Monolith Money Show

Jeff and Camille discuss the five stages of life that people go through before getting to retirement. These include getting started with work, starting a savings plan, establishing a family, etc. Then what to do in the final years approaching retirement to make sure everything is ready to go from a financial standpoint.

Retiring today is a lot different than it was 40 years ago. Pensions are disappearing and Social Security could be changing in one way or another. Today Jeff and Camille look at how much retirement planning has changed and the kinds of options available so your savings can help provide what you need after you finish working.

People are quite attached to their money and the thought of losing it makes them fearful. Today Jeff and Camille look at how people view money through the eyes of financial author Morgan Housel, whose book of the same name is one of the most popular reads in recent years.

Planning a vacation is fun - planning for retirement, well, maybe not so much. But planning is necessary for retirement to go smoothly, and Jeff and Camille go over some steps to help that process such as when to start, and what kind of financial professional should you choose to help you.

Jeff and Camille revisit the idea of how to put together a retirement plan that works in all kinds of economic conditions so that your post-career years are filled with the kinds of things you want to accomplish.

Small business owners have particular challenges when it comes to retirement, as many do not have savings programs available for the owners and/or their employees. Today Jeff and Camille discuss some available options such as Simple or SEP IRAs, as well as the importance of individual planning that addresses all the elements of a future retirement.

Many people would love to see huge gains in their retirement savings, but sometimes making small gains consistently works as well. In this show, Jeff and Camille speak to this theory, and how falling short in even one area may hurt your plan more than you think.

It's great to have a retirement plan that goes smoothly when conditions are relatively normal. But how about when they are stormy and volatile? Today Jeff and Camille take a look at what a retirement plan looks like that can work under all types of financial and market conditions so that your money will be there and last throughout your post-working years.

Remember the Rubik's Cube from back in the day? It was a nearly impossible game to try and correctly put together. And retirement can be like that with all the pieces you have financially unless you get the right plan in place. Today Jeff and Camille discuss how the right financial professional can help figure out the correct solution to your retirement puzzle by putting all the pieces in the righ...

The go-go years, the slow-go years, and the no-go years - generally these are the three different stages that retirees go through, roughly every ten years, depending on how healthy the individuals are. Today Jeff and Camille discuss planning for each stage and what you want and need your money to be ready for during these periods of time.

Today Jeff and Camille look at things which can be learned from people who have recently retired or who are going through it now, and how what they have been through can help those who will face retirement decisions in the coming months. Also, they look back one last time at the top financial news of 2022.

Retirement has its pleasures, but also its risks that include taxes, longevity and more. Today Jeff and Camille look at these risks and how proper planning for each individual or couple can help mitigate these risks so folks can enjoy their post-working years with confidence.

Today Jeff and Camille answer four questions that people should ask before going into retirement, including if they have saved enough as well as when the best time to retire is in the first place.

You use your GPS or other tracking app to determine the best way to drive to a destination. A retirement road map is sometimes harder to determine. Today Jeff and Camille guide you through the potholes, so to speak, of developing a solid retirement plan that will take you to the destination you desire for your post-working life. They also take a turn at Medicare Trivia as this year's Open Enrollme...

Let's face it - retiring today is a lot different than it was a generation or two ago. Pensions and Social Security used to take care of just about everyone's financial needs in retirement, but with pensions nearly gone and Social Security having longer term funding issues, you need to account for much more of your retirement income needs. Today Jeff and Camille look at ways for you to be more eff...

Annuities are one of the most polarizing topics in financial planning, and also one of the most misunderstood. Today Camille goes solo to try and sort out the various types of annuities, and how the right kind can fit well in providing guaranteed income in a solid retirement plan.

Life insurance is so much more than just having a death benefit. Today Jeff and Camille discuss the new ways life insurance can be structured to provide income and long term health care benefits, among other things.

The loss of a spouse or partner is traumatic enough - but to go along with that, the process of transferring resources to the surviving spouse needs to occur. Today Jeff and Camille discuss how to make sure things are in place so that the process of making those transfers is done correctly and smoothly, as well as being as easy as possible for the survivor.

Three huge concerns when planning for retirement are accounting for income, health care and long term care, and also taxes. Today Jeff and Camille take a look at these areas, how to address them in a written plan, as well as potential risks involved that need to be accounted for as well.

First Jeff and Camille take a look at current financial news, then address the importance of having protected, guaranteed income in retirement. They talk about the difference between protected and unprotected income, and how to turn "maybe" money into a more certain stream of income.

Many people might question the use of life insurance in a retirement plan. But life insurance takes many forms, and one of them might fit into your particular plan. Jeff and Camille take a look at how various forms of life insurance can take care of long term care, legacy planning, or even providing income. Also Camille discusses becoming a mother, as her baby girl was born in May.

Women face specific retirement issues that stem largely from them outliving their spouse or partner. Today Jeff and Camille discuss these issues and how women can best use a financial plan to make sure they will have adequate resources to live after their partner is gone.

Today Jeff and Camille discuss five steps people can take to help maximize the amount of income your savings can produce.

Today Jeff and Camille revisit the experience you can expect when you contact their office for an appointment. Whether you have never worked with an advisor previously or are looking for a second opinion, they will walk you through what you can and should expect from visiting with a financial advisor.

We all know what it means to be physically healthy - but what about being financially healthy, especially when it comes to retirement? Today Jeff and Camille look at what a financial check-up looks like and the things which are needed to be sure your retirement plan is healthy and you can be sure that it will work when you decide to quit the daily grind.