Money Talks

Whether you’re 25, 55, or 75, maybe you’re dreaming of retirement. Today, we’ve got some tips geared for the 25 year-olds but everyone else will find some great information. Are you on fire for retirement? We're talking F. I. R. E.? We learn what that is and take your personal finance questions.  Financial Independence, Retire Early from the 1992 book "Your Money or Your Life"...

Are you interested in a better job? Looking for a first job or are unemployed? The Mississippi Department of Employment Security is a resource for you. Experts from MDES will answer your job fair, win job center, and unemployment questions.  Our guests are from the Mississippi Department of Employment Security. Daphne James with the WIN Jobs Center, Adam Todd with the Governor’s Job Fair, and...

Thursday, May 13, 2021 Tales from the Crypt  Is Bitcoin and its sister digital currencies really money?  Money represents work and earnings on that work or skill. It has 3 functions. It’s a medium of exchange. You can buy stuff with it-- trade it for food, housing, clothing, etc. Certainly, we are hearing more and more about cryptocurrency being accepted as a form of payment. Money is al...

We love to have guests and special topics on Money Talks but sometimes we like to just see what you’d like to ask. We call these Open Topic shows. We’ll have some current events to discuss. You’re welcome to call in with your opinions and questions about what’s going on in the news now.  Discussion: gasoline supply 8th of May Emancipation https://themsms.org/8th-of-may-emancipation-celebratio...

Money Talks will de-mystify asking for a raise with this broadcast. Our guest today is Scott Stinson – Director of Human Resources here at Mississippi Public Broadcasting who will give us inside information on the best time and the best way to ask for a bigger salary.  Discussion: Why don't we talk about salaries more? What are the laws? Prepare to ask for a raise Know what your job could pay...

Guest, Ray Higgins - Director of PERS This podcast has information about PERS for retirees, those close to retirement, and those employees still working with retirement in the future. You could read the Public Employee Retirement System of Mississippi handbook, or listen to MPB’s Money Talks broadcast and podcast with the director of PERS, Ray Higgins. You’ll get a good understanding of how PERS b...

What’s an annuity? Are they all the same? Who needs one? We’ll learn about these financial products from our financial analysists - Nancy and Ryder - who can also take your personal finance questions. Discussion about annuities Calls: paying off a student loan are annuities good or bad? what is an index fixed annuity how to get started in investing paying extra on a mortgage what's up with GameSto...

If you are a renter or a landlord, you'll particularly want to listen today’s Money Talks. Our guest is the Executive Director for Mississippi Home Corporation. Scott Spivey talks about the agency and the grants available to Mississippians who can’t pay rent during this pandemic. He discusses programs for first time home buyers and rehabilitation assistance. Our expert hosts are also available to...

We’ve made it to April in 2021. We’ve got some IRS tax tips to share, some April buy and not to buy suggestions. But this is just chit chat between your calls and emails. It’s an Open Topic show. In the News: IMF forcast for global growth Yeld curve Observances in April: Fair Housing Month Financial Literacy Month National Financial Capability Month National Internship Awareness Month Money Smart...

Money Talks wants to help you today to Prepare Before the Storm. That “storm” might be weather, economic, or family issues. We’ve got some websites and some suggestions. New Perspectives blog posts: https://newper.blogspot.com/ Financial Resilience And Mutual Aid  Saturday, February 20, 2021 On Preparedness Friday, February 19, 2021 In the News: PPP loans expanded Job losses going down Suez C...

It’s time to review all the topics we’ve covered on Money Talks in the past 12 months. If you’ve missed any episodes, we’ll give you the flavor of some of the episodes so you can find the ones that interest you on our podcast.  Last Spring, we talked a lot about current events each week. We had guests from the Mississippi Department of Employment Security, we talked about fraud and the Cares...

There’s been talk but no action on raising the federal minimum wage. On a recent Money Talks we had some passionate callers express their opinions on the minimum wage. We’d like to discuss the topic for the full hour today – between your personal finance questions. Our guest today is State Economist Corey Miller. http://www.mississippi.edu/urc/ Calls: Automation instead of workers Impact on retire...

Do you still have student loans? Do your grandchildren have student loans? Our guest today is Bruce McClary from the Nation Foundation for Credit Counseling. We’ll learn how the pandemic is affecting student loans and what to expect for those about to enter higher education. Call the Nation Foundation for Credit Counseling about student loans at 1-877-406-6322 or the general number 800.388.22...

If you’re a regular listener to MPB Think Radio, you are a regular listener to news stories. Today, our experts are going to translate those news stories to how that information affects you – in Mississippi.  Income tax, stimulus payments, minimum wage retail sales collections special perpose acquisitions new Treasury Secretary cryptocurrencies Income tax phase out the next COVID relief - enh...

Guests: MDES Executive Director, Jackie Turner, Deputy Executive Director-General Counsel, John Garrett, and Director, Office of ReEmployment Assistance, Erma Cook Hosts: Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performan...

Everyone likes free. Some folks need free versions of services or items. We’re working off a list from MSN 27 Things You Should Never Pay For — and How to Get Them for Free Birthday meals: 20 Restaurant Chains That Offer Free Food for Your Birthday  Through April of 2021, you can get free credit reports from Equifax, Experian and TransUnion as often as once a week.  https://www.annualcre...

Our experts discuss the saga of GameStop stock. With information about: The IMF CBO silver market bubbles: displacement, boom, uphoria, profit taking, panic short sells hedge funds retail investors collusion Robinhood and the funds they have on hand Calls about: mutual funds and how "big" is GameStop owning part of a company earning per share where to buy savings bonds: banks comment Will there be...

Our financial advisors Dr. Nancy Lottridge-Anderson and Ryder Taff teach us about stocks and fragments of stocks. And a discussion of Game Stop! https://www.cnbc.com/2021/01/26/gamestop-shares-are-jumping-again-but-short-sellers-arent-backing-down.html What is a stock? Where do you buy them? Buying slices of a stock Changes in investing What can you buy a slice of? Recordkeeping IPO Chicago Board...

After you’ve paid Rent, utility bills, debt payments, and groceries and set aside at least a little cash in an emergency fund, it's time to start investing.  Magic of compounding interest Don't pass up free matching 401K money Decide how much to contribute Ways to save for retirment Broker Questions: lottery stock cerfificate earned income for Roth IRA rolling over a Roth IRA stock options ro...

Our experts talk about what's in the news and answer your personal finance questions. Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. Stimulus checks have been deposited, are being...

Our guest today is Dr. Rebecca Campbell Smith , associate professor with the MSU Extension Service. Dr. Smith works with the Extension Center for Economic Education and Financial Literacy. http://extension.msstate.edu/ Family finanical management website The Healthy, Wealthy and Wise Program is designed to motivate adults to improve financial health and increase wealth by reducing debt, increasing...

Our experts are Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. https://www.newper.com/ Blog: Leaving Money on the Table https://newper.blogspot.com/2020/12/leaving-money-on-table....

We’ve all been invited to a webinar. FICO – the credit score company – and the Mississippi Council on Economic Education has teamed up to teach us about our credit score and allow each of us to sign up for free one on one counseling from a local non-profit credit counselor. The invited guest speaker is Congressman Bennie Thompson -US Representative for our 2nd district.  https://www.fico.com/...

On Giving Tuesday, our guest is: Keith Fulcher, president of the Community Foundation for Northwest Mississippi https://cfnm.org/ Find out more on their YouTube Channel: https://www.youtube.com/user/CFNM2002/videos We learned what a community foundation is and who the CFNM serves (eleven Mississippi counties: Bolivar, Coahoma, DeSoto, Leflore, Marshall, Panola, Quitman, Sunflower, Tallahatchie, Ta...

Our experts from New Perspectives discuss with our MPB host ways to cut expenses from your life. First: start by tracking your spending habits. Next, get on a budget. When looking to cut expense, re-evaluate your subscriptions. Utility and specifically electric use are large portions of the average household budget. The food budget is usually a pretty big part of a budget. If you’re looking to cut...