Moneywise

The Indian markets keep evolving, and sector leaders often play a big role in driving that change. With the Bandhan BSE India Sector Leaders Index Fund (NFO) now open, investors have the chance to consider exposure to some of the biggest companies in India across multiple sectors through a transparent, rules-based index approach. In this episode, we break down 5 key things you should know before y...

Think following the crowd keeps you safe with money? Spoiler: Sometimes the herd may run straight off a cliff. 🐑📉 In this lively episode of Moneywise, Virat (our cautious Millennial) and Rachita (our unapologetic Gen Z) dive into the fascinating tug-of-war between crowd wisdom and individual stupidity, and uncover 3 more biases. From fake “last day sales” to stock market frenzies where everyone...

Think Gen Z and Millennials handle money differently? Spoiler: our brains play the same tricks, just in different packaging. In this fun, fast-paced episode of Moneywise, Virat (the Millennial) and Rachita (the Gen Z) take you through three big psychological biases that mess with how we make financial choices. Expect witty banter, relatable stories, and a few savage generational digs; all with one...

People don’t make financial decisions based on textbook rules, they make them through emotions while navigating real-life challenges. Whether you’re a Millennial or Gen Z, most advice circles back to the same old tips: save more, start a SIP, cut costs. But what about the hurdles we actually face day to day? In the Moneywise Podcast series, two generations come together for a heart-to-heart on fin...

What is portfolio rebalancing, and why is it essential for every investor? In this episode of the Moneywise Podcast, veteran Financial Advisor R. Subramanian explains how to keep your asset mix aligned with your goals.   He shares simple strategies, key triggers for rebalancing, and practical guidance to help you manage risk over time.   Tune in to understand why portfolio rebalancing is not about...

Can you build your entire investment portfolio using only index funds? In this episode of the Moneywise Podcast, Sooraj Raveendran, Founder & CEO of Index Funds Sahi Hai, explains how index funds can be used to construct a well-diversified, long-term portfolio.   He also shares how investors can think about equity, debt, international, and even factor-based exposures within an index-only appro...

Confused about what index funds really are? You’re not alone.   In this episode of the Moneywise Podcast, Mehul Shah, Financial Advisor and Designated Partner at RIQR LLP, helps demystify index funds. With over 20 years of experience, he explains how these funds work, why they’re gaining popularity, and who they’re suited for.   Mutual fund investments are subject to market risks. Read all scheme-...

Market fluctuations can lead to impulsive decisions—but should they? In this episode of the Moneywise Podcast, we are joined by Chetan Agarwal, Head of Corporate Treasury at Bennett Coleman and Co. Ltd., to discuss how investors can navigate market volatility with confidence.   He explores the dangers of emotional investing, the importance of asset allocation, and why staying invested for the long...

Financial planning for children doesn’t have to be overwhelming. In this episode of the Moneywise Podcast, financial advisor Hrushikesh Swain explains when to start investing, how to leverage mutual funds and smart strategies for key milestones.   Learn how disciplined investing, early planning, and regular reviews can help you build a financially secure future for your child.

In this thought-provoking episode of the Moneywise Podcast, host Jude Fernando chats with Rahul Jain, a financial advisor and founder of G.R. Finvisors.  Together, they discuss how investor behaviour can significantly impact financial success. Learn about the common mistakes investors make during emotional decision-making, discover key habits for wealth creation, and understand how financial advis...

In this insightful episode of the Moneywise Podcast, host Seetal Iyer speaks with Prateek Sinha, a seasoned wealth manager. They discuss the unique characteristics of factor funds, how they differ from traditional index funds, and why they’ve gained popularity in recent years.  If you’re interested in understanding how factors like value, momentum, and quality can influence investment returns, thi...

Join us for a thought-provoking episode of the Moneywise Podcast where host Seetal Iyer interviews Kashyap Mody, Head of Treasury, Jio Platforms. They discuss the importance of asset allocation in both corporate treasury and personal finance.  They explore various asset allocation strategies, the current trends in small and mid-cap stocks, and the vital practice of portfolio rebalancing.

Join us for an enlightening episode of the Moneywise Podcast where host Seetal Iyer engages with Sadashiv Phene, a seasoned financial advisor, to discuss the intricacies of retirement planning. From determining the right age to start planning, to understanding how to grow your retirement corpus even post-retirement, this episode offers valuable insights for anyone aiming to retire comfortably, whe...

Join us for a captivating episode of the Moneywise Podcast with Vinita Kejriwal, a financial advisor with 19 years of experience.  Learn how women can take control of their finances, make strategic investments, and secure their financial future.

Join us for an engaging episode of the Moneywise Podcast where host Seetal Iyer and Sukanta Bhattacharjee, a seasoned mutual fund distributor, discuss how salaried individuals can optimize their finances through investing. Discover strategies for setting financial goals, deciding investment amounts, and starting with SIPs, along with common misconceptions about investing.

Tune in for an exciting episode of the Moneywise Podcast, where host Seetal Iyer is joined by Pankaj Ladha, a seasoned mutual fund distributor. They explore how salary increments and bonuses can be golden opportunities for investment, particularly in mutual funds.  Get insights into effective investment strategies and learn about avoiding common mistakes when investing extra income.

In this captivating episode of the Moneywise Podcast, our host, Seetal Iyer, is joined by Sneha Jain, Founder of WealthTrust Capital Services. Together, they delve into the world of fables to extract timeless investment lessons, focusing on the importance of strategic planning and disciplined investing.

In this episode of the Moneywise Podcast, our host, Seetal Iyer, is joined by Iqbal Singh, Founder and MD of Innovative Financial Management (IFM).  From navigating India's growing financial landscape to practical advice on avoiding investment blunders, this conversation is a must-listen for anyone looking to make informed financial decisions.

Join us in this enlightening episode of The Moneywise Podcast as Kalpesh Ashar, an experienced Certified Financial Planner and SEBI-registered Investment Advisor, unravels the complexities of mutual funds.  With the industry's remarkable growth, Kalpesh provides clarity on how to navigate through the maze of information and misinformation. Gain insights into making informed decisions and avoid com...

" Life certainly mirrors what a test match is. We all get two innings in which we need to bat. In investing parlance, that's pre-retirement and post-retirement innings. Just like test matches, your second innings will be dependent on how well you and your team have played in the first innings, and how well you've been able to handle your opposition - like your always inflating expenses - highlight...

“The DNA of investing in small caps is quite different from large caps. If someone can execute great research, great risk management, I think the potential returns on offer are going to be attractive. It may need patience and tolerance for volatility.”   Mr. Manish Gunwani heads the Equity Fund Management team for Bandhan AMC Limited. He has over 25 years of rich experience, covering the entire ga...

“Have you ever heard of a retirement loan or loan for your old age? There isn’t one. In your old age, you’re not actively earning money. You’ll spend 20 to 30 years in this phase of life but there is no loan for it. You’ll be able to pursue all your interests and contribute to society and your near-and-dear ones only if your own financial independence is taken care of. It’s never too late. Start t...

“Like in the fable of the Hare and the Tortoise, investors have to be focused on their long-term goal and move persistently towards that goal. In long-term investing, we should not get distracted from our long-term goal and must not give in to temptations like short-term market movements.”  Kanika Kapur, Founder of Spin Wealth, has over a decade’s experience in the investment industry and is passi...

“You need to start early. It is 5% brain and 95% consistency. There's a doha by Kabir about this: Dheere dheere re mana, dheere sab kuch hoye; maali seenche sau ghada, rtu aaye phal hoye. So, you need to have patience. The ingredients of creating wealth - serious wealth - are patience and discipline. Only then will you derive the benefits of compounding."  Vinayak Sapre is a financial coach and sp...

‘The financial market is about people; therefore, there is sentiment around it – at times, very positive; at times, very depressed. The idea behind balanced advantage funds is, “How do we cushion the journey of an investor over a long period of time wherein the volatility impact can be smoothened?” That is important, therefore this dynamic asset allocation comes into play. So, you’re trying to cus...