Money Girl

Not sure if a balance transfer credit card offer is right for you? Laura explains what a transfer card is, the pros and cons, and when it can help you save money. You’ll learn smart tips to cut your interest expense and get out of debt faster. Read the transcript at https://www.quickanddirtytips.com/money-finance/loans/how-to-save-money-using-a-balance-transfer-credit-card Check out all the Quick...

Laura reviews 10 of the best money-saving benefits of being an Amazon Prime member. Find out if a membership is right for you and how to take full advantage of everything Prime has to offer. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/10-best-perks-of-an-amazon-prime-membership Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcas...

Ready to quit work or begin a financially independent lifestyle? Laura covers six tips and strategies to help you amass enough money to retire early and on your terms. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/6-tips-and-investing-strategies-to-retire-early-and-without-penalty-0 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts...

Find out how the secular practice of mindfulness helps you live more fully in the present moment and is a powerful way to take control of your finances. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/5-ways-mindfulness-makes-you-a-better-money-manager Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook:...

If you're a homeowner you might wonder if it's a good idea to dip into your equity using a HELOC. What's a HELOC? How do you get one? And should you use one to pay off a primary mortgage faster? A list of pros and cons to consider. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQD...

Not sure if your health insurance qualifies you for a health savings account or HSA? Laura answers a listener question and covers the facts about what an HSA is and the rules to qualify for one. If your health plan qualifies, using an HSA is one of the best ways to cut your medical costs and save more money. Read the transcript at https://www.quickanddirtytips.com/money-finance/insurance/how-to-kn...

While it might be a while before you begin taking distributions from a retirement account, there are important rules you should factor into your planning, no matter your age. Find out what retirement RMDs are, how they affect different types of retirement accounts, and 6 distribution rules every investor should know. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickand...

Saving for retirement is the granddaddy of all financial goals--but how much do you really need? Find out where retirement income comes from and easy ways to figure the amount of savings and income you'll need to enjoy a comfortable retirement. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/how-to-retire-with-enough-money-and-income Check out all the Quick and Di...

If you're behind on saving, don't let common excuses keep you poor. Laura covers 3 reasons why you may not be saving for retirement and how to overcome them, no matter how much or little money you have. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/3-excuses-keeping-you-from-saving-and-how-to-kill-them Check out all the Quick and Dirty Tips shows: www.quickanddi...

Make sure you don't skimp on insurance needs for your college student. Laura answers a listener question about how to handle vehicles for students and shop for insurance. Plus, you'll learn other important considerations to protect your belongings and liability when you have kids away at school. Hosted on Acast. See acast.com/privacy for more information.

Creating a streamlined financial life as a couple can be challenging. Laura answers a question from a struggling newlywed and reviews three approaches to managing money based on your relationship and financial goals. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/just-married-3-ways-to-manage-money-as-a-new-couple Check out all the Quick and Dirty Tips shows...

Buying a home can be a great financial move, but there’s no guarantee that you’ll always come out ahead. Renting can also be a smart way to build wealth, if you follow a few guidelines. Laura covers the pros and cons for owning and renting so you know which option will make you richer. Read the transcript at https://www.quickanddirtytips.com/money-finance/real-estate/buy-or-rent-a-home-which-optio...

A key to growing rich is having the right financial accounts in place. Get the scoop on seven accounts that most individuals and families should have for more financial success. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/7-financial-accounts-you-need-for-a-richer-life Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONE...

While escaping the cycle of living paycheck-to-paycheck isn’t easy, it’s possible to get ahead by changing your mindset, examining your lifestyle, and creating new habits. Once you free up even a small amount of discretionary income each month, it’s possible to build a better financial life with more security and less stress. And tune in for bonus tips from The Penny Hoarder on saving money on you...

Tempted to roll the dice with a windfall to make a quick profit? Use this five-point checklist to know if your financial foundation is strong enough to make a risky investment and why investing for the long-term is the best strategy. Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/a-5-point-checklist-for-how-to-invest-money-wisely Check out all the Quick and Dirty...

Understand the many benefits of using a health savings account (HSA) and whether it’s better to spend your balance on medical costs or keep it invested for the long term. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/should-you-spend-or-invest-your-hsa-funds Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: h...

If you've ever wanted to start a business or make extra money on the side, there are some key considerations and tasks that increase your chances of success. Get wise tips about managing risk, incorporating, business banking, starting no-money ventures, and how to prepare financially before starting a business. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/...

Understanding your consumer credit rights can help you build credit, qualify for the best financial offers, and save money for decades to come. Laura gives a quick guide to the Fair Credit Reporting Act (FCRA) by reviewing 9 credit rights you should know. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/9-credit-rights-you-should-know-a-guide-to-consumer-protections Ch...

Hesitant about becoming an investor? Learn five ways to know for sure when you’re ready to invest. Read on for a clear plan to prepare your finances and mindset to start investing, no matter how much or little money you have. Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/5-ways-to-know-when-you-should-start-investing Check out all the Quick and Dirty Tips shows:...

If you’re confused by all the tax-advantaged retirement account options you can choose from, it’s time to get clarity and use them to build more wealth for the future. Laura walks you through 3 simple steps to choose the right retirement accounts for your situation. And keep listening for a BONUS tip from The Penny Hoarder on ways to earn money from the comfort of your own home ! Read the full tra...

If you love the idea of traveling, but don't think you have enough money or time to get away, it’s time to reframe your mindset about chasing adventure. Whether you can only get away for long weekends or take extended tours, find out the tricks experienced travelers use to see the world on a budget. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/tricks-to-tr...

Positive information about your finances stays on your credit history for a long time--but the bad news is that negative information stays there too! Laura covers nine negative items that can appear in your credit history and for how long. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/9-negative-items-that-stay-on-your-credit-reports Check out all the Quick and Dirt...

Even though “doing a rollover” sounds like a cute dog trick, don’t underestimate its ability to save you some serious money. Laura answers 10 common questions about how to use a retirement rollover correctly so you avoid penalties, get more investment options, and continue growing your retirement nest egg. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/10-retirem...

Part of loving the journey along the way to financial success is finding fulfillment in our day-to-day work. I know you'll love this special bonus clip I have for you today, which comes from a new podcast from Wondery called Safe For Work, hosted by Liz Dolan and Matt Ritter. Hosted on Acast. See acast.com/privacy for more information.

Working from home, either as a remote employee or for your own business, has become common--but tax reform significantly changes who can claim a deduction for it. Laura explains the new rules for taking a home office deduction and how to use it to save money. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/work-from-home-tax-reform-changes-to-the-home-office-deduction?...