Money Made Modern with Sheridan Murphy

This episode of Money Made Modern focuses on the importance of insurance products in retirement planning, including annuities, life insurance, and long-term care insurance. Sheridan Murphy explains the different types of annuities, when they are appropriate, and how they can provide guaranteed income. The discussion then shifts to life insurance, detailing various policies and their relevance for...

In this conversation, Sheridan Murphy discusses the importance of having a sustainable income plan for retirement. He emphasizes the need for a comprehensive financial review that includes a fee report, risk assessment, and tax analysis to enhance financial efficiency and growth. The conversation highlights strategies to protect retirement investments and increase cash flow, ultimately aiming to t...

In this episode of Money Made Modern, Sheridan Murphy discusses the impact of market volatility on retirement planning, emphasizing the importance of asset allocation, emotional discipline, and a solid strategy to navigate financial uncertainties. The conversation covers key topics such as inflation, interest rates, and the necessity of having a resilient retirement plan. Listeners are encouraged...

In this episode of Money Made Modern, Sheridan Murphy discusses the implications of the current AI surge in the context of retirement planning. Sheridan explores whether this surge is a bubble reminiscent of the dot com era or a genuine technological transformation. The conversation emphasizes the importance of proactive planning, diversification, and understanding behavioral risks such as fear of...

In this episode of Money Made Modern, Sheridan Murphy discusses the complexities of retirement planning, focusing on the transition from saving to spending, the relevance of the 4% rule, and the importance of customized financial strategies. Sheridan explores various income sources, tax implications, and the significance of long-term care and longevity risk. The conversation emphasizes the need fo...

Sheridan Murphy discusses the importance of financial planning for retirement, addressing concerns about market volatility, social security strategies, tax efficiency, legacy planning, and asset placement. The discussion emphasizes the need for personalized financial strategies and the value of proactive planning to ensure a secure financial future. Call 800-910-6286 to see how an independent, pro...

Sheridan Murphy discusses the critical aspects of retirement planning, focusing on healthcare costs, Medicare limitations, long-term care, estate planning, and the importance of communication in inheritance planning. They emphasize the need for a comprehensive financial plan to navigate the complexities of retirement, including the impact of inflation and the sequence of returns risk. The conversa...

Switching from saver to spender isn’t a light switch—it’s a plan. In this week’s Money Made Modern , I sit down with CFP® Sheridan Murphy to tackle the real questions mid-60s retirees ask: “How do I replace my paycheck? From where? And in what order?” We unpack bucket strategies, tax-smart withdrawals, and when tools like Social Security, pensions, annuities...

Sheridan Murphy, a certified financial planner, discusses the complexities of retirement planning, emphasizing the importance of understanding inflation, creating sustainable income, and the role of communication in couples' financial decisions. He debunks the myth of needing a million dollars for retirement, highlights the significance of health and purpose in retirement, and explains strategies...

Coming up today on Money Made Modern with Sheridan Murphy — many retirees assume their expenses will drop once the paychecks stop, but the reality is often the opposite. Healthcare, taxes, and even family support can make retirement more expensive than your working years. Today, we’re exposing the “retirement mirage” and showing you how to prepare for costs that don’t...