Money Talk

We cover a lot of great things in today's episode with guest Kelly Sjostrom! Be sure to share our conversation with a friend and then go and have a money talk of your own. But some of the things you can look forward to in today's episode are: Sinkings Funds Automation Budgets The OK to spend money How to set realistic savings goals The importance of tracking your income and expenses Find Kelly Sjo...

In this episode, we discuss how money can be perceived as boring due to the overwhelming amount of numbers and management involved. However, we also explore ways to make it fun, such as finding apps to automate investing, budgeting, and using envelopes or sinking funds to watch savings grow. By making money more enjoyable, it can become less stressful and more open to new ideas. I'd also like to r...

We are going to be talking about how to get rich slowly! We don’t like getting rich quickly. Because it hardly ever works. It’s not a great strategy to go all in on. But long-term investing is a strategy that you can consider going all in on. I want to talk about some opportunities that long-term investing opens you up to. Let’s talk about retirement, investing, emergency funds, opportunities, and...

We are going to go back to the basics today. What is personal finance? How does money impact your personal life? What is the foundational knowledge that is very good to have when it comes to managing your money? The Money Talking points for today’s episode are: What’s my foundational belief of money? How can I develop a better financial foundation? Sign up for my newsletter: https://money-talk.kit...

This episode is featuring my awesome wife, Rebecca! This will be a long episode where we talk about 75 financial tips to celebrate our 75th episode! I’m very excited to get to 75 and 100 episodes is our next milestone! Find the full list of 75 financial tips online here - skylerfleming.com/75-money-tips --------------------- Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05 Schedule...

How does social media impact your money? Does it cost money or do you make money? How does it impact financial habits? We are going to be talking all about social media and your money today! The Money Talking points for today’s episode are: Is social media good for my money? How can I reduce or increase the impact that social media has on my money? Sign up for my newsletter: https://money-talk.kit...

Let’s talk about student loans a bit today specifically, while you are still in school. How do you manage them then? Rebecca, my wife, is still currently in PA school and we have to make sure to manage her loans so that we don’t end up with too many but also that we are aware of how much we have. The Money Talking points for today’s episode are: What do you do with your student loans while you are...

Today we will be talking about how money plays a role in marriages and relationships. There are a lot of things to consider. Like budgeting, spending, investing, retirement, goals, plans, travel plans, what you want to do when you get older, how you want to save up for things, and much more. I’m excited about this episode today because it’s fun to talk through. The Money Talking points for today’s...

Today we are going to be talking about time in the marketing vs timing the marketing. I want to talk about which one is better and why it’s time in the market. It’s interesting how leaving your money in the market for a long time can be the best thing for it. Even if you were to be perfect at timing the marketing. The long time growth that the stock market can provide will beat even the perfect in...

This episode is all about taking advice from ChatGPT! Does it provide good advice? I think so! Be sure to listen to all the stories and see what you can take from the stories that the chatbot puts together. I think it's a great starting point to get everyone talking more about money! The Money Talking points for today’s episode are: Should I talk to a robot about money? How can talking to a person...

You can change your financial path! We just passed the New Year and I hope your goals are going well. But let’s reiterate the fact that you can take the path you are on and make the changes that you want to see. So let’s talk about that today. Let’s cover a few points. Why do people get stuck? Let’s talk about sacrifices, debt, spouses, and budgeting! The Money Talking points for today’s episode a...

I want to help paint a new picture for you to hopefully see debt in new light and picture. I want to help show it in this new way so that hopefully it can help people get out of debt and or stay out of debt! The Money Talking points for today’s episode are: How is debt bad for me? Can debt be good for me? If you know anyone who would like to get out of debt. I would love to be a resource for them...

So this is going to be a niche episode that I have been wanting to make for quite some time! We are going to be talking about the benefits of not driving a car. I want to talk about public transit, biking, and the savings that come from being without a car. Is it possible? How can you live without a car? How much will it save you? Both in money and stress! The Money Talking points for today’s epis...

New year new financial me! How do you get started using the new year as a chance to reset and change your financial life? That is what we are going to cover today. Use the new year as an opportunity and a chance to change your mindset around your finances. I have some actionable tips for you to take into the new year! The Money Talking points for today’s episode are: What tip can I use to improve...

So how do you keep up with inflation? This is a harder topic to cover than normal but I want to tackle this one to help provide you with some of my points of view. We are going to cover a few things today, like simple investing, a financial foundation, emergency funds, and a high savings rate. This is going to be a great episode! The Money Talking points for today’s episode are: What can I change...

Today I want to remind you that you don’t need to go all in all the time. Especially when it comes to changing your financial life. You don’t need to figure everything out all at once. We will talk about making small bets and how that can help you gain momentum toward real and powerful change in your life. Today’s episode can apply beyond personal finances but I am going to take it from that lens...

Have you ever really wanted to buy something? Then make sure to listen to today's episode. Impulse spending can be very bad for your financial life. So I wanted to discuss tips and tricks to help overcome impulse spending. But also cover how it can impact you. Today's episode is going to be very informative! I would appreciate it if you could share it with a friend. Be sure to start your money tal...

I have another episode on something you don’t have to do with your money. That’s what these past few episodes have been about. Looking at things from a different perspective if you don’t want to do something. In this episode, we are going to be talking about Credit Card rewards. What if you don’t want to credit card hack and build a giant spreadsheet to manage your 20+ credit cards? Let’s talk abo...

We don’t talk about money! Why is that? Why don’t we talk about money? What are the implications of our lack of financial conversation? That and more on today’s episode of Money Talk with Skyler Fleming. The Money Talking points for today’s episode are: Why don’t you like talking about money? How can I talk about money more? Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05 Schedule...

Today we will be talking about what to do if you hate dealing with money. What if you know what you need to do but just never do it? Money can be super frustrating at times and sometimes you don’t want to deal with it. That’s understandable. But I also want to come at this from the angle of why it is so important to still manage your money so you aren’t burdened by it. I also have some great tips...

We often dream about what we would do if we won the lottery! Would you donate a bunch of it? Help your family out? Spend it all? What do people do when they win the lottery? Let’s get right into it today and talk about this tricky subject! The money talking points from today’s episode are: What would you do if you won the lottery? 1 simple discussion question from today’s episode. Be sure to go ta...

How do you balance saving for the future vs living today? This is the great debate of the Fleming household. My wife keeps me balanced and having fun by ensuring that we are using our money for fun now and in the short term. But I constantly push to save more and more money for our long-term goals. Both are great approaches. That is why it is key to look at both of them. How do you balance them? L...

Have you ever had a problem that you just could not figure out the solution to until you looked it at in a new way? That’s how a lot of things can be. Because we get set in our ways and our mindset on how something should be. Well in this episode we are going to talk about looking at things in a new way and how you can take a new approach. Specifically to your money and goals. I have some specific...

Why is it essential to have a plan? Whether it's a financial plan, fitness plan, meal plan, or anything else. Let’s talk about it! I would love to hear your opinion on all the different types of plans. Maybe it’s not the best idea to have a plan for some things. That’s why having a money talk is so important. So we can hear each other's perspectives. Have something that you want to share. Email me...

Welcome to a special bonus episode! I had this idea come into my mind today so I wanted to throw it together and share what I thought. In this short bonus episode, I want to talk about how you can take what you hear and learn from this podcast or other sources and talk about it with others. Specifically when it comes to money. Ever wonder how you can ask someone how much they make or how you can b...