Money Moves Daily

Starting in 2025, workers ages 60-63 can contribute up to $35,750 annually to their 401(k)—$11,250 more than standard catch-up contributions. This episode breaks down the eligibility rules, the tax implications (including the new Roth requirement for high earners), and strategies to make the most of this four-year window before it closes at age 64. This content is for informational and educational...

Something remarkable happened in Q1 2026: CalPERS, one of America's largest public pension funds, allocated 1% of its assets—$500 million—to Bitcoin. This episode explores why professional money managers are embracing crypto and what it means for everyday investors. This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified...

Bank of America reports the 25/25/25/25 portfolio is on track for a 26% annualized return in 2026—its best performance since 1933. With commodities and gold outperforming stocks, the traditional 60/40 allocation is being questioned like never before. This episode examines why real assets are surging, whether gold deserves a permanent portfolio allocation, and how to build a truly diversified portf...

Kevin Warsh's confirmation hearing revealed he won't be Trump's 'sock puppet' on rates, but a Republican senator is blocking the nomination over a DOJ investigation. This political standoff creates real uncertainty for rate-sensitive investments at a critical moment. This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified...

$3 trillion is flowing into AI infrastructure by 2028—here's how to follow the picks-and-shovels money beyond the obvious names. This episode maps the entire AI infrastructure value chain and identifies where institutional capital is actually flowing. This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified financial advis...

The Department of Labor just proposed rules that could bring Bitcoin, private equity, and real estate into your 401(k) for the first time. We break down the six-factor framework plan sponsors must use, the risks these assets carry, and how to evaluate whether alternatives belong in your retirement strategy. This content is for informational and educational purposes only and does not constitute fin...

The Federal Reserve has held rates steady at 3.5%-3.75% for three consecutive meetings. Historical data shows this triple-hold pattern has preceded rate cuts 70% of the time—but with inflation rebounding to 3.3%, this time might be different. We break down what the pattern means for your money. This content is for informational and educational purposes only and does not constitute financial advice...

As Q1 2026 earnings season begins with major banks reporting—Goldman Sachs, JPMorgan Chase, Wells Fargo, Citigroup, Morgan Stanley, and Bank of America—the financial sector is expected to post 15.1% earnings growth. This episode decodes what bank earnings reveal about economic health and how these signals should influence your financial planning. This content is for informational and educational p...

Northwestern Mutual's 2026 study reveals Americans now believe they need $1.46 million to retire comfortably—up $200,000 from last year. But 62% have less than $150,000 saved. We break down what's driving the increase and the specific monthly savings required at different ages to close the gap. This content is for informational and educational purposes only and does not constitute financial advice...

On February 20, 2026, the Supreme Court ruled 6-3 that the President cannot impose tariffs under IEEPA, invalidating roughly half of all U.S. customs duties. This episode examines the economic fallout, the administration's pivot to Section 122 tariffs with their 150-day expiration, and what this constitutional reshuffling means for consumer prices and investment portfolios. This content is for inf...

A little-known provision from SECURE Act 2.0 just went into full effect, allowing workers aged 60-63 to contribute up to $35,750 annually to their 401(k) — nearly $4,000 more than those age 50-59. This episode breaks down who qualifies, how to maximize this four-year window, and the Roth requirement that high earners need to navigate. This content is for informational and educational purposes only...

A practical comparison of AI-powered robo-advisors versus human financial advisors in 2026 - examining when algorithmic advice outperforms humans, the SEC's crackdown on AI washing, and how to build the optimal human-machine advisory relationship. This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified financial advisor b...

Breaking down the unprecedented 30% retail allocation in what could be the largest IPO in history—and what it means for everyday investors. This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified financial advisor before making investment decisions. This episode was generated with AI assistance.

With the S&P 500 down 6% from highs and recession fears everywhere, this episode uses 150 years of market crash data to show exactly what panic-selling costs—and what staying invested earns. This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified financial advisor before making investment decisions. This episode was gener...

With mortgage rates at 6.3% and forecasts pointing to modest declines, buyers face a brutal timing dilemma. This episode breaks down the real math: waiting six months for lower rates versus watching home prices climb. This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified financial advisor before making investment decisi...

After years of impossible affordability, first-time buyers may finally have leverage. Mortgage rates at 6.3%, builders offering price cuts and rate buydowns, and the most balanced market in a decade create a narrow window. This episode breaks down the exact monthly payment math, down payment strategies, and negotiation leverage first-time buyers can use right now. This content is for informational...

Moody's AI model just flagged a 49% recession probability while the economy lost 92,000 jobs last month. Here's what the data actually says - and what the 2022 panic-sellers learned the hard way. This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified financial advisor before making investment decisions. This episode was...

Breaking down the SECURE 2.0 'super catch-up' provision that lets workers aged 60-63 contribute up to $35,750 annually to their 401(k)—and the mandatory Roth rule high earners must navigate. This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified financial advisor before making investment decisions. This episode was gener...

Why the largest tech company's worst quarter since 2008 reveals a broader reckoning in AI valuations—and what smart investors do when conviction meets correction This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified financial advisor before making investment decisions. This episode was generated with AI assistance.

Strategic moves for first-time buyers and investors as the housing market hits its most balanced point in a decade. After years of seller dominance, the market is finally rebalancing—inventory is up, sellers are negotiating, and 40% of builders are cutting prices or offering rate buydowns. This content is for informational and educational purposes only and does not constitute financial advice. Alw...

On March 17, 2026, the SEC and CFTC jointly classified 16 major cryptocurrencies as commodities—not securities. This episode breaks down what this landmark 68-page interpretation means for your Bitcoin, Ether, Solana, XRP, and other digital holdings. This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified financial adviso...

With Brent crude up 42% since the Middle East conflict began and threats to the Strait of Hormuz, here's how to position your portfolio for both the worst-case scenario and the recovery. This content is for informational and educational purposes only and does not constitute financial advice. Always consult a qualified financial advisor before making investment decisions. This episode was generated...

The Federal Reserve held rates steady at 3.5%-3.75% on March 18, 2026, with only one rate cut projected for the year. With inflation at 2.7% and oil above $110 per barrel, Jerome Powell signaled caution. This episode breaks down what the Fed's stance means for your mortgage, savings, and investment decisions. This content is for informational and educational purposes only and does not constitute f...

The S&P 500 has pulled back 8-12% from its 2025 highs, and prediction markets are signaling elevated correction risk. But historical data tells a compelling story: buying after similar pullbacks has delivered average returns of 37% over 24 months in 95% of cases since 1950. This episode examines whether current conditions suggest correction or bear market, and how to position your portfolio accord...

After years of sitting out due to sky-high prices and mortgage rates, first-time homebuyers may finally have their moment. With 40% of builders cutting prices, rates projected to settle around 6%, and economists expecting 14% more home sales in 2026, the math is starting to work for patient buyers. This episode breaks down where the opportunities are, what concessions to negotiate, and how to avoi...