Money Files: Money Mindset & Personal Finance

Saving money $10,000 can be an intimidating goal, especially if you are someone who doesn't identify as a saver. But reaching a savings goal is easier than you think! In today's episode, I share my special 'Magic Ten' process to save $10,000. This is the method I coach my clients on, and it is successful for anyone. Not only will the Magic Ten process help you achieve your savings...

You can save money, pay down debt, and still spend money on things that make you happy! When you are focused on money goals like increasing savings and paying off credit card debt, it is easy to feel shameful about spending money. But you work too hard as a six-figure earner not to invest in fun. In today’s episode, I share the importance of a personal allowance. By establishing an allowance in yo...

Do you want to gain control of your spending? No matter how much money you earn, now is the right time to start building financial awareness and creating healthy spending behaviors. If you are someone who wants to gain control of your spending because you are tired of being up at night thinking about your finances, this episode is for you! Today, I share the process I use during coaching sessions...

Most of my clients are scared of debt. Society has created rules and regulations around when it is “okay” to get into debt. Going into debt for a house or car is normalized, but accumulating debt on shopping or healthcare is taboo. There is so much negative talk about debt that you might feel shame about your own credit card balance or the need to use credit. Today’s episode is about changing how...

One of the top questions I get asked is, "How do I stick to a budget?" Society tells us we have to budget to manage our money well, but most teachings focus on restriction. If you are someone who has tried spreadsheets and apps and still struggle to maintain a budget, this episode is for you! Today, I talk specifically about maintaining the habit of budgeting. I am excited to share this...

The home buying process can feel overwhelming whether you’re looking to buy your first home or you want to make the transition to a new home. Today, I’m sharing four steps I used to prepare for homeownership. If you want to feel financially prepared to buy a home tune into this episode. In this episode, I share four financial tips to get ready to buy a house. Whether you are a new home buyer or lo...

On today’s episode, I am joined by former client and career coach, Kim Tran.  Kim is a hiring manager and owner of Your Work Inspired, a company with a mission to provide a holistic approach to closing the wage and wealth gap for women of color regardless of job titles and industry.  In this episode, we discuss the perceived challenges of pivoting in your career. It might feel familiar to maintain...

Today I discuss a problem that impacts current clients, past clients, and potential clients. There’s a sneaky thought you might have when it comes to managing your finances: I’m afraid I’ll fall back into bad financial habits. This fear can hold you back from applying to work with a financial coach. It can cause you to freeze and go into a downward spiral when you have to put an expense on a credi...

Today I share 15 things you need to start doing right now to stay on top of your financial health. Managing your money successfully is about more than just paying off debt, saving money, and sticking to a budget. These 15 tips are designed to help you see the big picture so you can manage your money with current and future goals in mind. I will cover every aspect of personal finances today! Listen...

In today's episode, I answer TEN of the most frequently asked questions I get from people who are thinking about working with me. As a former teacher, I know that if one person has a question, there are multiple people wondering the same thing! I also understand the feeling of knowing you need to do something to help yourself but also feeling unsure about taking that next step. This episode is...

The Supreme Court has overturned Biden’s student debt forgiveness plan. While student loan payments were suspended during COVID, interest fees will resume in October 2023. It is essential to understand your numbers now to avoid feeling stressed and overwhelmed in a few months. I had over $70,000 in student loan debt. My payments were between $500 and $700 a month. I never fought or got angry with...

Every client comes to me with a different set of goals. Some are more traditional like wanting to save money, pay off debt, or purchase a home. However, the main thing that differentiates their experience with me as a financial coach from attempting to do the work themselves is that I build a financial system they can trust. During a coaching container, every single client says how much they love...

Today’s episode is about highlighting the difference between tracking and budgeting. Many coaching consultations focus on a client’s frustration with managing money. These six-figure earners are living paycheck to paycheck, struggling to pay down debt, and unable to reach saving goals. Most clients come to me with some sort of tracking system they use to “budget.” But listing out bills and trackin...

We are officially in June! We are already halfway through 2023. It is time to do a financial check-in. In today's episode, I discuss the importance of conducting a midyear financial review and strategies to keep you on track to hit your money goals.  January is an exciting time to set resolutions, and we enter the new year with enthusiasm, especially around changing money habits. However, it i...

In today's episode, I provide a list of questions designed to help you define and understand your financial self-concept. You are with yourself every single day. When you are in the midst of working on your financial journey, it can be hard to see progress. One of the benefits of hiring a coach is that I am watching your progress, and I push you to reflect on the growth and shifts you've m...

On today’s episode, I am joined by fitness and nutrition coach Jenny Blake. Together we discuss the similar mindset women have around budgeting and nutrition and how simple mindset shifts can change how you reach goals. Successfully balancing your nutrition or budget is all about identifying and clarifying your values. Neither principles are about restriction. Instead, the tools Jenny and I empowe...

On today’s episode, I chat with my client, Ellie. I love sharing client stories and relatable examples that show what financial coaching is all about. Ellie’s situation is relatable to every 6-figure earner that struggles with managing their finances.  Despite several significant raises and cementing herself as a 6-figure earner, Ellie could not escape the paycheck-to-paycheck cycle. Like many oth...

The beauty of working with a financial coach is creating a sustainable financial plan. Oftentimes my clients are worried that even though they’ve attempted to budget in the past their financial results have always felt temporary.  They pay off their credit card but then they have a $5,000 balance  before the year is over or they finally start saving money but then they have to constantly dip into...

On today’s episode, I sit down with my friend and colleague Shamika Marie Hill. We discuss hot topics around career development, salary negotiation, and interviewing for women. As a career development coach, Shamika offers advice on pushing your career to the next level through a shift in mindset around earning money.  Over 75% of the women Shamika works with are underpaid. Similarly, so many of m...

On today’s episode, I discuss the idea of financial maintenance. As a coach, I am here to help you get results, maintain results, and move forward to bigger goals. So let’s talk about what happens when you are no longer worried about saving money or paying off debt.  So what is financial maintenance? You are maintaining when your money systems are working effortlessly. You have a functional budget...

In today’s episode, I demystify earning $100K. There is a lot of buzz around earning $100,000 right now. But depending on where you live, your season in life, and your lifestyle goals, that salary milestone won’t stretch as far as you think. The best emotion you can bring to your finances and around money is curiosity. So often, my clients come to me with goals and financial principles based on wh...

In today’s episode, I discuss common things I see as a coach that keep my clients stuck in basic budgeting. Too many people think of budgeting as paying bills. This mindset paints an incomplete picture of spending habits. It won’t get you out of a paycheck-to-paycheck cycle. My goal as a coach is to bridge the budgeting gap between paying bills and how you want to spend your money. I encourage you...

In this episode, I sit down with certified financial planner Ariel Ward. As a personal financial strategist and advisor, I ask Ariel the most common questions my clients have about retirement. Our discussion aims to answer the question, "Is retirement an age or a number?" We also debunk myths and propaganda that lead to feelings of overwhelm and confusion for women when planning for thei...

In this episode, I sit down with fellow money coach Leisse Wilcox to discuss the impact of patriarchy on our lives, beliefs, and money. Together we address how women can take action and break out of the box society pressures us to live within. Leisse and I work with smart, powerful, and successful women who feel held back by a patriarchal society. To overcome inequalities in how women think about...

This episode is one of my favorites because I get to sit down and talk with one of my clients. Jenna first started her journey working with me as a coach in 2021. She joined my program when she realized her financial management style didn’t align with how she wanted to live her life. Now, two years later, she is a six-figure earner, a new condo owner, and feels empowered to make good choices with...