Money Mondays

In this episode, Zak & Emma are looking at ISAs - What are they? How do they work? And what are the benefits of having one? They are also joined by Luke from the amazing organisation, St Vincent’s based in Leeds. Luke has been giving out free debt advice to prisoners in HMP Leeds & HMP Wealstun. He talks about the work he does, how it feels when he’s able to help someone find a debt solution and w...

On the show this week, Zak & Emma look at how the FSCS can keep your money safe, they explore the minefield that is ‘interest’ and we hear from the brilliant Wendy from ‘ Access 2 Advice ’ who takes a question from McRae in Garth   USEFUL LINKS:   Quids In Magazine FSCS FSCS Podcast Info on Interest  Access 2 Advice   If you would like to get in touch with Money Mondays and ask us a question, sugg...

After focussing on money saving tips for utility bills on the last episode, Zak & Emma are now looking at what support is available if you’re really struggling to pay those bills. There are a number of ways for you to get help if you can’t make ends meet and some of these are covered in the show today   Zak & Emma are also looking at insurance, what is it and why do we need it? Zak has a chat with...

In this episode Zak & Emma take a tour round a virtual house looking for tips and ways to reduce those bills and, ultimately, save some money. The cost of utility bills is very high at the moment and as a result, most people will be feeling the pinch - Zak & Emma will be looking at what support is available if you're struggling to pay your bills on next weeks show USEFUL LINKS: Quids In Energy Sav...

On the show today, Zak & Emma are joined by Jessica from the New Futures Network & Miss Hyman from HMP Wormwood Scrubs to tell us all about the 'Prisoner Banking Programme' - Bank accounts are incredibly important in the modern world so it's great to hear of the support inside to help prisoners set this up before release We also hear from Debbie, Head of advice at the charity 'Unlock' who were ins...

Zak & Emma present to you their '12 Saves of Christmas' - 12 hints and tips to help you beat the festive pinch Christmas can be an incredibly joyous time of year but it can also be very stressful, particularly if you're struggling financially, this year things are potentially even more difficult due to the cost of living crisis. With that in mind, Zak & Emma are exploring ways to reduce costs with...

Zak & Emma explore the often confusing world of Mortgages. Emma breaks down the different types, the pros and cons and how they work. They are also joined by James who tells us how the recent changes to the economy have not only affected his mortage payments but also his life as a whole. For those who are struggling with their mortagage payments, Emma gives some information on how to get support f...

In this episode, in response to several listener questions, Zak & Emma are going through each section of a budget planner, explaining what goes where, how they work and why we do them. If you've thought about completing a budget planner in the past but weren't sure where to start then this is the episode for you. You can follow along by using the 'Quids In' online budget planner (Or go 'old school...

This week Zak & Emma are looking at Credit Cards thanks to the question from Erica in HMYOI Styal. Emma tells us what they are, how they work and how to get the best out of them. We've also had lots of questions coming in about the dreaded Credit Score! It's not as scary as it seems though once Emma tells us what they mean and how to improve them . USEFUL LINKS: MSE Credit Card Repayment Calculato...

We welcome our first guest on to the show today, the fantastic Simon from StepChange. StepChange is the UKs most comprehensive debt advice service who helped 25,516 people become debt free in 2022 alone Simon explains how StepChage works and gives general information on what to do if you're feeling consumed by debt. Zak & Emma also have a look at comparison sites, what they are and how they can po...

This week we have a question from Steve in HMP Leeds who wants to know what bank accounts might be available on release and what to look for. In 'Money Talks' - Zak & Emma are exploring Personal Loans, what are they? how do they work? and what to be aware of Useful Links: Quids In StepChange Debt Charity If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or...

On the show this week, Zak & Emma have been inundated with questions about benefits, ‘What benefits are out there?’, ‘What am I eligible for?’ and ‘How do I claim?’ Emma gives us some background on the benefits system before looking at some useful websites and hitting us with the stat that a colossal £19 billion in benefits goes unclaimed every year so it’s really important you know what you’re en...

On the show this week, Zak & Emma answer a question from Steve in HMP Wayland, who wants information on dealing with and managing debt, and they will be looking at some simple saving tips. Useful Links: Quids In StepChange Debt Charity Christians Against Poverty (CAP) Citizens Advice Advice Local   If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start...

On this episode of 'Money Mondays' Zak & Emma tackle a question from HMP Brixton about Job Seekers Allowance (JSA) and explain the cost of living crisis - What is it & what caused it?  Useful Links:  Quids In Benefits Calculator Entitled to Benefits Calculator Turn To Us Benefits Calculator Money Helper Benefits Info StepChange Debt Charity Citizens Advice Benefits Info   If you would like to get...

On the first ever episode of 'Money Mondays' Alistair in HMP Garth has been in touch and wants some help taking control of his financial situation. He has never had an appreciation of money and is after some hints and tips from Emma & Zak Useful Links: Quids In Budget Planner StepChange Debt Charity Online Budget Planner   If you would like to get in touch with Money Mondays and ask us a question,...

Coming Soon from National Prison Radio 'Money Mondays' is the BRAND NEW podcast from National Prison Radio If you've been through the Criminal Justice System (Or even if you haven't) and need help to fix up your finances, then 'Money Mondays' is here to support you Join Zak ( Life After Prison Podcast ) and Emma ( Quids In ) as they explain financial terms and products in simple terms while tackli...