Money Talks

We have new information about inflation in America today. On Thursday the Bureau of Labor and Statistics released the Consumer Price Index for October. That number is how we measure inflation in our country. We’ll get our financial experts to give their opinion on what the new rate means for the future of prices. Hosted on Acast. See acast.com/privacy for more information.

Americans have been talking about inflation for over a year now. Whatever the cause this is our current reality. What can we do to protect our personal finances right now? We’ll see what our experts have to say. They also cover other money questions. Money: The True Story of a Made-Up Thing by Jacob Goldstein Tax info: https://www.irs.gov/ Email about what to invest in Inflation Hosted on Acast. S...

Do you go for the cheapest version when you shop? Do you feel like expensive versions are better quality? Which to choose? Today we’ll discuss opinions on what you should splurge on and when basic is best. Rather than sift though the website Reddit for “is it worth it on not” information, we’ll be discussing contributors’ suggestions on when you should go back to basics or move up for quality...

Mark your calendars folks – there are some important dates coming up: heath care enrollment dates, retirement contribution dates. All of these dates might have an impact on your personal finances. DEADLINE October 31st, 2022 Public Service Loan Forgiveness - The White House If you have worked in public service (federal, state, local, tribal government or a non-profit organization) for 10 years or...

We’re currently in a period of high inflation right now. But how have the prices of specific items increased over the past decade? The past 50 years? Has anything gotten cheaper? We’ll look into the prices of homes, college, electronics and more on the show today. https://www.marketplace.org/2022/08/17/money-and-millennials-the-cost-of-living-in-2022-vs-1972/ https://better.com/content/how-much-ho...

Today’s an Open topic day – we discuss some issues in the news, student loan forgiveness, holiday shopping, and whatever you’d like to bring up. Contact us with your questions concerning retirement, the stock market, or what your money plans are for the year or decade. Student Loan forgiveness https://www.ed.gov/subscriptions https://www.npr.org/2022/09/29/1125923528/biden-student-loans-debt-cance...

We’ve got a fun show for you today. It’s our drive time show. We’ll be sharing opinions on fees that are simply ridiculous to pay. In addition to saving you money, we’ll tell you how you can support Mississippi Public Broadcasting - For the Love of Mississippi. Thanks for listening to Money Talks on MPB Think Radio, and for choosing MPB as your station for news and ideas. It means a lot to us...

We hope our listeners are familiar with some of the different types of financial institutions. Many in Mississippian aren’t. Many of us are un-banked. Money Talks going to talk about Credit Unions today with our guests from Hope Credit Union. Felicia Lyles, HOPE Senior Vice President of Retail Operations and Carrus King, HOPE Vice President and a Branch Manager of Hope Credit Union will tell us ho...

Who wouldn’t like an additional income stream! And if you can achieve this extra cash without working 9 to 5, all the better. Today we’ll be learning about passive income. It doesn’t mean “no hard work” just different work. Nancy also takes your financial questions. We’re getting our personal finance expert to give her opinion on a recent Bank Rate.com article on Passive Income Ideas. https://www....

We’ve got a new angle on Student Loans to discuss today – the canceling of student debt. What’s the difference between canceling and forgiveness? Who is eligible and when? What happens after your debt is wiped away? We’ll discuss the new student debt elimination programs between your other personal finance questions. President Biden's plan to forgive federal student loan debt – up to $20,000...

We’ve got one of our long-time guests on the show today – Shawn Mercer, from the Social Security Administration. He’ll take your social security questions. Our expert hosts take your personal finance questions.   https://www.ssa.gov/ What should I do if I get a call claiming there's a problem with my Social Security number or account? https://faq.ssa.gov/en-us/Topic/article/KA-10018 https://w...

We love having theme shows on Money Talks – budgets, credit cards, new baby costs, cutting expenses. But sometimes, like today, we have an Open Topic show. Ask us anything. Today we’ll discuss vacation homes, bonds, CDs, and anything else you’d like to ask our experts. According to a study by Porch dot com, Jackson is the 8th best midsize college town for student renters according to a weighted av...

Tax evasion is the failure to pay or a deliberate underpayment of taxes. Tax avoidance is an action taken to lessen tax liability and maximize after-tax income. We’ll be discussing ways to avoid taxes legally and give some tax-efficient investing tips. Our experts also take your other personal finance questions.  The Senate passed Inflation reeducation Act of 2022 allocates approximately...

When you add a child to your family you add joy and happiness and extra expenses. What costs can you control? Which costs are flexible? We’ll talk about the extra costs of impending parenthood. We also can take your other personal finance questions.  New Legislation: While adoption can be expensive, it doesn’t have to be. In fact, many parents adopt children at little or no cost through the M...

We’ve got two sides of the same coin today: what to do with inherited items you don’t want and also how acquire things you need when you’re on a budget. We’ll discuss ways to get rid of material items if you are trying to downsize and how to accumulate, inexpensively, household objects you may need. Useful websites: https://www.gobankingrates.com/saving-money/home/why-still-wasting-money-storage-u...

We’ve had previous shows talking about cutting expenses. Today’s tips will be ways to use the internet and apps to help you save money. Money that you could then use to invest or pay off debt. Our suggestions are inspired by AARP https://www.aarp.org/money/budgeting-saving/info-2022/99-great-ways-to-save.html The 2022 Mississippi Sales Tax Holiday takes place between 12:01 A.M. Friday, July 29, 20...

We’d all love to have more money to invest. Before you can find ways to get your money to grow, you have to save money. Budgeting can help you do that. If you need a little help writing out a plan to spend your money each week, this is the show for you. Instead of a "Budget" call it a "Monthly Spending Plan" if that helps you feel better. We spend a bit of the show discussing Inflation in addition...

With identity and data theft on the rise, we’d like to suggest what you can do now and if you are informed of a data breach.  Discussion: Ida on the economy COVID on the economy how to get a credit report what will they ask why freeze creating new credit after you freeze your credit if your credit report is wrong check your Social Security Information at ssa.gov You might not be able to keep...

Credit card debt is on the rise. We give some cautionary advice and answer your questions. What do you need to be careful about when using credit cards? Is our situation right now typical? We answer debt or other personal finance questions.  Current stock market Bonds Private loads can not be converted to Federal Student Loans Credit Cards podcast - 08/08/2020 http://moneytalks.mpbonline.org/...

According to the Mississippi State Treasurer’s office, the average Mississippi student graduates college with $30,000 worth of debt. Also, 30% of these graduates are reporting delaying major life milestones (getting married, buying a house or car, and even having kids!) We'll discuss and answer questions about student loans. Blog post that the New Perspectives interns wrote that ties in with the e...

Our guest for the show today is Adam Black, Senior Mortgage Loan Specialist with First Commercial Bank. We’ll talk about getting a home loan in today’s climate. Are you considering buying a home or refinancing? https://www.firstcommercialbk.com/ S&P Case-Shiller home price index recent history of mortgages length of time types credit score down payment shopping for a mortgage 7/14/2020 Money T...

This show isn’t really intended to teach kids about money but today we’ll try to help YOU teach your kids and grandkids about money. We’ll discuss what they need to know at various ages. We’ll also take your “grown-up” money questions. New Perspectives Blog https://newper.blogspot.com/ https://www.consumerfinance.gov/consumer-tools/money-as-you-grow/ 20 Things Kids Need To Know To Live Financially...

Do you consider yourself a savvy investor? Would you like to become one? Let’s learn about valuation. How can you tell if a security is undervalued or overvalued? What metrics are used? What is fundamental analysis? We’ll answer these questions and your personal finance calls and emails.  Questions: Payoff car or save Savings rates https://www.bankrate.com/ Able accounts http://moneytalks.mpb...

Whether you’re 25, 55, or 75, maybe you’re dreaming of retirement. Today, we’ve got some tips geared for the 25 year-olds but everyone else will find some great information. Are you on fire for retirement? We're talking F. I. R. E.? We learn what that is and take your personal finance questions. Financial Independence, Retire Early from the 1992 book "Your Money or Your Life" save up to 70% o...

Who needs a job? Who needs a better job? Who has no idea what they want to do so they need help figuring out what kind of job would suit them? If you answered yes to any of these – have we got a broadcast for you. Our guests are Daphne James from WIN Job Centers and Adam Todd from the Governor’s Job Fair Network. https://mdes.ms.gov/ WIN Job Centers https://mdes.ms.gov/win-job-centers/ Governor's...