Money Minded

Ask us a question or suggest a topic 🤙 In the second episode of their two-part series on sustainable saving, Ryan and Terry pull back the curtain on their unique method for money management. The guys explain what money mapping is, and the important ways it differs from most popular prescriptions. Then they dive into a detailed explanation of the seven principles it is built on. If you've bee...

Ask us a question or suggest a topic 🤙 In the first of two episodes, Ryan and Terry explain their 6 week hiatus, and lift the lid on exactly how their approach to money management differs from popular personal finance prescriptions.   Also, in this episode.  The faulty assumption most savings solutions are based upon (and how it leads us astray)  The big problem with popular personal finance pres...

Ask us a question or suggest a topic 🤙 Spending less doesn't have to mean deprivation. In this episode, Ryan and Terry chat with Gab Pappalardo. Gab has been a part of the program since day one and in this episode she talks about her transformation from 'material girl' to elite money manager and informed investor. Also in this episode: The moment Gab thought 'maybe this isn&ap...

Ask us a question or suggest a topic 🤙 #15: Financial independence requires a level of confidence. But sometimes we can get stuck in indecision not wanting to make a mistake. In this episode Ryan and Terry discuss why we need frameworks for financial decisions and Terry walks through a live example from Ryan's life. These fourteen questions will help you sidestep indecision and avoid the pre...

Ask us a question or suggest a topic 🤙 In this episode, Ryan and Terry walk through a simple, three-step approach to picking financial products in the publicly traded markets to build passive income and wealth over time. Also in this episode.  When you should forget about investing and what to focus on instead.  Why owning your investing decisions (not outsourcing them) improves your odds of long...

Ask us a question or suggest a topic 🤙 In this episode, Ryan and Terry delve into the history of humanity to answer some commonly held questions about the stock market. What is it really? How does it work? and is it really a risky place to put your money?  Also in this episode: What the stock market has in common with 'gluten'  Why human endeavour is the stock market and the stock marke...

Ask us a question or suggest a topic 🤙 In this episode, Ryan and Terry discuss different strategies for spending your time, talent and money to capitalise on the opportunities that present as a result of COVID-19. Also in this episode.  Why 'self-care' meme's are dangerous The simple litmus test that can explain your financial progress The most important investment you can make rig...

Ask us a question or suggest a topic 🤙 In this episode, Terry chats with the Aussie Firebug: a cult figure in the Australian FIRE community. Matt recounts his journey and lessons in chasing financial independence and what it's like to be within arms reach at just thirty.  Also in this episode: Matt's biggest influences and the book he recommends to understand the stock market.  What ret...

Ask us a question or suggest a topic 🤙 The financial impact of COVID-19 has been significant and stressful. In this episode, Ryan and Terry offer some practical tools and tips for stretching your dollar further and building your financial defence as we enter what looks to be a global recession.  Also in this episode: The shocking sum of money that dipping into your super could ultimately cost you...

Ask us a question or suggest a topic 🤙 In the final episode of their first season, Ryan and Terry talk action. They discuss what drives the internal resistance that keeps us scared and stuck, and how to tackle the money monster one step at a time.  Here's what you'll learn: The difference between gathering information and gaining knowledge.  The two seductive stories that cripple us fin...

Ask us a question or suggest a topic 🤙 In this episode, Ryan and Terry discuss the number one rule of wealth creation, and why most people unwittingly ignore it at their peril.  Also in this episode: What the pass your hat around ritual has to do with insurance Why taking out insurance is one of the noblest things you can do The four core components of any wealth protection portfolio The crazy in...

Ask us a question or suggest a topic 🤙 In their most ambitious episode yet, Ryan and Terry lift the lid on some of the most valuable mental models used by top money managers and successful investors. You'll discover the four fundamental concepts every investor should understand to avoid big money mistakes. You'll also learn why some of the 'safest' places to put your money mig...

Ask us a question or suggest a topic 🤙 In the third instalment of the escape plan series, Ryan and Terry demystify investing. The discussion is centred around breaking down and through the big barriers that get in the way of learning and doing.  Also in this episode:  The biggest misconceptions and myths that surround investing and 'investors'.  The crucial difference between investing...

Ask us a question or suggest a topic 🤙 In the second instalment of the escape plan series, Ryan and Terry delve into what makes the difference between savers and spenders. Along the way, they explore the reasons why saving seems to be harder than ever and the false dichotomy inside our mind that stops us from even trying. Terry explains why the way you spend is the most important determinant of s...

Ask us a question or suggest a topic 🤙 In their meatiest episode yet, Ryan and Terry discuss the real reasons some seem to have a knack for earning more than others and what you can learn from them. Here's what you'll discover: How income is linked to impact, and what your pay has to do with problem-solving.  A simple 2 part equation that explains why most people never earn what they co...

Ask us a question or suggest a topic 🤙 In this episode, Ryan and Terry discuss the four timeless pillars of personal finance that combine to form an unbeatable financial game plan. If you've been wondering how all the puzzle pieces fit together, and why you might not be where you want to be, this useful framework will create clarity, simplicity, and momentum in your money life. Private podca...

Ask us a question or suggest a topic 🤙 In this episode, Ryan and Terry delve into the reason why 'money doesn't buy you happiness' is wrong, the two different types of happiness, and how following four simple rules can help you use money to not just get rich, but also build a rich life. If you've ever felt like your ideas about money might be working against what you want, you...

Ask us a question or suggest a topic 🤙 In this episode, Terry expands on the lessons he learned overcoming his obstacles to building financial intelligence. You'll discover the biological battle being waged in your brain, and how two well known SCI-FI characters can explain why we often find it difficult to process money conversations and decisions. Terry also lays out a roadmap for overcomi...

Ask us a question or suggest a topic 🤙 In this episode, Ryan and Terry introduce themselves and discuss what PIP is all about, why this podcast is probably not what you'd expect from a money podcast, and what you can expect to learn from listening. Terry also tells his story (hint: if you've ever felt like you're not a money person, you need to hear this) and explains the role of t...