Money Tips Daily by Charles Kelly, former IFA and author of

UK In Recession As Economy Shrinks Again The UK is officially in recession after negative growth of -0.3% in the last two quarters of 2023. The economy barely grew last year by 0.1% following inflation, cost of living crisis and high interest rates. Inflation remained at 4% this month prompting hopes of a cut in interest rates in March or April. The government borrowed £7.8 billion in December and...

UK In Recession As Economy Shrinks Again The UK is officially in recession after negative growth of -0.3% in the last two quarters of 2023. The economy barely grew last year by 0.1% following inflation, cost of living crisis and high interest rates. Inflation remained at 4% this month prompting hopes of a cut in interest rates in March or April. The government borrowed £7.8 billion in December and...

Gender Pensions Pay Gap Hits Women Savers Women falling behind men in pension savings due to gender pay gap and career breaks say Legal and General. Join me online on my free live money training Wednesday at 8.00PM. Register now below to book your seat and get regular money updates through my free newsletter. ⁠https://bit.ly/3QPp8IH⁠ What can you do to manage your money and become financially free...

Gender Pensions Pay Gap Hits Women Savers Women falling behind men in pension savings due to gender pay gap and career breaks say Legal and General. Join me online on my free live money training Wednesday at 8.00PM. Register now below to book your seat and get regular money updates through my free newsletter. ⁠https://bit.ly/3QPp8IH⁠ What can you do to manage your money and become financially free...

House Prices Rise Bucking The Trend As Mortgage Costs Ease House prices rose by .7% in January and are down by just .2% compared to this time last year, according to figures from the Nationwide Building Society. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to book your seat and get regular money updates through my free news...

House Prices Rise Bucking The Trend As Mortgage Costs Ease House prices rose by .7% in January and are down by just .2% compared to this time last year, according to figures from the Nationwide Building Society. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to book your seat and get regular money updates through my free news...

Investing is often perceived as a rational and analytical process driven solely by numbers and market trends. However, beneath the surface lies a complex web of emotions that can significantly influence investment decisions. Understanding the psychological aspect of investing is crucial for investors looking to navigate the markets successfully. In this article, we delve into why investing is ofte...

Investing is often perceived as a rational and analytical process driven solely by numbers and market trends. However, beneath the surface lies a complex web of emotions that can significantly influence investment decisions. Understanding the psychological aspect of investing is crucial for investors looking to navigate the markets successfully. In this article, we delve into why investing is ofte...

How Will The War In Gaza Affect You? The Israel Gaza ware could have far reaching consequences for western economies and your finances. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, register now below to avoid disappointment. ⁠https://bit.ly/3QPp8IH⁠ Watch video on Charles Kelly Money Tips Podcast - https://youtu.be/umoG7t3qGNE In the ever-evolvi...

The Israel Gaza ware could have far reaching consequences for western economies and your finances. Watch video on Charles Kelly Money Tips Podcast - https://youtu.be/umoG7t3qGNE In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myriad of choices, ranging from the digital al...

Why Invest in Gold and Silver Compared to Crypto, Stocks or Property – part 2 of an interview with Josh Saul, gold expert discussing precious metals in your portfolio. Click ⁠here⁠ for a free gold, investment report.   In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myria...

Why Invest in Gold and Silver Compared to Crypto, Stocks or Property – interview with Josh Saul, gold expert discussing precious metals in your portfolio. Click here for a free gold, investment report.   In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myriad of choices, r...

Buying a house in the UK is not “that difficult”, according to banker Sir Howard Davies, who is paid £763.000 a year by NatWest. His remarks in a BBC interview have caused outrage, especially among the ‘generation rent’ who are struggling to save for a deposit while rental prices reach record highs and the cost of living crises continues. This week, the average two-year fixed rate is 5.83%, while...

Buying a house in the UK is not “that difficult”, according to banker Sir Howard Davies, who is paid £763.000 a year by NatWest. His remarks in a BBC interview have caused outrage, especially among the ‘generation rent’ who are struggling to save for a deposit while rental prices reach record highs and the cost of living crises continues. This week, the average two-year fixed rate is 5.83%, while...

Hey, everyone! As we step into a brand new year, it's the perfect time to set the stage for an amazing year ahead. I've compiled 7 things you can do to make 2024 your best ever.   1. Set Clear Goals: Start by defining your objectives for the year. Whether it's personal growth, career milestones, health, or financial aspirations, setting clear, achievable goals gives you direction and m...

Hey, everyone! As we step into a brand new year, it's the perfect time to set the stage for an amazing year ahead. I've compiled 7 things you can do to make 2024 your best ever.   1. Set Clear Goals: Start by defining your objectives for the year. Whether it's personal growth, career milestones, health, or financial aspirations, setting clear, achievable goals gives you direction and m...

What’s in Store in 2024? Stock Markets, Property and Gold.   Reflection on 2023   Inflation got into double figures, and then come down again last week to 3.9%,   Are we heading into recession in 2024?   Watch full video on Money Tips Podcast YouTube Channel https://youtu.be/difmr0fp5-Q   Mortgage rates reached 6% and  7% forcing millions into arrears which are 40% up on the previous year.    Mort...

What’s in Store in 2024? Stock Markets, Property and Gold.   Reflection on 2023   Inflation got into double figures, and then come down again last week to 3.9%,   Are we heading into recession in 2024?   Watch full video on Money Tips Podcast YouTube Channel https://youtu.be/difmr0fp5-Q   Mortgage rates reached 6% and  7% forcing millions into arrears which are 40% up on the previous year.    Mort...

New Property Opportunities Falling Property Prices And Higher Rents Make Buy-to-Let More Attractive In 2024 In recent years, the landscape for buy-to-let investors and property owners has posed significant challenges, marked by soaring interest rates and escalating energy expenses. The introduction of Section 24 , elimination of wear and tear allowances, heightened stamp duty, and increased regula...

New Property Opportunities Falling Property Prices And Higher Rents Make Buy-to-Let More Attractive In 2024 In recent years, the landscape for buy-to-let investors and property owners has posed significant challenges, marked by soaring interest rates and escalating energy expenses. The introduction of Section 24 , elimination of wear and tear allowances, heightened stamp duty, and increased regula...

Stock up on CANDLES, Torches and Battery Powered Radios, Dep PM Warns   Deputy Prime Minister, Oliver Dowden MP has issued a warning to British people to prepared for power cuts and cyber attacks by keeping a supply of candles, flashlights and battery powered radios.   Announcing the formation of a ‘resilience academy’ he advised Brits  to prepare for communications blackouts and retain their ‘ana...

Stock up on CANDLES, Torches and Battery Powered Radios, Dep PM Warns   Deputy Prime Minister, Oliver Dowden MP has issued a warning to British people to prepared for power cuts and cyber attacks by keeping a supply of candles, flashlights and battery powered radios.   Announcing the formation of a ‘resilience academy’ he advised Brits  to prepare for communications blackouts and retain their ‘ana...

STOP WORKING FOR FREE!  - Why Do Small Businesses Work For Nothing? Join me online on my free live money mindset training Wednesday 8.00PM. https://bit.ly/3QPp8IH Get paid for what you do in advance. Always agree terms and take part or full payment up front whenever possible. Are you using an accounting or invoicing system? Watch video version - https://youtu.be/1BO-ZigTkjA Systemise – the differe...

STOP WORKING FOR FREE!  - Why Do Small Businesses Work For Nothing? Join me online on my free live money mindset training Wednesday 8.00PM. https://bit.ly/3QPp8IH Get paid for what you do in advance. Always agree terms and take part or full payment up front whenever possible. Are you using an accounting or invoicing system? Watch video version - https://youtu.be/1BO-ZigTkjA Systemise – the differe...

UK Fixed Mortgage Rates Drop Below 5% As Inflation Falls to 4.6% Last chance to join my live 1-Day SMART MONEY WORKSHOP for just £17 for 2 places. Saturday 25 November 10-4pm - reserve your seat now - https://buy.stripe.com/00g01E92W4R8cfebII Fixed mortgage interest rates have dipped below 5% after new figures show that inflation fell from 6.7% in September to 4.6%, less than half the 11.1% rate i...