Money Moves with Josh and Jared

On this episode of Money Moves with Josh and Jared the conversation explores the evolving concept of retirement, emphasizing the importance of planning for a longer, more active life post-retirement. The hosts discuss the significance of relationships, purpose, and financial strategies to ensure a fulfilling retirement. They highlight the risks associated with longevity and the emotional challenge...

In this episode of Money Moves, Josh and Jared discuss the critical aspects of retirement planning, emphasizing the importance of starting early, avoiding common pitfalls, and preparing for unexpected financial challenges. They explore the impact of inflation, the necessity of emergency funds, and the role of insurance in safeguarding retirement savings. The conversation also delves into the compl...

In this episode of Money Moves, hosts Josh and Jared explore the concept of 'stealth wealth'—the idea that true wealth often goes unnoticed and is characterized by modest living and financial prudence. They discuss the psychology behind wealth, the influence of social pressure on spending habits, and the importance of having a solid retirement plan. The conversation also touches on the impac...

On this edition of Money Moves the conversation explores effective year-end financial strategies for retirees and pre-retirees, focusing on tax planning methods that can enhance retirement savings and reduce tax liabilities. Hosts Josh McEachin and Jared Garfield discuss other key topics including required minimum distributions (RMDs), gifting strategies, and overlooked deductions that can signifi...

In this episode of Money Moves, Josh McEachin and Jared Garfield discuss the evolving challenges retirees face today, including inflation, rising healthcare costs, and the emotional aspects of retirement. They emphasize the importance of proactive financial planning, addressing common concerns such as running out of money and the need for estate planning. The hosts provide insights into effective...

In this episode of Money Moves, Josh McEachin and Jared Garfield discuss the critical importance of having a structured retirement plan to alleviate financial stress. They explore outdated retirement strategies, the significance of maximizing 401(k) contributions, and provide real-life scenarios to illustrate effective retirement planning. The conversation emphasizes the need for personalized fina...

On this episode of Money Moves, Josh and Jared discuss the importance of personalized retirement planning, addressing emotional blocks to spending, and modernizing retirement strategies to adapt to changing financial landscapes. They emphasize the need for dynamic withdrawal strategies and the significance of planning for longevity, including long-term care. The conversation also includes practica...

This week on Money Moves with Josh McEachin and Jared Garfield discuss the five pillars of retirement planning: income, investments, taxes, healthcare, and estate planning. They emphasize the importance of proactive planning and the need for a customized approach to ensure financial security in retirement. Key topics include strategies for managing income and taxes, the impact of healthcare costs,...

This week on Money Moves the conversation with Josh McEachin and Jared Garfield explores the critical distinctions between saving and investing, emphasizing the importance of understanding when to utilize each strategy for optimal financial health. The hosts discuss the implications of inflation on savings, the evolving perception of retirement age, and the concept of phased retirement as a means...

On this edition of Money Moves with Josh and Jared the conversation explores the critical phases of retirement planning, likening the journey to the experience of listening to a vinyl record. The hosts discuss the importance of proactive planning during the 'go-go years' of retirement, the transition to a slower-paced 'side B', and the various challenges retirees face, including healthcare costs,...

On this episode of Money Moves the conversation delves into the intricacies of financial behaviors and their impact on retirement planning. The hosts discuss various money personalities, the dynamics of couples' finances, and the often-overlooked marriage penalty that can affect tax liabilities in retirement. They emphasize the importance of proactive planning and provide insights into tax strateg...

In this conversation, the hosts Jared Garfield and Josh McEachin  discuss the complexities and challenges of retirement planning, emphasizing the importance of proactive strategies to navigate the transition from work to retirement. They explore themes such as decision fatigue, retirement regret, the role of financial advisors, and the significant costs associated with healthcare and long-ter...

In this conversation, Josh and Jared discuss the unique challenges and strategies for Gen X as they approach retirement. They emphasize the importance of having a strategic retirement income plan, understanding tax efficiency, and preparing for healthcare costs. The discussion also covers the emotional aspects of retirement, the significance of social security decisions, and the need for a proacti...

In this episode of Money Moves, hosts Josh McEachin and Jared Garfield discuss the critical aspects of estate planning, including common pitfalls, the importance of beneficiary designations, and the role of trusts. They emphasize the need for proactive planning to avoid costly mistakes and the emotional challenges faced by survivors after the loss of a spouse. The conversation also explores the sh...