Money Matrimony

Episode 15: Decoding Debt - Friend or Foe? Debt—Is it a tool or a trap? A necessary step forward or a weight holding you back? In this episode, we dive deep into the real impact of debt—not just on your bank account but on your mindset, financial future, and even your relationship. ➡️ How do younger generations view debt differently from their parents? (Hint: Fewer credit cards, more BNPL!) ➡️ Whe...

Episode 14 – Summer Special: Behind The Mic 🎉 We’re back for 2025! After a refreshing summer break, Money Matrimony is kicking off the new year with a heartfelt and inspiring Summer Special episode. In this episode, we take a step back to celebrate the progress of the podcast, share memorable highlights, reflect on lessons learned along the way let you in on what's next for Money Matrimony. 💬 Wh...

Episode 13: Lifestyle Inflation vs. Generosity Have you ever noticed how easy it is to start spending more when you’re earning more? New job, pay raise, or side hustle success—it’s tempting to upgrade your lifestyle just because you can . This phenomenon is called lifestyle inflation , and while it can feel like a reward for hard work, it can also derail your financial goals. In this episode of Mo...

Episode 12 - Building Your Emergency Fund: Building Peace of Mind for Life’s Surprises In this episode of Money Matrimony, Hayson and Nikki get into the essentials of creating an emergency fund—why it matters, how much you should set aside, and the steps to make saving for unexpected expenses achievable. With stats showing that over half of Australians have under $20,000 in savings, it’s clear tha...

Episode 11 - From Duo to Trio (and Beyond): Smart Money Moves For A Growing Family | Budget 101: Part 3 of 4 In this episode of Money Matrimony, we return for Part 3 of the Budget 101 Series, focusing on a topic that every couple with expanding families faces: how to plan and budget for a growing family. With the rising cost of living and the complex decisions that come with raising children, budg...

Episode 10 - Does avocado on toast actually prevent you from buying a property? In this episode of Money Matrimony, we dive into the heated debate around avocado toast being blamed for why millennials struggle to buy homes. Is it really the culprit, or is there a bigger issue at play? In this episode we break down this popular myth and uncover how small spending habits and personal values can have...

Episode 9 Show Notes: How We Budgeted and Managed Our 4-Week Asia Trip In this episode of Money Matrimony, we take you through all the details of our recent 4-week family holiday to Asia. After four years of planning (and 2 children in between), we finally made it happen!  We’ll dive into why we decided to spend a significant amount on this trip and the importance of making these family memor...

Episode 08 - How Kids Affected Our Finances: The Real Cost of Raising a Family According to recent research the cost of raising a child to adulthood is $557,013 which is the reason why many chose not to have children. In this episode of Money Matrimony, Hayson and Nikki dive into the financial realities of raising children. From unexpected expenses to lifestyle changes, sharing personal stories ab...

Episode 07: Obstacles to Budgeting with Your Spouse In this episode of Money Matrimony, we delve into the common obstacles couples face when trying to budget together. We explore five major challenges - lack of financial literacy, unrealistic expectations, past financial mistakes, power dynamics, and inconsistent tracking and we share practical solutions to help you overcome them. Join us as we di...

Episode 6 - Income Disparity When Australia’s Workplace Gender Equality Agency (WGEA) released their gender pay gap report on 27th of February 2024 it sparked a lot of discussions around gender pay gap & income disparity. But that's only half the story, there is often the hidden side of income disparity that no one sees, often goes unnoticed and not talked about. Income disparity in relationsh...

Episode 5 Show Notes Welcome to the first part of our four-part series on budgeting! In this episode, we dive into the fundamentals of family budgeting. We’ll explain what a family budget is, why it’s crucial for financial health and management, and provide a step-by-step guide on how to build an effective family budget. Plus, we have a special treat for you – we are sharing with you the exact tem...

Episode 04 - Weathering the Storm: Navigating Financial Stress in Your Family In this episode, we’ll be diving into a crucial and sensitive topic: navigating financial stress in your family. This is such an important topic to discuss because at some point in your relationship and in your family, you will face financial stress and pressures. You might’ve already experienced it and lived through it...

Joint accounts, a topic central for many relationships and often it can even be a touchy subject for some couples, but they're also a powerful tool for fostering financial unity but more importantly unity for a relationship. In today's episode, we'll be discussing the pros and cons of joint accounts, sharing practical tips in managing them effectively, and addressing common concerns and misconcept...

Money Story - Our Collective Story This is part 2 of a 2-part series called “Money & Me” where we dive into the world of our money stories. These are the narratives that define our relationship and perspective on money, encompassing our upbringing, experiences, influences, and attitudes towards money. In this episode we reflect on the highs and lows, the trials and triumphs as we merge our dis...

Our money story - What is it? and why does it matter? We often underestimate the complexity of a union between 2 individuals in a relationship who have spent a majority of their lives and formative years apart. We each have our own unique stories and with it, we bring baggage, experiences & values that may not always align with one another. One story which we often don’t talk about is our indi...

“We've noticed that while people are often more comfortable discussing topics like work, parenting and even sex, money is often considered a sensitive subject … it’s a topic that causes so much tension in relationship, its often just avoided or brushed off very quickly once the temperature rises.” Money Matrimony isn’t just another money podcast full of jargons and the next best tip and hack to ge...