Money Talk with Carl Stuart

Carl Stuart takes on several topics from callers and texters, like the right ratios for your asset allocation, drawing down pre- and post-tax retirement accounts, Social Security Disability Income (SSDI), and planning for the future even at an advanced age. The post Allocating your assets and drawing down retirement accounts in the most advantageous way appeared first on KUT & KUTX Studios --...

Carl Stuart talks to callers and texters about whether there are downsides to drawing a pension early, the relationship Federal Reserve interest rates have with U.S. "T-notes" or treasury bonds— and their effect on banking interest rates. He also talks about managing multiple houses as investments and other topics. The post Drawing pensions early, explaining interest rates and their relationship t...

Carl Stuart helps several callers and texters, like one trying to figure out what percentage of an inheritance to invest in markets and in her Austin home, what happens when the federal government requires minimum distributions from Individual Retirement Accounts (IRAs), and weighing how long to wait to take Social Security benefits -- and more. The post Weighing how much of an inheritance to put...

Carl Stuart takes your calls and texts on a lot of questions, including from the treasurer of a Home Owners Association about managing their reserve funds, a retiree who moved to the Austin area and wants advice on what to look for in a financial advisor here, and from an investor looking to push his luck on under-performing Russell small-cap funds. The post Managing your HOA’s reserve funds...

Carl Stuart takes your questions including why fees for advisors are set the way they are. He chats with someone over a question he's never received in 30 years regarding the sale of a rental property years after the woman's husband died. Plus questions about individual retirement accounts, college savings, and more. The post The state of advisor fees, the pitfalls selling rental property after a...

Carl Stuart takes a variety of questions on how to minimize fees associated with making investments, why you should not see your home as an investment you'll cash out of one day - because you have to live somewhere, learn about step-ups in value "basis points" when inheriting a property, and more on this week's show. The post Minimizing the costs of investments, caution against seeing your home as...

Carl Stuart answers your questions including the unemotional choice of robo-advisors, using expendable income to pay down a mortgage or buy stocks, and advice for a soon-to-be-teacher to hold on to savings during the lean months ahead of student teaching. Also, some popular questions of late on 529 college plans and protesting property tax appraisals. The post Robo-investing, whether to pay down a...

Carl Stuart answers a carryover question from the previous week on protesting property tax assessments with the help of informed listeners. He also takes on other complicated topics like how to position ranch land for their heirs or themselves, the possibility of combining pension, 401k, and 403b accounts into one for easy management, why Carl is shying away from U.S.-only stock ETFs for the near...

Carl Stuart takes on some more nuanced topics like staying (a little) aggressive with your nest egg in retirement, tax strategies behind 1031 real estate transactions, and survivor benefits when one spouse's employer paid into Social Security and the other, a teacher, only paying into a pension (TRS). The post Growing your cash even after you retire, tax strategies with real estate sales, and surv...

Carl Stuart takes your calls and texts on how to add savings to a State of Texas Teacher or Employee Retirement System plan (TRS or ERS), what to do when starting from scratch -- even when retirement age is around the corner, what alternatives there are for trusts and college savings plans, as well as buying a piece of the toll road-- individual infrastructure investments! The post Supplementing s...

Carl Stuart handles questions on a lot of personal finance topics, including what to do with health savings accounts (HSAs), investing in indexed funds or ETFs, and some advantages to paying down your mortgage. He also talks a bit about the news that Warren Buffet is stepping down as head of Berkshire Hathaway - and, no, Carl was not named his replacement! The post Handling Health Saving Accounts...

Carl takes on your questions, including a holdover from the end of last week’s program on the cost of probating a contentious estate, another on managing multiple retirement accounts from multiple employers in multiple countries, and more. The full transcript of this episode of Money Talk with Carl Stuart is available on the KUT & […] The post Surprising costs when probating an es...

Carl Stuart explores questions about Real Estate Investment Trusts, Austin property values, what to do with your old employee retirement accounts, and the merits and pitfalls short selling stocks. The full transcript of this episode of Money Talk with Carl Stuart is available on the KUT & KUTX Studio website. The transcript is also available […] The post Investing in REITS, rolling over...

Market uncertainty tops the show with a look at whether and how to buy gold. Carl chats with callers and texters about US Treasuries in the current climate, the "right" mix of bonds in portfolios - and at what age you shift that mix. As well as using 529 plans or cash to pay for college while those 529s are lower and more. The post Buying gold (or not), active vs. passive managed funds, and living...

Carl joins KUT, talks tariff shocks to markets, and IRA tax strategies The post Reaction to market shocks after tariff announcements, and income tax strategies appeared first on KUT & KUTX Studios -- Podcasts .