Money & Legacy: Debt, Wealth, Family & Career

In this episode, host Laura Sexton shares the lessons learned from attending a Justin Timberlake concert in Las Vegas. The narrative highlights personal anecdotes, financial planning insights, and the importance of balancing fun with financial responsibility. In this episode we’ll discuss: .     Splurging vs. Saving .     Emergency Fund and Contingency Planning .    Financial Review and Reflection...

In this episode, host Laura Sexton explores the concept of success, challenging conventional definitions tied to fame, wealth, and social status. Through personal reflections and client stories, the host encourages listeners to define success on their own terms, considering various aspects of life where financial stability can contribute to their goals. The discussion emphasizes the importance of...

In this episode, host Laura Sexton shares her journey of buying a home in Southern California despite having an indeterminate credit score. They challenge the conventional reliance on credit scores and emphasize the importance of maintaining a positive net worth. The episode offers practical advice on securing a mortgage through manual underwriting and stresses a holistic approach to financial hea...

In this episode of the Accelerate Your Legacy podcast, financial coach Laura Sexton discusses the importance of having a financial coach to navigate and master money management. Drawing parallels from her parenting experiences, she emphasizes that while individuals can handle their finances independently, having a coach helps in overcoming emotional ties to money, breaking free from detrimental ha...

In this episode, host Laura Sexton discusses the contrast between scarcity and abundance mindsets, emphasizing the importance of shifting from a mentality of financial scarcity to one of financial abundance. Laura shares personal anecdotes, practical advice, and motivational insights to help listeners take control of their financial futures and live abundantly. In this episode we’ll discuss: .   ...

In this episode, host Laura Sexton shares strategies for saving money during the summer season. From encouraging kids to embrace boredom and creativity to exploring cost-effective entertainment options like visiting the local library or organizing community garage sales, listeners are provided with practical tips to have a fulfilling summer without breaking the bank. In this episode we’ll discuss:...

In this episode, the host, Laura Sexton, deviates from the planned discussion on summer money-saving tips to share insights gained from a profound conversation with a new client. Reflecting on the Chicken Soup for the Soul books, the conversation explores the importance of integrity, aligning actions with identity, and living a life in harmony with core values. In this episode we’ll discuss: .   ...

In this episode, host, Laura Sexton, delves into the concept of opportunity cost, simplifying it as the value of what one loses when choosing an alternative. Through personal anecdotes and practical examples, she explores how opportunity cost affects various aspects of life, including college choices, investments, vehicle purchases, and living debt-free. By understanding and acknowledging opportun...

In this episode, host Laura Sexton addresses the misconception that making a high income exempts individuals from financial struggles or the need for coaching. Through the lens of three different couples with substantial incomes, the episode explores how financial issues transcend income levels and emphasizes the importance of intentional money management. In this episode we’ll discuss: .     Inco...

In this podcast episode, Laura Sexton discusses the importance of combining finances in a marriage. She addresses common excuses for not combining finances and provides insight into when it may be appropriate to keep finances separate. Take a look to see if you are using any of these seven excuses to keep your marriage money separate. In this episode we’ll discuss: .     Shared vision and accounta...

In this episode, Laura Sexton addresses the common tendency to worry excessively about future uncertainties. Drawing inspiration from Walt Disney's view on worry, the episode emphasizes the importance of not letting worry consume one's imagination. Through anecdotes and practical advice, the host encourages listeners to focus on proactive financial planning rather than fixating on every...

In this podcast episode, Laura delves into the topic of financial decisions and the tendency to blame children for them. She discusses the cost of childcare, the pressure to justify expenses related to children, and the importance of taking responsibility for financial choices. In this episode we’ll discuss: .     Cost of childcare .     Justifying expenses .     Taking ultimate responsibility Lea...

In this episode, Laura Sexton discusses the concept of "living on rice and beans" as a strategy for financial discipline and achieving big goals, inspired by Dave Ramsey's approach. She shares personal anecdotes and insights into how cutting back on discretionary spending can pave the way for achieving long-term financial freedom and abundance. In this episode you’ll learn: .      F...

In this episode, Laura Sexton reflects on a coaching session with a client who exhibited an enthusiastic willingness to achieve their goals, prompting a discussion on balancing the cost versus the benefit, particularly during the intense phases of business growth. The conversation delves into the dangers of excessive hustle culture and emphasizes the importance of intentional focus and rest to avo...

In this episode, the host delves into the concept of blended rate mortgages, also known as blend to extend mortgages, which is a financial tool that combines existing mortgages with newer ones at lower interest rates. The host discusses the potential pitfalls and risks associated with this approach, cautioning listeners against falling for what may seem like a beneficial option but could ultimatel...

In this episode, the host, Laura Sexton, discusses zero-based budgeting and addresses common misconceptions about its effectiveness, inspired by a critique of Dave Ramsey's financial principles. The host emphasizes the importance of allocating every dollar with purpose and provides practical tips for creating a successful zero-based budget. In this episode we’ll learn: .     to allocate every...

In this episode, the host introduces David Gibbs, a financial coach with a passion for movies and a focus on leaving a meaningful legacy. They discuss the importance of legacy, admire the legacy of individuals like Mike Rowe and David's own father, and delve into topics such as work ethic, entrepreneurship, and living a peaceful life. Overall, the episode combines personal anecdotes, financia...

Episode 62: "Mastering Money Habits: Insights from 'Atomic Habits’ by James Clear In this book review episode, host Laura Sexton provides a lively book review of "Atomic Habits: An Easy and Proven Way to Build Good Habits and Break Bad Ones" by James Clear. She emphasizes the importance of habits in our daily lives, particularly in relation to money management, and shares insig...

In this episode, host Laura Sexton explores the realities of marriage and parenting, contrasting them with the idealized versions often portrayed in the media. It delves into the importance of managing expectations, reevaluating narratives, and fostering positive communication within relationships. Throughout the podcast, Laura shares personal anecdotes and insights to encourage you to consider th...

In this introspective episode, Laura Sexton delves into the pivotal moments surrounding college choices and the financial implications that follow. Through candid personal anecdotes, she invites listeners to reflect on their own experiences and confront the weight of past decisions made during their college years. With honesty and vulnerability, Laura shares her journey of realizing that attending...

In this episode, host Laura Sexton explores the significance of first memories, particularly those related to early experiences with family and money. The host shares a personal memory of sitting with her dad on a back porch, reflecting on its impact on her values and identity. The focus then shifts to the audience, prompting them to recall their first memories, especially with money, and analyze...

In this episode, host Laura Sexton explores storytelling as a powerful tool for imparting life lessons and wisdom, particularly in the context of financial decisions and leaving a legacy. The host draws parallels between classic children's stories like "The Three Little Pigs" and "The Tortoise and the Hare" and the principles of financial success. This podcast emphasizes t...

In this episode, Laura Sexton discusses "The Psychology of Money" by Morgan Housel. She shares insights and reflections on the book, emphasizing key concepts related to financial behavior, luck, risk, contentment, and the difference between getting wealthy and staying wealthy. The episode explores the importance of control over one's life, the impact of savings as a hedge against li...

In this episode, host Laura Sexton delves into managing unexpected bonus money and the importance of intentional financial planning. She discusses her own personal struggle with this recently, and the experience she and her husband had when receiving a bonus check, highlighting the challenges they faced in deciding how to use it wisely. In this episode we’ll learn: .     the pain of spending witho...

In this episode, Laura Sexton discusses the importance of core values in both business and personal life. Using a personal anecdote about teaching her daughter about honesty at Costco, the host emphasizes the significance of adhering to core values as guiding principles. The episode explores how core values impact decision-making, satisfaction, and overall well-being. In this episode we’ll learn:...