Money Matters

Your home is probably the biggest investment you'll ever make and buying your first home can be daunting. How much can I afford? How should I or do I have to put down? How much do I have to have at closing? These are all questions that first-time homebuyers find themselves asking. Join us as Kim sits down with Bridgette and Matthew, of the Neighbors mortgage team, to talk about all aspects of...

Have you ever wondered how much credit card debt is too much? Or how to use your cards to improve your credit score? What is the difference between a secured and unsecured credit card? Kim visits with Lauren Simon, of GreenPath Financial, to discuss the ins and outs of credit cards. From discussing what a credit card is to how it can positively or negatively affect your credit and more. Have an id...

Are real estate agents really necessary? Can't you just sell your house on your own? How hard could it really be? Well, it turns out that it's pretty hard.  From knowing how to prep your home and price your home to getting the paperwork right, selling or buying without a real estate agent can be a challenge. Join Kim and guest Vernay Sanders, of Keller Williams, as they discuss the benef...

Car insurance is one of those things that isn't fun or galmorous but you have to have it. But what is it that you really need? What is the legal minimum? What kind of coverage should you look for? It's a lot to consider and let's be honest no one wants to pay too much for something that you hopefully will never use. Join Kim and Blaine Patin, owner of Patin Insurance Agency, as they...

Kim visits with Stephen Conyers, owner of SEC Heating & Cooling, to discuss how to maintain our air conditioners, how to prevent costly repairs, and what we should expect if we have to have repairs done. Stephen shares his expertise and 26 years of experience as an HVAC technician to try and help us save money on heating and cooling our homes. But let's be honest, here in Louisiana it&apo...

Kim visits with Virginia Listach, Southern University's Director of Clinical Education, and Christian Fasullo, supervising attorney for the Southern University Low Income Tax Payer Clinic, to find out more about how the Southern University Law Clinic can help the underserved in our community. Offering multiple clinics with varying legal specialties, the Southern University Law Clinic is a val...

Have you been wondering how your financial institution is doing lately? Have you wondered about how safe your money is? Now it's time to take a look at just how Neighbors FCU is doing and what we have to look forward to. Kim is joined by Neighbors FCU President/CEO Steve Webb to discuss the current state of the credit union as well as what the future may hold. Have an idea for a show or a que...

Saving for retirement can sometimes be tricky and the rules seem to be ever-changing. Are you familiar with the most current regulations when it comes to your retirement account?  Kim and Neighbors IRA specialist, Terrell Collier, discuss the newest updates to the rules governing IRAs. What do these rules mean for you and what benefits do these new rules offer? Have an idea for a show or a questio...

Thinking about getting started investing? Are you getting ready for retirement? (That question isn't just for our older audience. ) When should you start thinking about it and what investment avenues are out there for you to make the most of what you have? Kim is joined by certified financial advisor & founder of Game Changer Wealth, Jerry Linebaugh, to discuss the ins and outs of getting...

Host Kim Chapman visits with Ms. Delores Hurst, Senior Direct of Community Impact and Equity with the Capital Area United Way, to learn more about the VITA program. A program that offers free tax preparation to qualifying members of our community. Learn who is eligible for this program and how to make your appointment. Kim and Ms. Hurst also discuss Super Tax Day which will be held Saturday, Febru...

So you've finally bought yourself that car you had your eye on for so long. It's exciting to get behind the wheel of that brand-new ride. Until it's not. Until you find out that this new ride of yours is a complete lemon. What do you do now? You just want your new car to work like it's supposed to and no one seems to be able to make that happen. Kim sits down with attorney Rust...

You can't turn on the news today without hearing the words recession and inflation but what does it all mean to everyday consumers? Host Kim Chapman and guest Lee Buckner, associate professor of economics, discuss what these terms mean and what they could mean for you in the future.  Are we headed for a recession? How can you prepare for a recession? What are the warning signs and what exactl...

Yeah, we've all heard the jokes and seen the memes about someone trying to contact you about your car's extended warranty but we're not trying to sell you anything. We just want to help. Extended warranties, tire and key packages, GAP insurance... It can all be very confusing when you're just trying to get the best bang for your buck on your new ride. Join Kim and guest Cole Mi...

Join Kim and guests Jeffrey Aucoin and Jacob Brown of Advanced Office Systems as they discuss the dangers that cyber attacks pose for small businesses. Did you know that 1 in 5 small businesses will get hit this year with a cyber attack of some fashion? Are you prepared just in case you're the unlucky one? Learn about ways to keep your business and your data safe and some steps you can take t...

Join Kim and guests Henry Hays, co-founder of Disrupt Ready, & Mike Klein, co-founder of Disrupt Ready and founder of Cryptobull Capital, as they discuss the recent downfall of FTX. FTX, one of the largest crypto exchanges, went from being the talk of the town with celebrities and pro-athletes to claiming bankruptcy in one of the largest losses of equity in American business history. What coul...

Join Kim and guest Rod Griffin, Senior Director of Consumer Education & Advocacy at Experian, as they discuss how you can take care of your credit so that your credit can take care of you. Learn about changes in how your credit score is being calculated and how you can be proactive in improving your score today. So whether you're just getting started with your credit or you want to learn...

Join Kim and guest Denise Bottcher, State Director of AARP Louisiana, as they discuss the benefits of AARP and what it can do for you. Just a little hint, AARP is not just for retired people anymore. So whether you are retired, nearing retirement age, or just want to know what AARP is all about tune in for more. More information at: aarp.org/louisiana Have an idea for a show or a question for Kim?...

Got a student that might need a little extra help? Kim sits down with Megan Thomas, with the State Library of Louisiana and HomeworkLA , and Julianne Watts, of Mathnasium , to discuss tutoring options in our area. Whether your student needs help with fractions or geomorphology, there's probably a tutoring program out there that can help. Learn more: HomeworkLA.org Mathnasium Have an idea for...

Kim and Betty Mujica-Milano, Community Outreach Coordinator for Neighbors, talk about the Neighbors Capital Area Foundation its programs. You'll hear about scholarship opportunities, grant opportunities, free financial literacy courses, and our upcoming annual celebration of Neighbors Day. Find out more about how the Neighbors Capital Area Foundation strives to improve our community. Have an...

Whether you're buying a previously owned home or new construction, you owe it to yourself to get a home inspection. Kim and guest Adam and Adam from House Call Home Inspection discuss the benefits of having your largest investment checked out by a professional. From the roof to the foundation, a qualified inspector can save you time, money, and aggravation.  Have an idea for a show or a quest...

Being your own boss, and going into business for yourself, are dreams we all have from time to time. Why not take the first steps in making that dream a reality? Anthony Pitalo and Darryl King of the Neighbors Commerical Services team talk with Kim about the first steps of starting your very own business and what you need to get that dream on track. Have an idea for a show or a question for Kim? S...

As Louisiana residents, we are all aware of our fifth season. Hurricane season. In this episode, Kim speaks with independent insurance agent Marissa Berteau about what you need to do to prepare your insurance coverage for hurricane season. Whether you own or rent, you should be prepared for the unexpected. Have an idea for a show or a question for Kim? Send us a text message Support the show Welco...

Cryptocurrency is still a pretty new and emerging technology. We're trying to shed a little light on the crypto landscape with guest Henry Hays. Kim and Henry, a businessman and consultant that specializes in market disruption, discuss everything cryptocurrency in this episode. From its creation to what might be coming in the future, if you're looking to learn more about the world of cry...

For the first time in a couple of years, we are able to get out there and really travel if we choose. Unfortunately, with inflation and the price of fuel, you may not be wanting to take that cross-country trek this year. Well if you are lucky enough to live in as beautiful and interesting a place as our home of Louisiana you don't have to go too far. Kim visits with Laura Cating from the Loui...

Kim introduces you to one of Neighbors partners in financial education, GreenPath. Jessie Garrison of GreenPanth Financial Wellness joins to discuss how they can assist in helping to get you on the right financial path at no cost to you. GreenPath is a non-profit organization with the mission of empowering people to lead financially healthy lives. Have an idea for a show or a question for Kim? Sen...