...

The Fed is raising the rates again. It affects you personally, and your Chef Dwayne Stein is going to tell you how. We all know that the Fed is "famous" for being reactionary. But if they would just stay the course they could possibly be useful. But they are the type of people who go to a gym for one day and then are shocked that they don't wake up with six-pack abs the next morning. Cohost James...

Are you Fed up with the FED? All signs point to yes! They also point to another Rate Hike this week. The New Home sales data is out. What does it mean? Well, your Chef Dwayne Stein and cohost James Parker break it all down. Later we do Rate Watch sponsored by Tito's. We also have a couple of callers with some in depth questions on the benefits of paying off a home versus keeping cash on hand. All...

This week your Chef Dwayne Stein breaks down the new Mortgage Fee. What is it you ask? It's not an Executive order but a rule change by the President of the United States. Can your High Credit Score now work against you? If you already have a Mortgage, will your rate or fee increase. Dwayne Stein has the answers. Cohost James Parker also hits Dwayne with some Scenarios that affect the average home...

Spring is sprung, and the Spring Buying Season is now upon us!. Your Chef Dwayne Stein talks about what's going on in the Market. The CPI Numbers, and the Cost of Waiting. Dwayne also has story time and shares some stories about clients, and a home sale in his own backyard. Later Dwayne quizzes cohost James Parker. All that and more on Mortgage Gumbo w/ Dwayne Stein 4/15/23 Personal NMLS175109 / B...

Your Chef Dwayne Stein wants to wish you all a very Happy Easter! Here comes Peter Cottontail and he's got news on Rates....they're Receding! Actually Dwayne delivers the message. Rates are Receding, and now 5's are an option! Will it continue? Maybe it's time to come in and have a conversation to refi your 7 to a 5. Cohost James Parker dips into the Social Media mailbag, and then the guys do thei...

Rates are falling and the Fed Rate Hikes have stopped! Dwayne is back to quoting rates back in the 5's again! The Fed spoke again this week and Dwayne and James explain what he was really saying, Later the guys are talking about Debt. How much do you have? How much does the average American have? All that and more on Mortgage Gumbo w/ Dwayne Stein 3/25/23 Personal NMLS175109 / Branch NMLS851695 /...

Today your Chef Dwayne Stein wants to play a game called "I'm Gonna". I'm Gonna wait till rates drop. I'm Gonna wait till home prices drop. Guess who always loses that game? Later Dwayne and cohost James Parker revisit the "Four D's" as well as Rate Watch, and discuss CPI. All that and more on Mortgage Gumbo w/ Dwayne Stein 3/11/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCo...

Your Chef Dwayne Stein has Fleur De Lis Law & Title Live In Studio & Answering Your Questions! Owner of Fleur De Lis Law & Title Jeff LeSaicherre, and CEO Dawn Cazedessus join Dwayne to explain their experiences and list of services as well. They answer everything from preparation for Home Purchasing to Accurate Titling. Later they discuss how they can help with your final wishes in the form of a...

Credit Awareness Month rolls on! This week your Chef Dwayne Stein shares several Credit Tips and Myths! For Instance... Should I cancel a Credit Card to help fix my credit? Can I call and have my Credit Limit Extended? Does your Credit score account for Demographics? Cohost James Parker digs into the mail bag and gets Dwayne's thoughts as well. All that and more on Mortgager Gumbo w/ Dwayne Stein...

**ROYAL FANFARE** The Queen of Insurance Collette Biedenkopf joins your Chef Dwayne Stein Live In Studio! What's up with Louisiana Home Insurance...let's ask the Queen. Collette talks about the prices, the claims she has received, and the importance of keeping your documents. Especially keeping your documents when it comes to roof replacement. Find out more about the Queen of Insurance at https://...

Happy Credit Awareness Month!!! Your Chef Dwayne Stein takes the entire month of February and dedicates it to you the listener and helping you understand, repair, or create credit. This week make sure you have a pencil and paper and we're gonna make a PIE CHART! Later Dwayne and cohost James Parker play some audio of the FED Jerome Powell as he spoke to the nation about the latest economic news an...

What are Blended Rates? Your Chef Dwayne Stein explains it all. Later Cohost James Parker and Dwayne breakdown the latest data on Foreclosures, Home Sales, Inventory, and Interest Rates. Next week begins Credit Awareness Month....so buckle up! All that and more on Mortgage Gumbo w/ Dwayne Stein 1/28/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA...

Did You Know You Can Get the Seller to Pay Your Closing Costs? Every Week your Chef Dwayne Stein brings you education and options. This week he wants you to save some money! How you might ask? By making the Seller Pay your Closing Costs. Dwayne breaks down the types of Load Programs, and the amount of money you can save with each type. Later Dwayne and cohost James Parker discuss the existing home...

You can't bring Dwayne down! He's walking on sunshine with his boogie shoes on! Your Chef Dwayne Stein is bringing you education and options, as always, but this week he shares his 2023 Housing Predictions. If you haven't figured it out yet....they're Looking Great! Dwayne breaks out his Magic 8-Ball and shares his predictions on the housing market. Specifically, how much inventory there will be a...

Happy New Year! Your Chef Dwayne Stein returns for 2023 and is here with Education and Options, and most importantly.....The TEN COMMANDMENTS when Buying a Mortgage. Do's and Don'ts when buying a new home. All that and more on Mortgage Gumbo w/ Dwayne Stein 1/7/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not...