Money Guy Show

Can you really afford to become a one-income family? In this episode of Making a Millionaire, Tyler and Mikaela share how they went from nearly $92,000 of debt, an $84-month car loan, lifestyle inflation, and costly home renovations to building a $400,000 net worth in their early 30s. Their journey highlights budgeting, emergency funds, investing, 401(k) strategies, Roth IRA planning, 529 accounts...

What do real millionaires actually do with their money? We surveyed 1,000 millionaire households to uncover the habits, savings rates, investing behaviors, home-buying decisions, debt strategies, and wealth-building mindset that helped them achieve financial independence. From net worth and income data to student loans, car purchases, emergency funds, and the Financial Order of Operations, discove...

A live giveaway referenced during this episode occurred on June 16, 2026, and is now closed. No further entries are being accepted. Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠...

Financial Advisors React is back with some of the wildest money clips on the internet. From “money is just an idea” and private chef tax write-offs to trading challenges, student loan reality checks, and people who have never heard of a 401(k), Brian and Bo break down the financial lessons hidden inside the chaos. Along the way, they cover investing, saving, retirement planning, index funds, wealt...

⁠⁠⁠⁠What are the biggest lies people believe about wealth? We surveyed real millionaires and wealthy households to uncover the most common misconceptions about money, investing, retirement, financial independence, and building lasting wealth. Discover why most millionaires are self-made, why money alone doesn't create happiness, why high income isn't required to become wealthy, and how consistent...

SpaceX IPO news is dominating financial headlines, but should investors actually buy in? Brian Preston and Bo Hanson break down the valuation, IPO risks, stock market history, index fund concerns, Elon Musk’s growing influence, and what everyday investors should know before making emotional investing decisions. Learn how speculative investments fit into a long-term wealth-building strategy, why IP...

Can starting early really carry you through the messy middle and out the other side? Luis (28) and Kori (28) earn over $200,000 combined, with $151,000 already invested and twins arriving in October. But a 72-month car loan, an emergency fund running short, and three months of unpaid maternity leave on the horizon mean the plan they built for two needs some work before life gets loud. We walk thro...

Use code MONEYGUY at Monarch.com to get your first year half off at just $50: https://bit.ly/monarch-moneyguy Americans aren't broke because of inflation, housing prices, or interest rates. The real reasons go deeper than that, and the good news is they're all within your control. Financial Advisors, Brian Preston and Bo Hanson, break down the three core reasons most Americans struggle financially...

What's the magic number for happiness? We walk through what the data says and share our take on what will make you happier at every stage of your wealth-building journey. Plus, we answer your questions! From planning earlier retirements and navigating the Roth IRA pro-rata rule to combining finances after marriage and UTMAs, we share how you can maximize your army of dollar bills - with a few tang...

We're back with another edition of Financial Advisors React, and this batch of clips is something else entirely. From the idea of saving money being "stupid" to a full Roth IRA conspiracy theory, these viral money takes are out of control. Not all financial advice online is created equal and we're here to show you the smarter path forward. ⁠⁠⁠⁠Jump start your journey with our FREE financial resour...

Saving money is a vital part of building wealth, but there are five specific situations where it can actually work against you. Financial Advisors, Brian Preston and Bo Hanson, walk through everything from why 28% of IRA rollovers sit in cash seven years later to how extreme frugality can poison your relationships, running case studies comparing Average Allen and Manny the Mutant to show who comes...

Are you wasting your money without realizing it? We are so excited to be joined by special guest Erin from Erin Talks Money to talk through the hot topics where we agree, disagree, and yes, even want to fight. From food delivery to sports betting and whole life insurance, there are several places we see people leave serious wealth on the table, and we break down the data for you! We also debut a n...

Skylar (23) and Milet (26) are already living like financial mutants. They're saving 25%, maxing Roth IRAs, and sitting on a net worth of nearly $300,000, all while Skylar works three jobs and DIYs 1,800 square feet of backyard pavers on weekends. But the system that got them here might be holding them back from the flexibility they're building toward. We reveal the solo 401(k) opportunity that co...

Being smart doesn't guarantee financial success. We break down five critical mistakes highly intelligent people make with money, from overconfidence in stock picking (despite 90% of pros underperforming index funds) to analysis paralysis that can cost over a million dollars in delayed wealth building. Using case studies like Average Allen versus Manny the Mutant, we show how delaying investing by...

Most Americans wildly overestimate what the people around them earn, and that gap in perception can lead to some costly financial mistakes. Financial Advisors, Brian Preston and Bo Hanson, break down real median income data by age, debunk the $500K myth, and show you exactly how discipline and savings rate can matter more than income when it comes to building lasting wealth. Then it's your turn! W...

Why go small when you can go massive? Financial Advisors, Brian Preston and Bo Hanson, react to the internet's biggest money mistakes, from Steve-O getting someone approved on a 120-month Dodge Charger to a man who cashed out his 401(k) to buy a boat in the Virgin Islands (and somehow met his wife doing it). We break down the solar panel loan trap, the job-hopping debate, and why personal finance...

Use code MONEYGUY at Monarch.com to get your first year half off at just $50: https://www.monarch.com/ How do you know if you're actually winning with money before you hit seven figures in 2026? Net worth milestones can take years to reach, but cash flow milestones happen fast because you can have direct control over them. From getting to net positive for the first time to saving $1,000 a month, F...

While we believe time in the market beats timing the market, recent data shows the average equity investor has underperformed the overall market by roughly 5% per year. Financial Advisors, Brian Preston and Bo Hanson, break down the behavioral patterns behind that gap, from loss aversion to overconfidence, and share what a smarter investment strategy can look like in 2026. Then it's your turn! We...

Luke (29) and Anna (30) have a $342K net worth, but they're stuck in the messy middle with three kids under seven and completely different money philosophies. Luke tracks every dollar across dozens of budget categories while Anna feels micromanaged and exhausted by the rigidity. Financial Advisors, Brian Preston and Bo Hanson, walk them through restructuring their budget, creating wins for both sp...

How should your financial plan evolve as you age? The Financial Order of Operations shows you what to do with your next dollar, but life insurance, estate planning, and tax strategy require a deeper framework. Financial Advisors, Brian Preston and Bo Hanson, walk through the six core areas of financial planning and reveal what to prioritize in your 20s, 30s, 40s, 50s, and beyond to build lasting w...

How many Americans are actually using Buy Now, Pay Later (BNPL) services? And how much is it helping or hurting them financially? Financial Advisors, Brian Preston and Bo Hanson, ⁠⁠⁠⁠break down recent data on BNPL usage, and discuss their concern with the rising trend. Then stick around, we talk about what's on your mind with a Q&A segment directly from YOU! This episode features questions on when...

What happens when you mix internet chaos, misguided financial advice, and sports betting? We react to wild financial advice online from buying a Ferrari instead of the S&P 500 to learning how to acquire a $600,000-profit business with just $50,000 and a tired owner. An episode packed with both comedy and real financial education. Discover why buy-and-hold index investing still builds more milliona...

TikTok says it's impossible for Gen Z to get ahead, but what does the data actually show? In this episode, we analyze income levels, inflation rates, housing prices, spending patterns, and more across two generations to answer the question: Was it easier to build wealth then or now? From median household income that's actually higher today (inflation-adjusted) to housing prices that have skyrocket...

Our new and improved resource: How Much Should You Save shows how much you should save at your age for your target retirement goals. We walk you through the numbers and new insights that reveal the power of time and how investing today can turn into bigger wealth tomorrow. Then we answer your financial questions on everything from college tuition to HSA tracking to investing strategies. Plus a fun...

Jason (54) and Candida (54) have seen a major transformation in their financial journey. In their 30s, their net worth was over negative $250,000. Now, their net worth is over $4,000,00. The major cause of their success (a 12-property portfolio) has now become the cause of their stress. We discuss a plan to simplify their wealth-building behaviors and give them their great, big, beautiful tomorrow...