Money Talks

Turning a business idea into reality takes grit, determination – and money. In this week’s episode of Money Talks, Tipsy Collective co-founder David Gan talks about his entrepreneurial journey – from managing startup costs to cutting losses. See omnystudio.com/listener for privacy information.

Singapore saw its highest surge of personal bankruptcy applications in 2023. What does it mean to be declared bankrupt? What impact can it have on your career and your future? In this episode of Money Talks, we talk to Claudia Khoo, a lawyer at Shook Lin & Bok, to find out more.   See omnystudio.com/listener for privacy information.

Is it always safe to invest in dividend stocks? In this episode of Money Talks, UOB’s Head of Wealth Management Advisory and Strategy, Abel Lim, shares his insights on how to identify the right ones, and the risks and rewards of adding them to your portfolio.   See omnystudio.com/listener for privacy information.

Buying a home is one of the biggest financial decisions of your life. But how do you make sure that you’re getting the most out of your mortgage? In this episode of Money Talks, CEO of Mortgage Master, David Baey, shares his insights on how to navigate the costs of home ownership.  See omnystudio.com/listener for privacy information.

Investing in sustainable businesses is on every major fund portfolio. Where do you start when looking at green finance and what are the risks and rewards? In this episode of Money Talks, Professor Lawrence Loh from the NUS Business School is our guest.  See omnystudio.com/listener for privacy information.

Is it possible to insure yourself against climate change? Is personal cyber insurance a must, given that we have digital lives? In this week’s episode of Money Talks, Helen Shen, Singlife’s Group Head of Health, tells us what you need to know about supplementary insurance policies.   See omnystudio.com/listener for privacy information.

Being a freelancer may offer flexibility and freedom, but what about financial security? In this week’s Money Talks, CEO & Chief Investment Officer of MoneyOwl Chuin Ting Weber, shares tips on how freelancers can manage their money better for a financially secure future.  See omnystudio.com/listener for privacy information.

Fixed deposits and government bonds are top choices for Singapore investors. But there are many other opportunities to grow wealth outside these tried and tested vehicles. But to do this, investor education is critical says Jo-Ann Chia, Asia Fixed Income Senior Portfolio Manager at Nikko Asset Management.  See omnystudio.com/listener for privacy information.

Making a career pivot may seem scary, regardless of your age or station in life. How should you plan and manage your finances before making the leap into a new career? In this week’s episode of Money Talks, Peter Tan from Unicorn Financial Solutions shares some tips on how to navigate the change without disrupting your finances. See omnystudio.com/listener for privacy information.

Across Asia, stock markets have seen diverse performances. From frontier markets that offer opportunities, to emerging ones that continue to entice investors and developed markets with steady growth, what should we know before dipping our toes in? Alex Wolf, Managing Director and Head of Investment Strategy for Asia at J.P. Morgan Private Bank gives us the lay of the land.  See omnystudio.com/list...

 Financial abuse of vulnerable adults has been on the rise in Singapore. What are the red flags and what kind of legal and non-legal action can be taken to mitigate the impact? In this episode of Money Talks, Chong Yue-En, a lawyer and the Managing Director of Bethel Chambers LLC, gives us a breakdown of this complex issue.   See omnystudio.com/listener for privacy information.

Just as there are generous grants for workers to learn new skills, businesses too have a range of resources to tap on. Lee Hsin Chong, managing director of BNL, explains how he uses subsidies and grants to help his company and the staff improve.  This episode was done in collaboration with the Ministry of Finance, in support of Budget 2024.    See omnystudio.com/listener for privacy information.

The government recently announced a S$4000 SkillsFuture Credit top-up for Singaporeans aged 40 and above. While this is good news for those keen on upskilling themselves, others may not know where to start. Peggy Lim, director of the Public Engagement Division at SkillsFuture Singapore, guides the way on this week’s Money Talks.   This episode was done in collaboration with the Ministry of Finance...

The housing rental market in Singapore has gone through significant changes over the past few years. How should potential renters prepare themselves before taking the plunge? What red flags should they look out for in their contracts? In this episode of Money Talks, Dr Lee Nai Jia, Head of Real Estate Intelligence, Data and Software Solutions with PropertyGuru Group gives his take. See omnystudio....

Access to private markets may be expanding, but they remain opaque to the regular investor. In this episode of the Money Talks podcast, co-founder and CEO of investment platform StashAway, Michele Ferrario, takes us through the differences between public and private markets, and how access to private markets still has its limits.  See omnystudio.com/listener for privacy information.

One tool that every shareholder or investor should have in their arsenal is the ability to read and assess a company’s financial statements. But not everyone is equipped to cut through the jargon. David Gerald, founder, president and CEO of Securities Investors Association (Singapore) shows Andrea Heng what to look out for.   See omnystudio.com/listener for privacy information.

Following its peak in 2021, China has seen an epic US$7 trillion stock crash. Are we seeing a bottom nearing? What benefits can be reaped from buying cheaper Chinese stocks? Andrea Heng speaks to John Lin, Chief Investment Officer of China Equities at AllianceBernstein. See omnystudio.com/listener for privacy information.

You might have heard of the 'Magnificent 7' - Alphabet, Amazon, Apple, Meta, Microsoft, Nvidia and Tesla. But how did they become the darlings of the tech stock market and why are they so attractive to investors? Jonathan Woo, senior equity research analyst with PhillipCapital gives us the lowdown. See omnystudio.com/listener for privacy information.

The latest changes to the CPF scheme announced in Budget 2024 raised concerns about the potential impact on retirement planning – specifically, the closure of the CPF Special Account. How will these changes affect your nest egg? We speak to Alvin Chow, CEO of financial education platform Dr Wealth. See omnystudio.com/listener for privacy information.

The shock of losing a job without any warning is usually followed by anxiety over the loss of regular income. What are your options if you are retrenched and how do you stretch your savings while waiting for the next job?  Sim Yong Han, senior financial consultant of Trust Advisors Group at SG Alliance, provides some practical tips. See omnystudio.com/listener for privacy information.

Picking the right bank isn’t as straightforward these days. Beyond finding a reputable name to park your savings in, banks are also aggressively wooing customers with investment products, higher interest rates and customised financial planning. Prashant Aggarwal, CEO of the MoneyHero Group, guides Andrea Heng on how to choose the right bank for your needs.   See omnystudio.com/listener f...

Gold and other precious metals, certain currencies and some defensive stocks are often considered safe haven assets. But are they really zero risk? Vasu Menon, managing director of investment strategy at OCBC, explains why these assets are a popular choice during an economic downturn.  See omnystudio.com/listener for privacy information.

The US securities regulator recently approved the first US-listed exchange traded funds (ETFs) to track bitcoin, putting ETFs in the spotlight with first-time investors. What are ETFs and what do you need to know before investing in these funds? Andrea Heng finds out more from Yeap Jun Rong, market analyst at IG.  See omnystudio.com/listener for privacy information.

2023 was a challenging year for real estate investment trusts or REITs with rising interest rates. But how exactly do they work, and should every investor include REITs in their portfolio? Executive chairman of GCP Global Gabriel Yap gives Andrea Heng a crash course on this episode.  See omnystudio.com/listener for privacy information.

Some people develop bad spending habits due to stress, while others learn them in childhood. How do we recognise these behaviours and more importantly, how do we get rid of them? Benny Ong of investment advisory community I Quadrant shares his experience. See omnystudio.com/listener for privacy information.