Money Talk

This week we are going to be talking about an abundance mindset. We have a guest coming on today’s episode as well. Nicki Conradt-Eberlin joins me to have a money talk about the abundance mindset. She gives us some great pieces of information to take home and talk about. Make sure you share today’s episode with someone who you want to have a money talk with. Let’s get right into today’s episode. T...

How is a budget prepared? This week we are talking with my wife Rebecca about a budget meeting. We are going to go through a mock budget meeting in today’s episode. Here are the talking points from the episode: How can I have an effective budget meeting? How would I benefit from the raise that comes from budgeting? How could I improve my budget meetings? Sign up for my newsletter: https://money-ta...

This is going to be a great long-term episode! We are going to define and talk about The Money Talking Points. These are going to be the key steps and discussions to have around money. There are 7 of them! Make sure to checkout MoneyTalk. SkylerFleming.com to learn more about them and find us online with our new website! Money Talking Points from Today's Episode What will I do in the event of an e...

Welcome to this week’s episode. This week we are going to be talking about the IRA and touch on a few other retirement accounts so you have some information about them. Retirement can certainly seem like a boring topic because it is so far away. We want to go shopping and enjoy life now! Right? While that is certainly something everyone wants and something everyone can do. Retirement is important...

How do you budget when you're young, just getting started, or hate budgeting? We'll let's talk about that today. I am going to share some information on why budgeting is important. The 50-30-20 method. How budgeting will help you. What happens if you don't budget. This podcast has also been going for 6 months and I have a new change coming down the road. Make sure you listen to the episode to hear...

Today we are going to talk about what is a credit card, the best way and only way to use them, how they can be dangerous , credit card rewards, why do they exist, and I will wrap up with my thoughts on the credit card. I hope you are enjoying the money talk podcast. As a reminder my goal with this podcast is to bring you a general level of knowledge to get you talking about personal finance and th...

We have another listener requested episode and this week we are going to be talking about the index fund. What is an index fund? It is a term that is getting used a lot more recently as people are learning about passive investing strategies for the long term. You will have probably heard of the term mutual fund. Well these topics are somewhat related. A mutual fund is just an investment tool. Simi...

In today’s episode we are going to be talking about the HSA. A product that not a lot of people have knowledge about and a topic requested by one of my listeners. In this episode we will talk about what an HSA is, how it works, the benefits of it, especially the triple tax advantage, investing your HSA, the disadvantages of the HSA, and how I use an HSA. Sign up for my newsletter: https://money-ta...

Why should you budget? Everyone has heard one time or another that budgeting is important. But why is that? In today’s episode we are going to dive into that. We are going to talk about why budgeting is important, why it can be hard, how to make it easier, and what to do if you absolutely hate budgeting. If you have any episode or topic suggestions please let me know at moneytalk.ffc@gmail.com Tha...

In this week’s episode we are going to talk about zero based budgeting and sinking funds. These are both things that my wife and I use when it comes to handling our finances. We’re going to talk about what a zero based budget is, the pros and cons, how to create a zero based budget, and how sinking funds can play a role. As always if you have any comments or suggestions email me at moneytalk.ffc@g...

Welcome to this week’s episode talking about making a money plan. A lot of the information this week is going to come from a Nerd Wallet Article . So thank you to them for providing this information. They are a resource that I like to use from time to time and I figured I would share some information from their site here with my opinion on a few things. In this episode we will go over financial go...

This week we are going to be talking about saving money and the importance of it. How do you get started with saving money? Why do you need to? What are the dangers if you don’t save money? There's also more to saving money than just not spending it. Like investing. Let’s talk about that a bit today as well. Also, some fun changes in the works! You will notice on social media we no longer go by Fl...

We're on a break this week. Enjoy this short clip of me talking about the stock market. We will be back next week with a full episode! Thank you for listening to Money Talk. Find us on Facebook and Instagram Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05 Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resource...

Today we're going to be covering how debt can be harmful, how did the debt cycle begin, being debt-free, I'm going to answer some questions, how do you avoid the cycle of debt, and then some food for thought about payments vs. investing. Then we'll wrap up with my thoughts about the debt cycle and share a great financial end of the week so let's get into today's episode! If you would like to conta...

After recovering from COVID Skyler is going to talk about his experience with it and talk about how it impacted him and his wife’s lives with work. This episode is going to be a quick one and cover the importance of an emergency fund and how it can make your life many times easier when it comes to worrying about work. With a specific experience to share, you’ll learn a good reason to have an emerg...

SMART Goals. Specific, Measurable, Attainable, Realistic, & Timely. That is what today’s episode is about. Also in this episode, there is going to be a new mindset around achieving goals where we talk about training instead of trying. Let’s also talk about the wonderful idea of aggregation of marginal gains or compounding interest in our lives. Thank you for listening to Money Talk. Please lea...

In this episode, we are going to talk about why people are stuck financially, how you can get started, some motivation towards getting started, and what to do when there are setbacks in your plan! This is going to be a great episode heading into the new year and I hope it really provides you some fuel to actually put in place the change that you have been wanting to make. Let’s start planning for...

Today we are going to get down to the specifics of this podcast. Why we talk about money and why we should talk about money. Talking about money is incredibly important and in my mind the essential reason why so many people fail with their personal finances. We don’t talk about money enough! I am excited to get into this topic with you today so let’s get right into it. Sign up for my newsletter: h...

We are going to be talking about accountability. This means we are going to get to talk about why it is so important to talk about money and how we can stay accountable to ourselves and our goals. Also, don’t be so hard on yourself if you don’t meet a goal perfectly. How else would we learn and grow without hard times? We’re going to talk about that a little bit today as well. Let’s get into the e...

In today’s episode, we are going to be talking about budget busters. Especially what some of them are, how they impact you, and a few scenarios in regards to budget busters. Then I will answer some listener-submitted questions about budget busters. Then we will wrap up with some steps to avoid blowing up your budget as well as my thoughts about them Sign up for my newsletter: https://money-talk.ki...

Finding your why is absolutely crucial to progression with your personal finances. This topic also extends to many other areas of our personal lives. But in this episode, you will hear why you need a why. I will help you find your why. We will talk about the impact of having a real reason. I change up the question segment a little bit and you won’t want to miss it. We will wrap up with implementin...

In today’s episode of money talk, we are going to be talking about some investing. This is the last episode of season 1 and we have some big changes in store for season 2 starting with episode 11. Make sure to subscribe for more content every single week. In episode 10 we are going to be focusing on simple investing. The topics we are going to cover today are crazy investing apps, access to invest...

In today’s episode of Money Talk we are going to talk about budgeting. We are going to cover the basics of how to start budgeting. The importance of budgeting. What to do when your budget goes astray. Hear some questions and answers about budgeting. The great benefits of budgeting. Then finally I will talk about how budgeting impacts my life and my thoughts about budgeting. Sign up for my newslett...

In this week’s episode, we are going to talk about credit cards. The daunting and potentially dangerous credit card. Let’s explore the basics of what a credit card is. Then let’s get into the bad news then the good news about credit cards. How do you stay in control with a credit card? We will talk about that today as well. Then we will wrap up with my stance and thoughts on credit cards. Hopefull...

Let’s talk about the holidays this week. We just got done with Halloween and you may already be feeling that holiday strain on your wallet. So let’s go through some key things to think about this time of year. We’re going to talk about gifts, saving, opportunities to have good money conversations, holiday predicaments, and more! I hope you enjoy this week’s episode about holidays and please leave...