Money Noticias

#81: On this episode of Money Noticias Podcast, Israel and Sunem are joined by Nathalia Segoviano, who shares her journey of paying off credit card debt and achieving financial stability. Nathalia is a Guatemalan immigrant, first genwealth builder, mother and wife. She started her journey by paying off over $18,000 of credit card debt while being the primary breadwinner. In 2017 her husband became...

#80: Can money really solve your life's toughest problems? Join us, Israel and Sunem Tovar, as we challenge this notion by sharing our own experiences navigating financial success and personal hardships. Our story isn't just about wealth but about resilience and strategic planning. We discuss the importance of managing expectations and understanding that financial success doesn't er...

#79: On this episode of Money Noticias Podcast, Israel is joined by Emily Maretsky, also known as the Teacher Financial Planner on Instagram. Emily shares her journey from being a high school teacher to becoming a financial planner specializing in working with educators. She discusses her initial struggles with understanding finances and benefits as a teacher and how she transitioned into helping...

#78: In this solo episode of the Money Noticias podcast, the hosts, Israel and Sunem, discuss the single tax (again), which refers to the additional financial burden placed on single individuals in a society structured for couples. They explore the impact of the single tax through a financial and gender lens, highlighting the historical dependence of women on men and the gains women have made in e...

#77: In this episode of Money Noticias podcast, Sunem and Israel interview Erica Cruz, a coach, speaker, and founder of Courage Driven Latina.  Erika left a six-figure tech job and moved back into her childhood room to start her coaching business. Within 12 months, she grew her business to multi-six figures from that room. She has supported hundreds of Latinas in finding clarity, living a life the...

#76: In this solo episode, hosts Israel and Sunem, discuss the importance of credit and provide three tangible steps to develop a credit card strategy. They address common misconceptions and fears around credit cards and emphasize the need for financial literacy and responsible spending. Episode Takeaways: Developing a credit card strategy requires financial literacy and responsible spending habit...

#75: In this episode of Money Noticias podcast, Sunem and Israel interview Lizbet. She is a first-gen Latina and mom of two, who has paid off over $80,000 WHILE still traveling with her family thanks to budgeting and travel hacking. As a money coach, her goal is to build up women’s financial confidence to help them create opportunities they didn’t think were possible for themselves and their loved...

#74: In this episode of Money Noticias Podcast, the hosts, Israel and Sunem, discuss the concept of the 'first-gen tax' and how it impacts individuals who are the first in their families to navigate certain financial and societal challenges. They provide examples of the first-gen tax, such as translating for parents, financially supporting parents, making financial decisions without prop...

#73: In this episode of Money Noticias podcast, Sunem and Israel interview “Purple” from APurpleLife.com retired at 30 in 2020. She's a black woman who worked in marketing and started writing about her journey to financial independence in 2015. She was able achieve her goal quickly by tripling her income through job hopping and halving her spending with domestic geo-arbitrage while increasing...

In this episode of the Money Noticias podcast, hosts Israel and Sunem discuss index funds and their benefits. They explain that the stock market is a market where investors can buy stocks representing a small slice of a company. They emphasize investing in the stock market to combat inflation and make money work for you through compound interest. They introduce index funds as a package of stocks f...

In this episode of Money Noticias podcast, Sunem and Israel interview Yasmin and Tijani Musa, hosts of the How We're Doing It podcast.  Yazmin and Tijani share their journey of becoming debt-free and achieving financial milestones. They discuss the impact of their immigrant backgrounds on their money journey and the importance of counseling and communication in their relationship. They emphas...

In this episode of the Money Noticias podcast, the host, Israel and Sunem share valuable tips and tricks on how to travel more while still meeting your financial goals and living a comfortable lifestyle. From planning your travels to leveraging credit card points for free flights, they cover a range of strategies to help you save money on your travels. Tune in to learn how to be more financially s...

In this episode, hosts Israel and Sunem, interview Sarai Tovar, their oldest sibling.  She discusses her decision to move to Tennessee in search of a better life and her experiences growing up in a household with financial struggles. Sarai reflects on the different money experiences within her family and the impact of being the oldest. In this episode you will learn: Why financial boundaries are i...

In this episode, Israel and Sunem discuss the topic of overspending and provide tangible strategies to combat it. They explore the reasons why people overspend, including emotional spending, lack of financial boundaries, and money scarcity. They emphasize the importance of tracking expenses, remembering your financial why, creating a budget, and developing better boundaries with yourself and loved...

In this episode of Money Noticias podcast, Israel interviews Ray Tran, a financial literacy school teacher, wealth/real estate coach, and real estate investor residing in Brooklyn, NY.   After graduating with a degree in Financial Economics, Ray began working at Ernst & Young. Despite his initial enthusiasm, he soon realized that the corporate world did not fulfill him so he quit his corporate...

In this solo episode of Money Noticias podcast, Israel and Sunem discuss the importance of protecting assets as first-generation wealth builders. They share personal updates and talk about the need to have beneficiaries on investment accounts and wills to ensure assets are passed down properly. P.S. In the episode, we said that tax season ends April 16, but the last date to submit taxes is actuall...

In this episode of Money Noticias podcast, Sunem and Israel interview Sophia Khawly, is a second-generation Haitian-American from Miami, FL. She has been a nurse for over 15 years and currently works as a Traveling Nurse Practitioner. She has worked in 10 different states and traveled to over 50 countries for leisure. Sophia became financially independent in her early 30's and recently starte...

In this solo episode of Money Noticias podcast, the hosts, Israel and Sunem, discuss credit cards and share their own credit card journeys. They emphasize the importance of understanding credit and how it impacts financial decisions.  They aim to normalize credit card usage and empower listeners to make informed decisions about their credit.  In this episode you will learn: How credit card journey...

In this episode of Money Noticias podcast, Sunem interviews Evie Prete a first-gen Latina, engineer, and Salary Negotiation Coach for women of color and founder of La Mala Mujer blog. Evie helps women monetize their inner dopeness and build financial empowerment by teaching them how to slay their salary negotiations. As of December 2023, she has helped her clients negotiate over $500k in salary in...

In this bonus solo episode, Israel and Sunem are joined by their good friend and fellow money coach Maideli to discuss navigating layoffs and unemployment. They share personal experiences and provide tips for preparing for a layoff. The conversation emphasizes the importance of knowing your monthly expenses, having an emergency fund, and building an FU fund. Tune in for insightful discussions on f...

In this episode of Money Noticias podcast, Sunem and Israel interview Haley and Justin Brown-Woods a married, millennial couple that began their debt free journey in the Fall of 2019. After blowing through a $600,000 lawsuit payout and racking up over $220,000 worth of debt in three and a half years, Haley and Justin got serious about changing the narrative they had created for their lives. Within...

In this solo episode, we delved into the intricate relationship between money and love, focusing specifically on navigating finances in romantic relationships. We emphasized the importance of establishing financial non-negotiables and needs, while also highlighting the significance of compromise in a healthy relationship. We discussed strategies for normalizing money conversations with partners, s...

In this episode of Money Noticias podcast, Sunem and Israel interview Tae Kim, the founder of Financial Tortoise, a YouTube channel focused on personal finance and building wealth slowly.  After paying off $105,000 in student loans in 3.5 years with his wife, he found his passion for educating others about money.  He creates weekly content about personal finance, investing, and building wealth slo...

In this solo episode of Money Noticias podcast, the hosts, Israel and Sunem, delve into the concept of the single tax, exploring how society's structure impacts individuals' financial burdens based on income and relationships. They emphasize the importance of strategic financial decisions and highlight how having a partner can affect your finances. Tune in for a juicy conversation about...

In this episode of Money Noticias Podcast, Daniel Braun joins Israel and Sunem to discuss the world of credit cards and travel hacking. Daniel currently runs a YouTube channel that teaches people how to maximize value from credit cards while also developing smarter everyday personal finance habits. He has grown his YouTube subscribers to over 120,000 in less than 3 years. In this episode you will...