Money Guide with Sterk Financial

Festive decorating, chaotic traveling, buying gifts, and Chrismas cooking tend to dominate our holiday experience. Without a doubt the holiday's challenge us with obligations and unique expenses. Some holiday stress can be avoided by not blowing your budget or going into debt. In this episode Mary Sterk shares 5 time tested strategies to reduce your financial stress and enjoy your holidays mo...

When does another $1,000 of income trigger a 55% tax? In this episode Mary Sterk discussed how income, capital gains, and social security integrate to create your retirement tax bill. Learn how to understand the impact of taking additional income, and strategies to maximize the amount of social security you get to keep. Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Sche...

Staying organized and on top of your financial records is no easy feat while you are alive. Imagine how hard it would be for your loved ones to fully grasp your financial picture when you can no longer handle it yourself! The Family Estate Organizer™ represents one, simplified, and organized place for you and your family to always know where all of your important documents are. In this episode Mar...

Managing your portfolio has a lot of moving pieces.  Whether you are a do-it-yourself-er or just want to go beyond the basics it's important to learn about investing at a higher level. Avoiding these all too common Portfolio Pitfalls can make a difference to your overall financial success in the long run. In this episode Mary Sterk discusses 3 key strategies of strong portfolio management to...

It's big in the news - robo-advice for discounted costs. But is it right for you? In this episode Mary Sterk discusses the pros and cons of robo-advice and shares insight about how the human touch can often make a difference. Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today! Follow us on Facebook Follow us on Link...

Many investors think they understand the concept of diversification - but most portfolios fall victim to skew which can damage results in both an up or down market. Why? Because asset classes respond different to stimuli in the world. What works in one setting may not work in another. In this episode Mary Sterk discusses how to allocate and maintain a diversified portfolio. Subscribe to the “Money...

You Have A Transition You Need A Plan - Episode #09-16-2017 by Mary Sterk Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today! Follow us on Facebook Follow us on Linkedin Subscribe on Youtube Follow us on Twitter

Estate planning now involves more than just your money - it also includes your digital assets. Passwords, photos, digital intellectual property - the values can add up to significant amounts. However many people ignore these things in their estate plan. In this episode Mary Sterk shares smart ideas on how to include digital assets in your estate plan. Subscribe to the “Money Guide with Mary Sterk”...

Floods, tsunamis, hurricanes - what do they all have in common? Financial devastation for many involved. The recent damage from Hurricane Harvey begs the question - do natural disasters affect the markets? In this episode Mary Sterk investigates the ripple affect in the markets caused by some of the world's largest disasters. Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Pod...

It's back to school time and college savings is on many peoples minds. Parents & Grandparents alike can learn how how to best help that budding scholar - from 529 plans to life insurance to Roth IRA's. In this episode Mary Sterk discusses several ways to save for college on a tax favored basis. Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appo...

Retirement for the high net worth comes with it's own particular brand of unique financial planning issues. In this episode Mary Sterk discusses strategic advice for those with portfolios of over a million dollars. Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today! Follow us on Facebook Follow us on Linkedin Subscr...

It's no surprise that money issues can create stress fractures in even the strongest of marriages. In this episode Mary Sterk talks about great questions for couples to discuss that are designed to best understand each others money mindsets. Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today! Follow us on Facebook F...

Don’t pay a dollar more taxes then you have to! Sure - this is good advice, but it can be complicated to find every deduction and credit you can take. In this episode Mary Sterk shares a few mid year tax hacks to help keep more of your money in your own pocket. Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today! Follow u...

People of all wealth levels have unique struggles, worries and challenges when it comes to money. While the financial problems of the wealthy may often be labeled "first world problems", they still create levels of stress and anxiety for many people. From relationship issues to business problems, managing a large fortune can be a time consuming and difficult task. In this episode Mary St...

There are only a few ways to actually get rich. In this episode Mary Sterk shares wise words to help you on your money making journey. Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today! Follow us on Facebook Follow us on Linkedin Subscribe on Youtube Follow us on Twitter

Many people simply have no idea how much money they will spend when they retire. It all comes down to the lifestyle you want to live and how you wish to spend your time. In this episode Mary Sterk breaks down the way to look at spending during your Golden Years. Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today! Follow...

Summer can get really expensive when the grandkids come to stay! In this episode Mary Sterk offers some budget friendly ideas to enjoy the lazy summer days with those grandkids you love - without breaking the bank! Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today! Follow us on Facebook Follow us on Linkedin Subscribe o...

After many delays, the new DOL rules went into effect June 9 regarding the fiduciary standard. This impacts consumers in a variety of ways. If you have money in retirement accounts, it affects money going in, money coming out, and money transferring to a different retirement account. In this episode Mary Sterk shares what that new fiduciary rules mean for you and your retirement accounts. Subscrib...

Investing For Women - Episode #06-24-2017 by Mary Sterk Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today! Follow us on Facebook Follow us on Linkedin Subscribe on Youtube Follow us on Twitter

There are many types of IRA's - and people frequently don’t understand the differences or some of the rules. In this episode Mary Sterk gives you an IRA overview in a simple and easy to understand way. Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today! Follow us on Facebook Follow us on Linkedin Subscribe on Youtub...

When Nobody Wants Your Parent's Stuff - Episode #06-10-2017 by Mary Sterk Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today! Follow us on Facebook Follow us on Linkedin Subscribe on Youtube Follow us on Twitter

You're getting married! Finances are a major part of your new union. Each person brings their financial background, money philosophies, spending habits into the new marriage. Good communication and planning is the key to a healthy financial future together. In this episode Mary Sterk shares savvy financial tips for the Bride To Be! Subscribe to the “Money Guide with Mary Sterk” podcast on App...

We all want to make smart financial decisions. With so much information easily accessible through the internet you would think that would be easy! But most people still feel confused. In this episode Mary Sterk shares her thoughts on what is worth it - and what is not! Subscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today!...

Graduates have a lot of financial things coming at them. High school grads are contemplating how to pay for college, moving out on their own and getting their first real job. College grads today are often faced with large debt loads and poor credit. In this episode Mary Sterk educates you on how to start the next phase of life on the right financial foot - including emergency fund basics, smart bu...

Mother's Day gives us a chance to celebrate our moms and consider the fine financial lessons they have taught us. From metering out an allowance for chores, to re-purposing items most would have thrown away - mom's definitely have a lot to teach us. In this episode Mary Sterk shares some of the great lessons she learned from her mother, and some of the things she felt were most valuable...