Money Isn't

Are you ready to master wealth-building in 2025? In this episode, we unveil the ultimate formula for financial success by aligning your income, savings rate, and lifestyle to create sustainable wealth. Discover how adopting a wealth mindset transforms not just your bank account but your entire approach to financial planning. Most people wait for more money to start planning, but this mindset can l...

Want to maximize your retirement savings and secure your financial future? In this episode, financial expert John L Smallwood challenges traditional retirement planning assumptions and reveals lesser-known strategies for wealth building. Discover why your current 401(k) and IRA approach might be costing you in hidden fees and taxes, and learn how smart term life insurance decisions could dramatica...

Are you ready for the AI revolution? This episode dives into how cutting-edge technologies like AI, robotics, and genetics are reshaping industries and unlocking human potential. Learn how you can leverage these innovations to stay ahead in a rapidly evolving world. Jonathan Foltz, a futurist and serial entrepreneur with over 30 companies and $100 million in revenue, shares insights on the GNR rev...

Wealth isn’t just about numbers—it’s about mindset, strategy, and adaptability. In this episode, John Smallwood, financial advisor and wealth-building expert, dives deep into the essentials of creating a flexible, long-term financial plan. Discover how to proactively navigate the complexities of wealth accumulation, adapt to changing incomes, and overcome fears that can derail your financial succe...

In this episode of Money Isn't, Salvatore DiBianca, a high-level executive at Bristol Myers, shares his incredible journey through corporate success, international business, and financial transformation. Sal’s story highlights the importance of informed financial decision-making, from navigating the complexities of a Medicare trust to planning a smooth and fulfilling retirement. This conversation...

Retirement planning is more than just saving—it’s about navigating complex distribution challenges that can make or break your financial future. In this episode, we explore the critical components of successful retirement distribution, including the impact of longevity, inflation, and market volatility on your retirement funds. Learn how strategic financial planning and diversification of your inv...

Does trauma shape your financial future? In this episode of Money Isn’t, Ilene Smith—a trauma healer, author, and creator of The Truth Method—reveals the hidden link between past experiences and your financial well-being. Discover how childhood trauma and family dynamics impact your relationship with money. Ilene shares actionable insights into breaking free from financial fears, redefining self-w...

Can a candle change your life? Discover how soy candles, sustainability, and creative passion turned a COVID side hustle into a thriving business. Learn the secrets behind branding, customer loyalty, and navigating small business challenges. Nicole Andrick and Jason Pontillo, co-founders of Catskill Candle Studio, share their journey from experimenting with candle-making in their kitchen to buildi...

What if your paycheck wasn’t enough to keep a roof over your head? In this episode of Money Isn’t, John Smallwood sits down with Carolyn Eyerman, Executive Director of Love Thy Neighbor, to uncover the realities of Monmouth County’s housing crisis and the incredible ways her organization is stepping in to help. Carolyn shares the moving story of a formerly homeless man who now gives back to others...

Financial literacy isn't taught, it's earned. Watch Money I$n't and learn the insider baseball about how money works, how to plan, and how to start building wealth. This show shouldn't be free, but gatekeeping secrets is boring. So here's what money isn’t... Welcome to the Money I$n't podcast hosted by John L. Smallwood, CFP®. John is the President and Senior Wealth Advisor at Smallwood Wealth Man...

In this special Veterans Day episode of Money Isn’t, we welcome Todd Wesche, an attorney dedicated to helping veterans navigate the complex VA system and secure the disability benefits they deserve. Todd reveals the hidden challenges veterans face—from battling stigmas around seeking support to overcoming the frustrating bureaucracy of the claims process. He sheds light on the powerful impact thes...

Ever wondered what it takes to turn a YouTube channel into a multi-million-subscriber powerhouse? Brady Edwards, former MrBeast Video Director and now CEO of BIGGEST AGENCY, joins the Money Isn’t Podcast to pull back the curtain on the strategies behind explosive digital content growth. From crafting the perfect video hook to building authentic audience engagement, Brady shares the real playbook f...

Are your retirement savings prepared for rising taxes? With tax law changes on the horizon, retirees could face significant tax risks. This episode breaks down proactive tax planning strategies to help protect your wealth and optimize your financial future before the 2017 tax cuts expire. We dive into the potential impacts of upcoming tax law changes and reveal simple, actionable strategies to saf...

John Madsen, known as the "most hated man in fitness" for his controversial ads, didn’t need high school football to make it to the NFL—and he didn’t stop there. After his NFL career, he transformed his success into a $20M fitness business, Supra Human, focused on high-performance coaching for elite business leaders. In this episode, Madsen shares how he built Supra Human, his unique approach to f...

Are you optimizing your bond investments in today's fluctuating market? In this episode of Money Isn't, John Smallwood dives deep into the intricate world of fixed income investments and explains how interest rate dynamics directly shape bond valuations. Discover the nuances of yield chasing and learn the best strategies for selecting the right bond maturity to suit your financial goals. John also...

In this episode of Money Isn't, host John Smallwood sits down with William Lam, founder of UPGRD®, to discuss the power of breaking limiting beliefs and how advanced Neuro-Linguistic Programming (NLP) techniques can lead to financial freedom. Discover how shifting your money mindset can unlock higher cognitive abilities and create lasting wealth. They explore the impact of survival mode on your fi...

In this episode of Money Isn’t, we explore how interest rate changes and inflation are shaping today’s economic landscape, directly influencing wealth management strategies and mortgage affordability. With interest rates currently at 5.38%, we dive into the real estate market dynamics, discussing how potential rate cuts could impact consumer behavior, create market rallies, and influence mortgage...

In this episode of Money Isn’t, Dean Graziano joins us to dive deep into the complex world of Medicare, from enrollment to choosing the right Medicare Advantage and prescription drug plans. We explore the financial implications of Medicare Part B, Part D, and Medicare supplement plans, and how recent drug price negotiations aim to lower healthcare expenses for retirees. Understanding these aspects...

In this episode of Money Isn’t, we explore how market volatility and consumer sentiment shape investor behavior, often leading to emotional reactions like panic selling during downturns. Discover why having a solid financial plan is crucial, especially during turbulent markets, and how you can create a strategic financial plan to safeguard your retirement security. Learn how to manage emotional in...

What If Everything You Thought About Success Was Wrong? Brian Pannuzzo Exposes the Real Path to Fulfillment You've Been Overlooking In this episode of Money Isn't, we sit down with Brian Pannuzzo a former Wall Street trader who seemingly had it all—until his relentless pursuit of career success nearly cost him his health and marriage. Now a high-performance coach, Brian helps driven corpor...

Why do some people wait until they are old to consider life insurance policies? If this is you, this episode is crucial to listen to, and understand. In this episode of "Money Isn't" we explore the vital role of life insurance in wealth management, emphasizing the dangers of underinsurance. Discover various scenarios where life insurance acts as a safety net and a financial asset. Di...

Wealth management expert John Smallwood discusses transformative strategies and powerful affirmations for financial success with Robb Thompson on the Luminary Talks podcast. Topics include shifting to a millionaire mindset, maximizing wealth through strategic financial decisions, and navigating post-university challenges. Embracing passion in work, eliminating disliked tasks, and mastering the min...

Why do so many professional athletes, despite earning millions, end up broke? Uncover the shocking financial mistakes that lead to their downfall. In this episode of "Money Isn't," we dive deep into the financial challenges that professional athletes face, from mismanaged contracts to poor spending habits that can lead to bankruptcy. Discover how these pitfalls occur and explore the...

Dive into the challenges of market volatility and its historical context. Discover how psychological factors shape investor behavior during downturns. Gain insights into the importance of maintaining a long-term financial plan amidst chaos. Learn about the power of diversification and discipline over emotional decision-making. Explore the emotional rollercoaster investors face and the strategies t...

Unlock the secrets to strategic tax planning and choosing the right business entity in this episode of Money Isn't! Discover how your choice of business structure can significantly impact your taxation and liability protection, and learn the key differences between pass-through entities and C corporations. Whether you're aiming for long-term growth or a quick sale, this episode offers valu...