John Aretos
Mortgage Beat
Welcome to the Mortgage Beat podcast. Brought to you by Police Mortgage: For First Responders Who Are Second To None! Mortgage Beat gives insight into the home-loan process specifically for police officers, firefighters, and other public-safety professionals. The podcast is hosted by Police Mortgage CEO, John Aretos - NMLS #268165Police Mortgage specializes in Conventional Mortgages, Purchase Money Transactions, FHA Loans, and VA Loans. To learn more about Police Mortgage go to policemortgage.com or call 312-499-8878.
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Episodes
Waiting for Rates to Fall? 12.03.2024 11:14
Episode 030 of Mortgage Beat Vivian Abraham and Dylan Walsh join CEO John Aretos to discuss the strategy of postponing your home-buying search until mortgage rates begin to fall. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailore...
Possible Rate-Saving Options in 2024 05.03.2024 8:21
Episode 029 of Mortgage Beat Vivian Abraham and Dylan Walsh join CEO John Aretos to discuss how FHA and VA loans may offer better rates than conventional mortgages for some home buyers. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products...
Home Inspection Failures 27.02.2024 4:20
Episode 028 of Mortgage Beat CEO John Aretos provides common reasons why a property may fail a home inspection. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more o...
Home Inspections 20.02.2024 8:24
Episode 027 of Mortgage Beat Why are home inspections imperative and what's the difference from an appraisal? CEO John Aretos provides answers to both. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of thos...
Spring Rates 2024 13.02.2024 10:02
Episode 026 of Mortgage Beat CEO John Aretos looks forward to the spring of 2024 as well as the rates and home-buying market we can likely expect. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who...
Mortgages and Your Credit Score 06.02.2024 8:05
Episode 025 of Mortgage Beat CEO John Aretos details how a mortgage affects your credit score as well as what mortgage professionals look at when it comes to your past use of credit. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tai...
Condominiums, Right of First Refusal, Transfer Taxes, and More 30.01.2024 8:17
Episode 024 of Mortgage Beat CEO John Aretos gets home buyers ready for 2024 by explaining many nuances that the average consumer may not consider when beginning a search for a new property. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage prod...
Market Update 2024 23.01.2024 3:04
Episode 023 of Mortgage Beat CEO John Aretos gives a brief update on mortgage rates and his outlook on homebuying for 2024. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To...
Insurance Considerations 16.01.2024 10:09
Episode 022 of Mortgage Beat There are different types of insurance associated with buying a new home. CEO John Aretos shares his expertise on what homebuyers need to understand. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailore...
National Law Enforcement Appreciation Day 09.01.2024 5:58
Episode 021 of Mortgage Beat In this first episode of the Mortgage Beat’s second season, John Aretos talks about National Law Enforcement Appreciation Day as well as what it means to Police Mortgage and to him personally. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage of...
Bonus Episode 2 19.12.2023 3:02
In this bonus episode, CEO John Aretos looks to next year and talks about expanding the brand in 2024. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to appl...
Bonus Episode 1 21.11.2023 4:32
In this bonus episode of the Mortgage Beat, John Aretos gives his opinions on the market in the fourth quarter of 2024. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To lear...
Season One Finale 14.11.2023 10:52
Episode 020 of Mortgage Beat In this final episode of the Mortgage Beat’s first season, John Aretos looks back at the best tips and episodes of 2023 and looks forward to season two in 2024. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage produ...
VA Loans 07.11.2023 6:20
Episode 019 of Mortgage Beat In honor of Veterans Day this week, CEO John Aretos details VA loans and why Police Mortgage recommends this option quite frequently. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the ne...
Where First Responders Should Buy 31.10.2023 8:46
Episode 018 of Mortgage Beat While some municipalities, like Chicago, require their first responders to live in that city, other regions are different. CEO John Aretos provides a few tips for public-safety professionals when determining where to buy a home. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders....
Strategy and Respect 24.10.2023 5:32
Episode 017 of Mortgage Beat CEO John Aretos discusses strategies for home buying and refinancing as well as the respect the Police-Mortgage team has specifically for law enforcement. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products ta...
Talk to the Loan Officer First 17.10.2023 5:11
Episode 016 of Mortgage Beat Why should home buyers speak with a loan officer at least 60 days before they seriously begin looking at properties? John Aretos, CEO of Police Mortgage, gives you the reasons. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety o...
Tapping Into Your Equity 10.10.2023 10:14
Episode 015 of Mortgage Beat Is there ever any logic to tapping into the equity of your home? CEO John Aretos provides his expert opinions. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve...
Killed-in-the-Line-of-Duty Loan Protection 03.10.2023 8:18
Episode 014 of Mortgage Beat CEO John Aretos details the importance of a unique feature on loans for active-duty police officers. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protec...
Investment Properties 26.09.2023 8:26
Episode 013 of Mortgage Beat CEO John Aretos details the differences among a primary residence, a secondary residence, and an investment property. He also dives into the nuances of applying for a loan in each scenario. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offer...
The Next Up-and-Coming Market 19.09.2023 5:27
Episode 012 of Mortgage Beat CEO John Aretos pontificates on what might be the next “up-and-coming” housing market where people may want to flock to in the future. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the n...
Housing Markets 12.09.2023 11:29
Episode 011 of Mortgage Beat CEO John Aretos shares his insights on different housing markets in the United States and his perspectives on the immediate and intermediate future. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored...
The Down Payment 05.09.2023 7:19
Episode 010 of Mortgage Beat CEO John Aretos shares his expertise on the old idea of putting 20% down when buying a home and details some of the different options such as VA and FHA loans. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage produc...
Paydowns, Differentials, and Rate Locks 29.08.2023 6:14
Episode 009 of Mortgage Beat Within the context of the rising-rate environment of 2023, CEO John Aretos shares his insight into successfully obtaining a mortgage that is comfortable for the customer. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mort...
Homebuying the Second Half of 2023 22.08.2023 10:08
Episode 008 of Mortgage Beat Given the current rate environment, CEO John Aretos discusses different scenarios for homebuyers in various stages of life and shares a story from his family as an example. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mo...
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