Money Tree Investing

FinTech is making an impact in the world if investing. Dr. Sean Stein Smith joins us to share what he says are the three major trends in accounting and finance: 1. Blockchain and cryptocurrencies 2. RPA: Robotic Process Automation 3. Entrepreneurial Angle Then our panel gets together to discuss how these trends may effect their work in professional services. For more information, visit the show no...

Traditional thinking, as described by the industry and promoted by media, is to save in retirement accounts and live off of Social Security in your golden years. Jack Bosch describes this as "The Pile of Money Theory": Work until you are age 65, put 10 percent of your income to the side, and by retirement you will have saved up enough to live without running out of cash. Jack proposes the "Cash Fl...

Wouldn't it be great if you could trade for a living? Roger Dowd traded for a living and shares his experiences, and warnings, for people who want to follow this path. Technology has helped redefine the definition of a trader. Roger Dowd says, "Most people who view themselves as traders, if they are doing it right they are actually investors." He discusses how AI is coming into the space and what...

Kelly Coughlin from EverydayCPA.com helps us understand investing from an owner/operator aspect, plus shares the 3 Stages when starting a successful business. For more information, visit the show notes at http://moneytreepodcast.com/how-to-invest-in-a-business-with-kelly-coughlin

When property taxes aren't paid, tax liens can be levied against the property. The liens are then sold to investors. If the liens are not paid within a certain amount of time, the investor can push to have foreclosure initiated, thus collecting at least the interest and principal of the original investment. Our guest, Melanie Finnegan of Tax Lien Wealth Solutions, explains there is a difference be...

The mailbag is full again, so we spent time answering your questions! Justin asks: Is GM justified with cutting it's workforce when spending more than $10M buying back shares? Tyler read that buying small cap funds in a taxable brokerage account isn't wise because of capital gains. He has been buying small cap ETFs in a regular brokerage account when earning overtime. Should he be concerned? CJ ha...

Joseph Hogue and Kirk Chisholm join us again this week as we discuss P2P Lending. P2P lending, more specifically defined as Peer-to-Peer lending, replaces the position of a traditional bank when it comes to taking out a loan. P2P sites like Lending Tree and Kiva also matches borrowers to individuals who want to lend out money and earn interest. Is P2P Lending right for you? What alternatives are t...

Would you invest in someone else's home? Using blockchain technology, you could own a portion of someone's home. Or as a home owner, you could sell some of your equity to get some much needed cash without having to pay interest. Matthew Sullivan from QuantmRE explains how this works and what it can do to diversify your portfolio in a new way. For more information, visit the show notes at http://mo...

Bitcoin, Etherium, Litecoin, Monero…there are dozens of cryptocurrencies. Barbara Longue says thousands are still to come. Are cryptocurrencies truly an investable asset? Miranda and Doug get to the bottom of this in today's episode. What you'll learn today: Why is blockchain technology important What is cryptocurrency What's the difference between Altcoin and Bitcoin   For more information, visit...

You wrote in, and we answered. Here are some of the topics covered in today's Listener Questions episode: Beating the DOW strategy, also known as "The Dogs of the Dow". Taking money out of retirement savings to pay off debt. Would it have been better to invest rather than pay off the student loan debt after college? And a question about how to handle a $70,000 inheritance. For more information, vi...

Taylor and his wife are pursuing Financial Independence by saving 40 percent of their income every year. As they got raises and increased their take-home pay, they kept expenses low so they could increase their savings to 70 percent. Learn some of the frugal habits they continue to use and about picking individual stocks. For more information, visit the show notes at http://moneytreepodcast.com/fr...

Deacon and his wife combined finances shortly after marriage – only to find $52,000 in consumer debt was weighing them down. They made the choice – and a plan – to pay down that debt in 18 month. Moving past debt freedom, Deacon began focusing on complete financial independence. In his book, "You Can Retire Early!: Everything You Need to Achieve Financial Independence When You Want It" he describe...

Raw land. Is it the undiscovered country of the investing world? Mark Podolsky shares his experience buying, selling, and leasing raw land as an investment. Unlike buying traditional real estate, purchasing raw land doesn't require a lot of money. Mark outlines a process of looking for lots with unpaid property taxes, purchasing the lots, and then offering them to people who live along the plot li...

Shannon Compton Game went through a divorce. Today she shares things she learned that helped get through the process of separating finances in a way that doesn't drain the bank. For more information, visit the show notes at http://moneytreepodcast.com/223  

Investing in equities can help you build wealth, but creating a business and finding other streams of income can help accelerate building your net worth. Johnny Gabriele knows this all too well. He thought it would be fun to find a cat-shaped cake mold for his girlfriend. After looking everywhere and finding nothing, he took the opportunity to create his own and started selling them online. A new...

Why is knowing about intellectual property important for normal investors? A patent gives you a specific right in a given country. It give the right of exclusivity to sell the item or device, build the device, or import it into the country. A great name, they offer something exclusive, or a company that works hard and offers an excellent product or service. A patent can be placed on any one of the...

CFP Rick Rodgers described the three legs of a tax-efficient retirement strategy: Pre-tax After-tax Tax-free Then the panel comes on to discuss Social Security, municipal bonds, and year-end tax strategies that can help you can avoid being taxed on capital gains when expecting a loss in the market. For more information, visit the show notes at http://moneytreepodcast.com/220  

Kip Meadows joins us to talk about how ETFs are constructed. He explains that an ETF is a type of mutual fund that trades like a stock. While mutual funds aren't technically traded until the end of the day, ETF transactions can be conducted during intraday trading. "They're organized in a structure that allows buying shares in an underlying portfolio. That's why you go through an exchange because...

Insider Trading may not be what you think it is. But it is clear that there are rules to follow when certain knowledge is obtained when it comes to buying or selling stocks. When you see people get shares inside their own company and they immediately sell. This is not illegal, and could be used as an indicator in your decision to buy or sell. We also talk about stock buybacks, following the Consum...

What's going on in the market? Can you predict the next market downturn from how well the economy is chugging along and the confidence of consumers? For almost a decade, people have been predicting the next bear market. With the recent volatility in the DOW and S&P 500 index, you would think their prediction is coming true. But is it? Doug Goldstein, Linda P. Jones and Miranda Marquit discuss indi...

Kevin Quigg describes the differences between ETFs, mutual funds, and the type of person who would benefit from hedge funds. Exchange Traded Funds (ETF) is traded during the day, just as a single stock would be. Mutual funds are typically bought directly through the mutual fund manager. The price is determined by the net asset value of the securities held within the fund at the end of the trading...

What happens when you win BIG in the lottery? This is the topic Miranda has been pondering when the Mega Millions jackpot reached $1.5 billion. Linda talks about how mortgage rates over 5 percent can impact the market and what it means to you while Doug shares a story of siblings inheriting property from their parents. What could go wrong? For more information, visit the show notes at http://money...

Can you take advantage of any loopholes in ROTH IRA contributions to withdraw earnings tax and penalty free? That's our first question from Jason who wants to pull from his investment in an early retirement scenario. We also hear from Sweetcase on Facebook who asks, "How do you decide which investing product to use?" Katrine asks if it makes sense to trade binary options. Can she make it work for...

ADD, Apps, and Asset Allocation: It's all covered in today's episode. Listeners Alicia, Sally, Katie, Jillian and Shanna sent in questions for this episode. If you'd like to have your question addressed, contact us here: http://moneytreepodcast.com/contact

Chris Hogan speaks to people all over the nation about how to make better moves with their money. As one of Ramsey Solution's speakers, he has the opportunity to address thousands of people who are looking for knowledge, solutions, and answers to their money problems. It's not about numbers, it's about stories One of the ways he gets his message across is by telling stories. Stories, as Joe Saul-S...