Money Mindset Podcast - Budgets Made Easy

Welcome back to another insightful session of the Money Mindset podcast! In today's episode, we'll discuss the reasons why many individuals experience a sense of financial strain, even when they're not technically broke. Join us as we uncover the top five reasons contributing to this financial frustration. From overspending and overwhelming debt to unexpected expenses, disorganization, and the pow...

Welcome back to another episode of the Money Mindset Podcast. Today, we're diving into a crucial topic that hits close to home for many of us – preparing for a job loss or loss of income. Whether you've already experienced it or are proactively planning for the future, these steps are your money guide. In this episode, we share invaluable insights on how to navigate through financial uncertainties...

Welcome back to another episode of the Money Mindset podcast! Today, we're tackling a crucial question: "How often should you check your credit report?" Things have changed, and now you can get a free report every week from each credit bureau in the US. We're here to guide you on the best way to use this free service without making it a weekly chore. Let's explore together how often you should rea...

Are you tired of feeling like budgeting just doesn't work for you? You're not alone! In this episode, we'll change the way you think about budgeting. Budgeting is just the beginning, not the whole journey. Learn why it's crucial to understand that it's only a piece of the process in managing your finances effectively. Join us as we explore the power of automation, simplicity, and taking actionable...

As the holiday season approaches, it's time to prioritize your budget and plans to ensure a joyful and financially sound celebration. In this episode of the Money Mindset Podcast, we guide you through practical steps for holiday budgeting. Discover how to determine what truly matters, create a reasonable budget, and break it down into categories like decorations, food, and gifts. By the end of thi...

Do you ever find yourself in a never-ending cycle of impulsive spending, guilt, and regret? You're not alone. It's a challenge that many face. In this episode, we tackle this very issue head-on. Join us as we discuss tips and strategies to break free from the cycle of mindless spending. Discover how asking one simple question can transform your spending habits and bring intentionality into your fi...

Are your financial goals feeling out of reach? Join us in this episode as we explore the essential practice of establishing a money routine. Learn to create a sustainable routine that ensures you keep progressing, even when motivation wanes. Tune in for practical tips on setting a productive schedule, staying accountable, and turning your financial actions into habits that you can execute on autop...

In today's episode of the Money Mindset podcast, we tackle the sensitive yet crucial topic of tithing. Whether you're dealing with substantial debt, struggling to make ends meet, or seeking clarity on your financial priorities, we explore the question of whether you should continue tithing, even when it's challenging. Join us for a reflective discussion that delves into the connection between fait...

Welcome back to another episode of the Money Mindset podcast. In this special episode, we're joined by award-winning blogger and podcaster Andy Hill from Marriage Kids and Money. We'll be discussing why parents should prioritize their financial well-being before helping their children. The debate between saving for retirement and college expenses is a hot topic, and Andy shares valuable insights a...

Have you ever wondered how to transform your home without breaking the bank? Join us in this enlightening podcast episode as we have a conversation with Gabriella, a home design and building expert. We'll dive into the typical budget pitfalls that can swiftly turn your renovation dreams into a financial nightmare. Gabriella will share invaluable tips on how to prioritize your renovation projects a...

Welcome to another episode of the Money Mindset Podcast with your host, Ashley, creator of Budgets Made Easy. Today, we're diving into a common issue that plagues many, the feeling of laziness when it comes to managing finances. Ashley uncovers the real reason behind procrastination and how fear often disguises itself as laziness. Join her as she reveals how to break free from this mindset and get...

Are negative thoughts about your finances holding you back from achieving your money goals? Join Ashley on this enlightening episode of the Money Mindset Podcast as she breaks down the damaging mindsets that can hinder your financial success. Discover why you're not alone in facing these challenges and how you can overcome them to take control of your money. Get ready for a shift in perspective th...

Are you using your credit card like a debit card for added security and convenience? If so, you're not alone! In this episode of the Money Mindset Podcast, we explore how to budget effectively when using your credit card for everyday expenses. Discover valuable insights and practical tips for planning your budget by paycheck while maximizing the benefits of using your credit card. Whether you're a...

Are you stuck in a rut, feeling overwhelmed about getting your finances in order for retirement or other life goals? Join us in this insightful episode as we delve into the mindsets of quick fixes versus long-term financial strategies. Discover the pros and cons of each approach and how they impact your financial journey and overall life. Tune in to learn why recognizing the need for a quick fix i...

Are you tired of the traditional monthly budgeting approach? Learn why planning your budget by paycheck can significantly impact your financial management. In this episode of the Money Mindset Podcast, we're diving into the transformative concept of budgeting by paycheck. Join us as we discuss why an overall monthly budget might not be the most effective method for everyone. Discover the magic of...

Welcome back to another engaging episode of the Money Mindset podcast! In today's Budget Bestie Meetup, we dive into a topic that often causes financial stress – tracking every penny. We know that keeping tabs on every expense can quickly become overwhelming, and that's why we're here to introduce you to a game-changing concept – cash envelopes. Join us as we explore why you don't have to track ca...

Are you intrigued by real estate investing but tired of the same old approaches? Join us in this episode of the Money Mindset Podcast as we delve into the fascinating world of mobile home investing with a true expert, Rachel, author of "Adventures In Mobile Homes: How I Got Started In Mobile Home Investing and How You Can Too!". Discover why mobile home investing is a hidden gem in the real estate...

Welcome back to the Money Mindset podcast! In today's episode, we're delving into a topic that has sparked discussions among shoppers: Does purchasing a variety of items from big warehouse stores really result in significant savings? We're breaking down the numbers and comparing the savings on various items to see if the convenience of bulk buying truly adds up. Join me as I share my personal expe...

Are you tired of overspending on groceries and want to regain control of your family's food budget? Join me as we dive deep into strategies to cut costs, maximize savings, and make informed choices without sacrificing nutrition or flavor. From practical meal planning tips to understanding the USDA food cost guidelines, we've got your back on this journey towards financial freedom. Hosting Today: H...

In this episode, we have a special guest, Cara Harvey, who is back on the Money Mindset podcast to share her debt pay off journey. Cara, the creator and founder of "A Purpose Driven Mom," previously talked about productivity and prioritizing time and money in episode 53. Today, she shares how she and her husband, both teachers, managed to pay off a couple hundred thousand dollars in debt despite f...

Join Ashley, the host of Budgets Made Easy and the Money Mindset Podcast, for an insightful discussion on consistency in the final episode of the Debt Series. Discover why setting realistic expectations for consistency is crucial in your financial journey. Ashley emphasizes the importance of getting it mostly right, most of the time, rather than striving for perfection. Learn how to redefine consi...

Join us for part four of the Debt Series on the Money Mindset Podcast. In this episode, we dive into the importance of mindset in your debt journey. Discover how letting go of perfectionism and setting realistic expectations can lead to long-term success. Ashley shares her own experiences and provides valuable insights to help you stay motivated and keep moving forward. Don't miss out on this epis...

Join Ashley in the third part of the Debt Series on the Money Mindset podcast as she explores the importance of having a clear vision and end goal when it comes to paying off debt. Discover how creating a vision board and mapping out your goals can provide the motivation and focus needed to achieve financial freedom. Don't miss out on this valuable episode that will help you stay inspired on your...

In this second episode of the Debt series on the Money Mindset podcast, Ashley delves into the crucial step of calculating your debt payoff date. Discover the power of understanding how quickly you can pay off your debts and the motivation it brings. Ashley shares a user-friendly calculator that simplifies the process, allowing you to explore various scenarios and see the impact of extra payments....

Listen to Ashley from Budgets Made Easy and the Money Mindset Podcast as she dives into a new series all about paying off debt and achieving financial freedom. In this first episode, Ashley emphasizes the importance of knowing where you're starting and understanding your total debt. Discover practical tips for organizing your debt and tracking your progress along the way. Get ready to take control...