Money Tips Daily by Charles Kelly, former IFA and author of

How do you feel about debt?   Do you think debt is good or bad?   Are you using debt to increase or decrease your wealth?   This comes back to your mindset around money and debt.   For instance, older people tend to be debt and risk averse. They try to pay off their mortgages as quickly as possible and often buy one house and stay there for the rest of their lives.   They are certainly not open bo...

How do you feel about debt?   Do you think debt is good or bad?   Are you using debt to increase or decrease your wealth?   This comes back to your mindset around money and debt.   For instance, older people tend to be debt and risk averse. They try to pay off their mortgages as quickly as possible and often buy one house and stay there for the rest of their lives.   They are certainly not open bo...

Words can cut you like a knife. Jim Rohn   Whoever wrote, sticks and stones may break my bones, but words will never hurt me, must’ve been drunk!   Be careful of the word you used to people because you can affect them deeply.   A young amy Winehouse went to an event in a vintage black dress and looked gorgeous.   Press said that she looked plump or fat, which was not true. A friend later said that...

Words can cut you like a knife. Jim Rohn   Whoever wrote, sticks and stones may break my bones, but words will never hurt me, must’ve been drunk!   Be careful of the word you used to people because you can affect them deeply.   A young amy Winehouse went to an event in a vintage black dress and looked gorgeous.   Press said that she looked plump or fat, which was not true. A friend later said that...

How do you feel about debt?   Do you think debt is good or bad?   Are you using debt to increase or decrease your wealth?   This comes back to your mindset around money and debt.   For instance, older people tend to be debt and risk averse. They try to pay off their mortgages as quickly as possible and often buy one house and stay there for the rest of their lives.   They are certainly not open bo...

Social Media is an integral part of life and business.   Billions of people spend several hours a day on a social media platform.   Are you a consumer or a creator of social edia content?   Are you providing a product or a buyer of someone’s product?   You are making money on social media.    The question is for who?   You are either making money for yourself or for someone else!   You can learn h...

Social Media is an integral part of life and business.   Billions of people spend several hours a day on a social media platform.   Are you a consumer or a creator of social media content?   Are you providing a product or a buyer of someone’s product?   You are making money on social media.    The question is for who?   You are either making money for yourself or for someone else!   You can learn...

Marketing is generating leads.   Sales is converting those leads into customers.   If you want to become a successful entrepreneur, you must become good at marketing and sales.   However, these are skills that are useful to everyone in life, even if you are an employee.     Check out my book, Borrow and Grow Rich , using OPM Other people’s money –   https://amzn.eu/d/1RjjABX   Ever wonder why you...

Marketing is generating leads.   Sales is converting those leads into customers.   If you want to become a successful entrepreneur, you must become good at marketing and sales.   However, these are skills that are useful to everyone in life, even if you are an employee.     Check out my book, Borrow and Grow Rich , using OPM Other people’s money –   https://amzn.eu/d/1RjjABX   Ever wonder why you...

Which of these represents you best?   Some people are asset rich, but time poor.   They are willing to work with people who are time rich lack money.   I wrote about this in my book, Borrow and Grow Rich , using OPM Other people’s money –   https://amzn.eu/d/1RjjABX   Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: ·...

Which of these represents you best?   Some people are asset rich, but time poor.   They are willing to work with people who are time rich lack money.   I wrote about this in my book, Borrow and Grow Rich , using OPM Other people’s money –   https://amzn.eu/d/1RjjABX   Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: ·...

When it comes to suppliers like your mortgage lender and mobile phone provider loyalty does not always pay. In fact, it could cost you dearly.   Banks, insurance companies, lenders and utilities treat existing customers with complacency, and were still they offer better deals to new customers!   Shopping around has never been easier with all of the comparison sites available to find the best deals...

When it comes to suppliers like your mortgage lender and mobile phone provider loyalty does not always pay. In fact, it could cost you dearly.   Banks, insurance companies, lenders and utilities treat existing customers with complacency, and were still they offer better deals to new customers!   Shopping around has never been easier with all of the comparison sites available to find the best deals...

Do not believe that people with money have no problems. Everyone has problems, but money gives you the ability to deal with them or affectively.   The person you need to become to become rich, will make you a sort of person that can handle and cope with problems, but they will never go away.   Life is like a garden. It needs tending and watering.   There is a place where all the people have no pro...

Do not believe that people with money have no problems. Everyone has problems, but money gives you the ability to deal with them or affectively.   The person you need to become to become rich, will make you a sort of person that can handle and cope with problems, but they will never go away.   Life is like a garden. It needs tending and watering.   There is a place where all the people have no pro...

Resources and resourcefulness are both assets.   Some of us will have many resources, but all of can have resourcefulness.   Some of you are born with resources and riches, but everyone is born with resourcefulness.   We have infinite resourcefulness but use only 2% of it.    As we come out of childhood, we lose much of our creativity, wonder and enthusiasm for life as we are moulded into the syst...

Resources and resourcefulness are both assets.   Some of us will have many resources, but all of can have resourcefulness.   Some of you are born with resources and riches, but everyone is born with resourcefulness.   We have infinite resourcefulness but use only 2% of it.    As we come out of childhood, we lose much of our creativity, wonder and enthusiasm for life as we are moulded into the syst...

They say money doesn’t make you happy, but is that entirely true?   Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH   If everything else was equal, would you rather:   ·        Be broke or rich?   ·        Live in a nice house or a dump?   ·        Drive a good car or an old bang...

They say money doesn’t make you happy, but is that entirely true? Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so ⁠register now⁠ below to avoid disappointment. ⁠https://bit.ly/3QPp8IH⁠   If everything else was equal, would you rather:   ·        Be broke or rich?   ·        Live in a nice house or a dump?   ·        Drive a good car or an old ba...

There’s an old saying that family to go from rags to riches to rags in three generations.   First generation work super hard.   Second generation continues but not so hard.   Third generation spends it!   Countries go through the same process which generally leads to decline.   100 years ago, Great Britain was the most powerful and richest nation on Earth, but just over 50 years later had to be ba...

There’s an old saying that family to go from rags to riches to rags in three generations.   First generation work super hard.   Second generation continues but not so hard.   Third generation spends it!   Countries go through the same process which generally leads to decline.   100 years ago, Great Britain was the most powerful and richest nation on Earth, but just over 50 years later had to be ba...

People think that holding the cash in the bank is risk free when you compare it to investing in assets, such as stocks and shares or property.   Whilst it’s true that a bank deposit carries less risk and volatility, it is far from risk free.    Bank deposits are only insured up to £85,000 in the UK ($250,000 in the US).   Inflation is eating into your cash every month.   The value of your money is...

People think that holding the cash in the bank is risk free when you compare it to investing in assets, such as stocks and shares or property.   Whilst it’s true that a bank deposit carries less risk and volatility, it is far from risk free.    Bank deposits are only insured up to £85,000 in the UK ($250,000 in the US).   Inflation is eating into your cash every month.   The value of your money is...

Pension Fund Charges Can Seriously Damage Your Wealth   How much is your pension fund charging you? It can make a huge difference to your eventual retirement fund and income.   The average saver in the UK will accumulate a pension fund over your lifetime of £200,000.   If you choose a scheme where the fund charges are 0.4%, compared to a fund charging 0.75%, a difference of 0.35%, the difference i...

Pension Fund Charges Can Seriously Damage Your Wealth How much is your pension fund charging you? It can make a huge difference to your eventual retirement fund and income.   The average saver in the UK will accumulate a pension fund over your lifetime of £200,000.   If you choose a scheme where the fund charges are 0.4%, compared to a fund charging 0.75%, a difference of 0.35%, the difference is...