Money & Taxes from Bb to XYZ

What does it mean to be intentional when it comes to saving and spending? Let Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, share their perspectives. From saving enough while enjoying your life, it’s all about balance. Have a money or tax question for us? Send it to podcast@fpfoco.com, and Jason or Regina might answer your question in a future episode! We’ll release a new one every other Thur...

Relationships with work are changing. In this episode of Money & Taxes from Bb to XYZ, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, discuss our evolving relationships with work and how members of each generation — from Baby boomers to X, Y, and Z — can intentionally enhance their work-life balance. Have a money or tax question for us? Send it to podcast@fpfoco.com, and Jason or Regi...

Did you know that 25% of adults identify as being Childfree? Listen in as our first-ever special guest, Dr. Jay Zigmont, CFP®, Childfree Wealth Specialist®, founder and CEO of Childfree Wealth® , and host of the Childfree Wealth® podcast chats with Jason Speciner, CFP®, EA, and Regina Neenan, CFP®. They’ll discuss what being Childfree is, how it’s different from simply being a SINK or DINK, and ho...

Disability insurance is part of many employee benefit plans. But what do you do if you’re self-employed, if it’s not available to you through your employer, or if it doesn’t provide enough coverage? Listen in as Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, break down ways for you to insure your income and why it’s important.  Have a money or tax question for us? Send it to podcast@fpfoc...

This is not your typical episode of Money & Taxes from Bb to XYZ. It's an itty bitty minisode with a special invitation inside that's just for you. We invite you to give it a listen — and then email us at podcast@fpfoco.com. You probably know that Jason Speciner, CFP®, EA, always closes our episodes with, "We'll talk to you soon!" Join him and Regina Neenan, CFP®, at our special even...

Ever found yourself doing some fairly significant overspending but not really understanding its impact? Regina Neenan, CFP®, certainly has. Listen in as they and Jason Speciner, CFP®, EA, discuss the differences between having an ideal cash-flow plan on paper — and putting an actionable cash-flow plan in place. Plus, find out how you can recover from excess spending and ways you can...

What should you do when you need a financial reset in life? Whether the result of divorce or death of a spouse, job loss or landing your dream job, or just getting out on your own for the first time, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, have some ideas for how you can navigate a critical money moment.  Have a money or tax question for us? Send it to podcast@fpfoco.com, and Jason...

Listen in as Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, share their thoughts on the CFP® Board's recent advertising campaign, "It's gotta be a CFP®." Learn how they became CFP® professionals, some history behind the designation, and why choosing a CFP® pro is just the beginning. Have a money or tax question for us? Send it to podcast@fpfoco.com, and Jason or Regina might answer your questi...

We’re back with an update on the IRS’s 2024 Dirty Dozen, the dirtiest tax scams and schemes of this tax season! Join Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, as they break down the half dozen ruses not covered in episode 26, Dirty Dozen: Tax Scams and Schemes! Plus, check out the FPFoCo blog on the 2024 Dirty Dozen !  Have a money or tax question for us? Send it to podcast@fpfoco.co...

Have you forgotten to add something to your financial plan? From left-out EFOFs to missed cars and forgotten “now” goals, we’ve seen it all. In this episode, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, share some of the common items that clients have unintentionally left out from — and then added to — their financial plans. Have a money or tax question for us? Send it to podcast@fpfoco.com,...

Stuff happens! What could you do if you were to face an unexpected expense? Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, share how they’ve handled their own surprise costs and the emotional toll they can bring. From a down market just after retirement or a pricier college education than planned to a vehicle breakdown or job loss, they’ll share how you can prepare for almost anything that mig...

Heard of a tax filing technique that sounds too good to be true? It just might be! In this episode of Money & Taxes from Bb to XYZ, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, go over the Internal Revenue Service’s list of the top 2023 tax scams and schemes so you can watch out for them this tax season. From email and text schemes to social media scams and unscrupulous tax preparers, we...

Have you been feeling the inflation lately? After increasing early in the pandemic and reaching a peak in June 2022, inflation steadily declined through June of 2023 — and has more or less leveled out since then. When January’s inflation numbers were released last week, they showed a rate higher than expected. As we continue to deal with it, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, are h...

Money and … romance? That’s right! It’s almost Valentine’s Day, so get ready to talk to your significant other about money — no matter which generation you and your love are part of. In this episode, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, share how they communicate with their partners about financial topics and share some ideas so you and your sweetie can get on the same page. Plus, yo...

What does it take to make a house a home? There’s a lot more to it than renting or buying! Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, will share ideas on how you might make that decision — and a whole lot more! From timing your mortgage payoff to downsizing and having roommates or living solo, you’ll learn what you may want to consider for your own home.  Have a money or tax ques...

What are your goals for 2024? From filling up your EFOF and contributing to your retirement savings to having some fun , let’s get planning! In this episode, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, share their own goals for the new year, discuss how they can apply throughout the generations, and share takeaways that you can use as you identify your own aspirations.  Have a money or...

The new year is almost here, and that means it’s time for some updates! To what? Standard deductions, phaseout ranges for retirement savings, retirement plan contribution limits, and so much more! Join  Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, and get ready for 2024! Have a money or tax question for us? Send it to podcast@fpfoco.com, and Jason or Regina might answer your question in...

Get ready for 2024 income, saving, and spending with a new cash-flow plan for the new year! In this episode, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, talk you through what you should be considering in your annual budget. Plus, you can get started with Regina’s cash-flow planning worksheet here . Listen in and get planning today! Have a money or tax question for us? Send it to podcast@fpf...

It’s officially the holiday season, and you know what that means: It’s time for giving! If you’re including monetary gifts to people or charitable giving in your holiday or end-of-year plans, listen in as Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, share the rules and potential tax benefits. From QCDs, DAFs, and CRTs to cash gifts to people and charities — and the possible tax advantag...

Making your first Roth IRA contribution? How about contributing to your Roth IRA through the backdoor? Or the behemoth mega-backdoor Roth? And don’t forget about Roth conversions! However you contribute or convert, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, have ideas to share! No matter which generation you’re part of or how you’re Roth-ing (yes, we made it a verb), listen in to learn wha...

It might be early November, but the end of the year will be here before we know it! Listen in as Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, share what you can do to prepare and finish out the year strong. From open enrollment and insurance planning to budgeting, finishing your 2023 contributions, Roth conversions, tax planning, and more it’s all here!  Have a money or tax question for...

The spooky season has begun! In this episode, Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, tell some horrific finance and tax stories. So gather around the fire, and get ready for a fright! Have a money or tax question for us? Send it to podcast@fpfoco.com, and Jason or Regina might answer your question in a future episode! We’ll release a new one every other Thursday, and they’re ad-free fo...

Ever wondered why someone would file a tax extension instead of filing their taxes by the deadline in April? Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, are here to explain! In this episode, we review why members of each generation might want to do just that along with the benefits of having six extra months to prepare and file their taxes. Plus, we’ll tell you what an extension doesn’t do...

Open enrollment season is nearly here! Join Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, as they walk you through the trifecta of key employee benefits that everyone should have and share how you can choose the coverages that are right for you. If employee benefits are available for you, you won’t want to miss this episode! Have a money or tax question for us? Send it to podcast@fpfoco.com,...

Where do fitness and finance intersect? From expensive sports and health savings accounts to pre-Medicare financial independence and more, you just might be surprised! Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, share a bit about their stories and why it’s important to get started or continue on a health and fitness journey. Have a money or tax question for us? Send it to podcast@fpfoco.com...