Money Ripples Podcast

We keep hearing that we've been through the worst already with the recession, but is that true? If you've listened to past episodes, you know the news and government reporting for the economy is always behind and we have to take what we hear with a grain of salt.  With this in mind, I invited financial expert, Ted Oakley, on the podcast to talk about his thoughts on interest rates rising, unemploy...

The new year is coming and I am revealing one strategy that could potentially save you $100K! What is it and how can you get it started NOW so you can save on taxes and fees? Listen and learn more! Want to learn more? - https://bit.ly/47oapMw. Want to see your passive income potential? - https://bit.ly/3Gbohh9.  

Want to talk to us about your cash flow situation? Take our Passive Income Calculator and let's chat: https://bit.ly/47i4MPJ Imagine leaving your home country to come to America only to be homeless. That is a challenge most of us will never face, but my guess today Ray Zhang was in this position. He did all he could to work his way into having a home and steady income - From flipping furniture to...

The economy is making us get tighter and tighter with our cash. And it's not just the average American, it is the government, too. Contrary to popular belief, the government doesn't just print money, they have to justify and cover the printing of cash.... and it greatly affects us all . The stock market is tanking, and we have increased uncertainty with inflation and lay-offs, BUT there may be a l...

With interest rates rising, does it even make sense to have debt anymore? Could you get funding from banks at low rates to grow your business when others are shrinking? Merrill Chandler, CEO of Get Fundable, shares what banks REALLY look for when lending money, and it's not just a good credit score. Find out how you get money for less right now!

Are you feeling hesitant investing in anything right now? How will interest rates, slower real estate sales, etc. affect the real estate market? Which investments are the best right now? Chris Miles shares the 5 principles to finding the best investment in today's market and where he is currently looking. Tune in to discover what they are!

What is one thing millionaires desire, but rarely find? What is one form of wealth that isn't attained with financial freedom?   Our guest, Brad Chandler, shares his journey from successful investor to acquiring even greater wealth than his real estate could provide. Tune in to find out what he did!  

If you've listened to this show long enough, you know that I often critique what's being taught by financial advisors, and experts, like Dave Ramsey.   But are they the true enemy here? Who teaches THEM these financial myths?   Chris Miles dives into his true feelings about advisors and why he's doing this podcast instead of sitting on a yacht.  

For more info about Prime Corporate Services, visit https://bit.ly/45Kblcl. Most investors and business owners focus on one thing - MONEY! But what essential foundation do you need in place so you don't lose everything? Tommy Thornburgh, President of Prime Corporate Services, joins us today to share the 4 foundational pieces you need in place to ensure you keep the money you work so hard for. Here...

Many tell you that net worth is your ultimate financial goal. But is it really? Is there a better measurement of financial success?   Chris Miles digs into the myth of net worth and which metric will give you both net worth AND financial freedom faster. Here's how to do it!   https://moneyripples.com/cashflow-calculator

Is it possible to have enough passive income to help you be "work optional" in your 30s? What does it take to achieve this? Today's guest is Collin Montenegro, a podcast listener turned VIP client with Money Ripples, who shares his best tips and lessons that he's learned from as he has gained experience investing in alternative investments, like real estate. Here is his advice for YOU!

Many have been saying we will have a "safe landing" in our economy. But is there a bigger storm on the horizon that could cause our economy to crash and burn? Chris Miles shares three key things you can do to prepare for the INEVITABLE economic recession or depression ahead. Tune in to find out what you need to act on NOW!  

It’s no secret that real estate investing has become more difficult in the last year. How can you protect yourself to ensure your real estate business survives the storms in the market? We’re joined by our special guest, Leon Barnes, with The Collective Genius mastermind group. Leon shares how some of the nation’s top investors have been able to pivot and protect their businesses in this climate....

Dave Ramsey has very strong opinions around debt, mutual funds, and financial literacy. But does he follow the same advice he gives his followers? What does he do that is contradictory to the advice he offers? Chris Miles shares what has truly worked for Dave Ramsey's financial freedom that he WON'T teach you to do.

Many real estate investors went belly up during the real estate stall of 2022. But others came out stronger and wiser. For real estate investor, BJ Gremillion, he was no exception. From having to lay off more than 80% of his team, to pivoting his business for future growth, BJ learned a lot of lessons that we can use ourselves. Here's what he did!

Why do some of the largest banks own more than DOUBLE the value of life insurance cash value than real estate assets? What is it that banks see that others, including Dave Ramsey, don't? In this episode, Chris Miles shares why banks store a large percentage of their assets in permanent cash value life insurance. Tune in to find out their secret! Book Recommendation: "Pirates of Manhattan" by Barry...

In the current real estate market, what's the big mistake most investors are making right now? Where could there be opportunities instead? Today's guest is Nathan Brooks with Bridge Real Estate. Nathan had to pivot quickly in 2022 into his current model, which has allowed him to flourish and grow while others have gone out of business. Listen in to learn how he managed to pull it off!

For the last few weeks, we've talked about how Americans are unprepared for any kind of retirement in this lifetime. But is it really your fault? Is it easier to just put it out of your mind and not think about it? Most importantly...Is there HOPE?   Chris Miles will share how his recent auto accident reminded him of the importance of hope and optimism in your situation. Tune in now!

 You've probably heard that short term rentals are a great way to make money. But with the changing real estate market, is it still a good investment?   Our guest, Tresa Todd, founder of the Women's Real Estate Investing Network, joins us to discuss what's been working for her in this current market, as well as her perspective on women increasingly dominating in the real estate space.   Here's wha...

How much do you REALLY need to save if you want to retire? Why are so many scared to find out? Is there an easier way to do it? Anti-Financial Advisor - Chris Miles will share exactly WHY many have no idea what it takes and why so many aren't making it. He'll also share how some of his clients have done it MUCH faster with less money.

What does it take to be the best in your business or industry? What are the myths that keep you from attaining that? How would it be if your business sold itself from the results you get your clients?   That's exactly what the owner of Coaching Inc., Tom Krol, who's worked with thousands of clients, shares with us today. Find out his secrets here!  

It's no secret that we're not big fans of the stock market. But is there a stock investment through your employer that can actually work with the strategies we teach? What are the risks?   Anti-Financial Advisor, Chris Miles, shares one stock strategy that some of his clients take advantage of to boost the amount of money they eventually use to buy real estate. And there's even a bonus tip for usi...

Is it really possible to earn rent from 1000 units, especially if you have a job with limited income? That's exactly what military veteran Charlie Hardage did in just a few years!   Find out how he did it!

Have you recently been laid off from your job? Maybe you are changing jobs for a better position or pay? Did you know this could be the BEST time to get your money working for you? Chris Miles shares how you can put your 401k or 403b to better use in case you get laid off or change companies. Tune in to find out how to take advantage of this unique opportunity!

What are our clients experiencing right now with the current economic climate? How are they investing differently? And what is REALLY driving them to create freedom right now?   Tune into this episode. Chris Miles invites Money Ripples coach, Craig Feldmeier, to share personal and client stories, and what they seem to have in common.