Money Files: Money Mindset & Personal Finance

For those experiencing ADHD, impulses and overwhelm—especially around money—can be heightened. But it doesn’t have to be that way! Today, I am talking to Martha Hoffman, founder of Grounded Learning, about her experience with ADHD and money management.  Martha was diagnosed with ADHD in the seventh grade, which comes with its own set of challenges. But Martha hasn’t let that stop her from exp...

Your spending changes with the seasons, so your spending plan should too. That’s why I do a quarterly money review: to evaluate my spending, celebrate my results, adjust my money goals, and create a new spending plan that accurately reflects my current wants and needs. In this episode, I’m sharing my process for doing your own quarterly number review. I’m sharing how you can adjust your spending p...

When was the last time you negotiated for something you wanted? According to Kim Tran, owner of Your Work Inspires, many women avoid negotiation–both in their careers and in everyday life. But Kim believes that we shouldn’t be afraid to negotiate for what we desire, nor should we view negotiation as confrontation. Instead, she wants to help women have tough conversations with confidence and finall...

“I’ll invest in myself when I’m making more money.” It’s all too common that my clients come to me after months of hesitation. They convince themselves that the investment won’t be worth it, that investing in themselves is a luxury they can’t afford. But as my client Layra learned, investing in yourself is a form of self-care, and cultivating financial confidence is a key step in seeing and feelin...

Do you manage your money proactively or reactively? When someone tells me that budgeting “doesn’t work” for them, it’s usually because they’re doing it reactively. They create a budget, go about their life, and then come back to their budget a month later to “check-in.”. Instead, you should be managing your finances proactively, which means you will make decisions based on what you said you wanted...

“I make good money. Why am I still living paycheck-to-paycheck?” By the time Damon and I started working together, we’d been friends for years, and I was familiar with his paycheck-to-paycheck lifestyle. When he invested in my coaching, he was convinced he’d never reach the level of financial freedom and security he saw in his friends’ lives. But with some budgeting practice and a major mindset sh...

Did you know you can choose your thoughts about money? You’ve learned a lot about money in your lifetime, and it’s impacted the way you think about spending money, earning money, and investing in yourself. One of the things entrepreneurship has taught me is that I can choose to change my thoughts about money. The money lessons I learned growing up, whether intentional or unintentional, are not the...

“I know what I want, but I don’t know how to get there.” When I first met Jackie, this was her story. She had dreams of investing in real estate and saving for her family’s future, but her scarcity mindset and emotional spending habits kept her from making progress on her goals. But through our work together as her financial coach, Jackie has paid off $10k in debt, negotiated a raise, and fully ad...

The road to financial confidence isn’t always linear. Just like with any other transformation, there are bound to be obstacles. But even if you go a little crazy at Target one week, don’t panic! These hiccups don’t need to erase your hard-earned progress or derail your thoughts about your financial progress In this episode, I’m talking about financial failure: the inevitable bumps in your road to...

“I’m making more money than ever, but I still feel broke…” Sound familiar? Many new clients come to me after receiving a raise or promotion yet still living paycheck-to-paycheck. That was the case for Tavianna, who came to me after a massive raise but still unsure of where all her money was going.  Tavianna is going to give you a peek into what it’s like working with me in a five-month coachi...

Have you ever said “no” to an amazing opportunity because you were worried about the money? I have, and I know plenty of clients who have, too. Instead of seizing the opportunity, they closed the door, promising themselves they’d get around to it when they had more money. But financial confidence doesn’t necessarily come from having tons of money. It comes from understanding and managing the money...

Part of reaching your financial goals is creating a game plan for reaching them. While a long-term goal–like becoming debt-free or maxing out your retirement–might seem daunting, when you break it into smaller milestones, it feels more attainable and gives you something to celebrate along the way. In this episode, I’m sharing my process for setting and reaching long- and short-term financial goals...

Oh, budgeting. It’s so important to financial stability, but so many people avoid it. And why wouldn’t you? We’ve been taught that budgeting is all about restricting spending, saving every penny, and avoiding “unnecessary” fun. But today, I’m inviting you to forget everything you think you know about budgeting and try this freeing, empowering approach. In this episode, I’m teaching you how to get...

Season Two of Money Files is all about practical, actionable tips for managing your money and thinking positively about money. So today, I’m walking you through one of my favorite client exercises for building financial awareness and creating a foundation for a positive money mindset. In this episode, I’m teaching you how to conduct your own “money cleanse.” Before you can improve your money minds...

Welcome to Season Two of Money Files podcast! Today, I’m relaunching my podcast with a solo episode. After a year of recording client conversations, I now want to share more practical tips and become your go-to resource for improving your relationship with money. In this episode, I dive into financial self-trust.  When I work with clients, I notice they lack this foundational piece.  Som...

Is money (or lack thereof) keeping you from fully enjoying your life? Are the stories you tell yourself preventing you from improving your money mindset and having a better relationship with your finances? Keina Newell of Wealth Over Now is a financial coach devoted to helping professional women and solopreneurs get out of financial overwhelm and shame so they can experience more flexibility and e...

I’m too old to not know what I’m doing. Maybe you can relate and it’s why I’m excited to introduce you to my client Courteney. In the past Courteney tried workbooks, reading financial books, and even worked with a financial advisor but nothing worked. She reached out because she wanted to explore a more hands-on approach and some personal shifts made it the perfect time. In our conversation , she...

Today I’m excited to introduce you to my client Arlete. You see when Arlete turned 40 she was expecting some magical financial fairy dust ( I’m sure you’ve been looking for it too! ).  However, even with this milestone birthday she still felt like she should and could be doing better with her finances. When you listen to Arlete’s story you’ll realize the language of money is universal. Arlete...

I need to do something different. This is the exact thought that prompted my client Jeanine to apply to work with me.  For decades she's found herself in and out of the debt cycle. Each year she noticed she was paying off thousands of dollars of credit card debt from past experiences which impacted her ability to be present in the current moment and make progress on new financial goals. In th...

Today I’m excited to introduce you to my client Sophie, the owner of Toastworthy .  Sophie reached out to work with me because she was constantly anxious about her finances and felt guilty about spending money. Working with me in my five-month coaching partnership was a way for Sophie to invest in herself and close the financial education gap she felt was present in her life.   You...

Today I’m excited to introduce you to my client Brent. His story is a powerful example of a complete financial transformation.  Before Brent and I officially started working together he joined me for Mimosas + Money Matters even though he already applied to work). I share this because I like to think his money mindset started to shift on this call but the truth is Brent had been making financ...

Today I’m introducing you to my client Jackie.  Last year, Jackie reached out to me for financial coaching because she wanted support navigating a series of life events (newly divorced, maxed out credit cards, and she’d just purchased a new home).  These events made her feel frantic and insecure about her finances. She wanted to flesh out a plan so she would know what to do with her mone...

I’m turning 30.  I need to make more money.  I want to save money.  Oh and I’m getting a dog.  These few short sentences best describe my client Catarina who I’m featuring in my Money Files series.  When Catarina and I  started working together she fundamentally knew she should be saving money but her greatest financial setback was feeling like she didn’t make enough...

Today I’m introducing you to my client Lourdes. When we first started working together one of her goals was to create a budget because her income fluctuated as an independent contractor and she was in the process of buying her first home.  As a financial coach, I knew Lourdes would benefit from a budget (like so many of my clients) but what she needed most was to shift how she managed and tho...

Today I’m introducing you to my client Dayna.  When Dayna and I started working together she was hesitant to get started because she was “busy” and had a lot of expenses to take care of. But what was also true is that she was making more money than she’d ever made before and still stressed about her finances and how to make ends meet.  Prior to working with me, Dayna didn’t know what dat...