Money Madams

One of the biggest decisions you'll make as a parent is which school to send your children to. Should you choose public over private? Is the money worth it? Will your kids have a better outcome, how will you afford it? Join us in this week's episode as we chat about finding the option that suits you and your family.

It's another career chat episode! This week we chat with Nicole who gives us the down-low on what it's like to be a chick working in the I.T industry. If you've been thinking about a career change or just love hearing about what other women do for work along with their challenges and successes, tune in to this week's episode for some love and laughter.

In an Oprah Winfrey style of event, the Budget night for 2020 was a big one, full or tax cuts and other incentives. Tune in to this week's episode to find out what it means for you from the increase in your take home wages, cash boosts, changes to private health cover, and much, much more.

Have you been lucky enough to receive an inheritance, bonus, or even win the lotto and the amount is enough to potentially change your finances for the better? Or do you expect a large lump sum in your future? Or maybe you just love to list all the things you would do if you became an overnight millionaire. In this week's episode, we chat about minimizing the chances of this money simply slipping...

As a new type of credit card hits the market that has a permanent 0% interest rate - yes you heard that right, you may be thinking there's got to be a catch or the banks have gone crazy. Well, there is a catch, but like all tools, it depends on how you use it. Listen in to this week's episode as we explain how this new type of credit card works and what to watch out for.

It's a big day for us here at Money Madams. It is the anniversary of starting our podcast. That's right it's been 12 months of interviews, laughs and figuring this money stuff out together. We have been having a blast, so join us as we take some time to reflect on what a year it's been, laugh way too much and give a shout out to the people who have helped us along the way.

It's the age-old question. Are you better off building your super, or paying down your mortgage faster? Join us in this week's episode as we talk about the pros and cons of putting any extra money you might have into super versus onto your mortgage. While one may give you the biggest bang for your buck over the long term there are other aspects you may wish to consider. Listen in to find out!

Join us in for this episode as we talk to a bookkeeper about all things business books related. What the difference is between a bookkeeper and an accountant? What advice she has for people who do their own books? And what should you look for when you're choosing someone to do your books for you? If you would like to reach out to Kristin you can find her at http://tradeguardian.com.au

We all want to make positive changes in our lives but change is hard. So how do you do it? Join us as we talk to our friend Peter Graham about a strategy to bring change into your life in the form of gamification.   If you have any questions or topic suggestions please reach out to the show via connect@moneymadams.com   

Have you ever thought about whether a Trust account was something that could help you pay less tax or protect your assets? In this week's episode, we chat to Vik Sundar of Clear Law. Vik is THE go-to person for all things related to trusts and a great guy to boot. so listen in as we help you understand the various roles and responsibilities as well as what to consider if you want to start your own...

We often talk about finances and assume you are paying either rent or a mortgage and day to day bills etc. But what about if you are a teenager, with your first part-time or casual job, still living at home, where should you put your money?   Into super, investments, savings for your first car, or spending the lot? Join us in this week's episode as we talk about just this scenario.

No one gets married thinking it's going to end in divorce. But what happens when that's where you find yourself? What's the process, what are your options and how do you sort things out? Listen in as we talk with our guest, family lawyer, Lessli of Strong Law, about all things divorce. https://stronglaw.com.au/

Everybody dies eventually - god that sounds ominous, but no one knows when their time will be up. But you can get your Will and Estate Planning affairs sorted so to help those left behind understand your wishes. Whoever said you can't rule from the grave, has never met Vik Sundar. In this week's episode, we chat to Vik from Clear Law - about the key elements of a Will such as what you can and can'...

It's that time of year - time to lodge your tax return in the hope of getting a nice juicy refund. This week we talk with Jane Hadrill - Katherine's own personal and business accountant and the owner of Hadrill Accounting. Jane shares with us her top tips for tax time and what to watch out for with the ATO this year. Jane also gives some suggestions on when it's best to use an accountant versus go...

This week we welcome back Nutritionist Kate Freeman of the Healthy Eating Hub. We all know that preparing your own food is best, but convenience or lack of time may mean buying pre-prepared options.  Join us for our taste test, price notes and nutritional commentary as we munch our way through some common style convenience foods. If you wish to reach out to Kate for any nutritional guidance you ca...

With parts of the country heading back into lockdown, it's become increasingly important to talk about self-care. Self-care doesn't have to be expensive and it's vitally important to your well being. In this week's episode, we talk about the different areas of self-care to consider and share some of our own ideas to help you feel replenished. 

This week we continue the conversation with Naomi Horobin of Clover Group Financial and delve into areas such as Ethical investing.  Now that you know your Share or Stock from a Managed fund, or an ETF we answer more of your questions. If you would like Naomi's help to get started on your investment journey you can find her at www.clovergroup.com.au

Ever thought about investing but don't know your Share from a Managed fund, or an ETF. Join us in this week's episode as we chat the basics with Naomi Horobin of Clover Group Financial by looking at what each of these investments are, how they work and what you need to get started and some common questions. If you would like Naomi's help to get started on your investment journey you can find her a...

The saying goes, if you work in a job you love, you'll never work a day in your life. Our guest Holly is an AFP office who turned her passion for reading crime fiction novels into her dream job. In this week's episode, we chat about careers in the AFP (who knew there were so many pathways)! We also get an insight into some of the financial perks, challenges and support. We also delve into the blac...

The recent announcement of the HomeBuilder grant means you may be able to receive $25,000 to help you towards building a home or undertake major renos. In this week's episode, we chat about the eligibility criteria and some tips and traps to be aware of. To get the full details and the FactSheet head to the link below. https://treasury.gov.au/coronavirus/homebuilder https://treasury.gov.au/coronav...

What happens when you want or need to purchase something but don't have enough funds set aside? These days there are many forms of consumer credit available to you, but the devil is in the detail. We'd love for you to always be in the black and have sufficient funds before you spend, but the fact is the majority of us will use consumer debt throughout our lives. So we want you to understand the pr...

We talk a lot about personal insurance and what it can do for you, if something ever happens. Well, one of our Money Madams as had to make a claim. We don't do anything by halves, so of course, it happened in the middle of COVID 19!   In this episode, we walk you through Amber's real life experience as she tells her story and her experience of making a claim.   If you want Katherine's help with yo...

In this week's episode, we continue to speak with our Guru Peter Graham of Redefining Retirement about the all-important decisions as to what will you actually do with and in your retirement to ensure it is fulfilling. There is no surprise - it takes planning and discussing ahead of time, so tune it to hear Peter's insights, especially if your goal involves retiring to a location different from wh...

When you retire, regardless of your age now; Do you know what your retirement will look like? Beyond how much money you may or may not have, what will you do to fill your time? The best retirements are ones that are clearly pictured well before you actually retire. In this week's episode, we speak with our Guru Peter Graham of Redefining Retirement.  So tune in, and to learn more about Peter, head...

In this week's episode, we chat with Jess Smith (and yes that's her real name) from McGrath about what's happening in the COVID-19 real estate market along with tips for buying and selling a home. If you would like contact Jess you can reach her via https://www.mcgrath.com.au/agent/3056-jess-smith