Money and Mortgages Podcast

#healthsavingsaccounts #moneyandmortgages #HSAs In this episode, host Adam Coleman welcomes back Doug Tease, a Certified Financial Planner with Jason Howell Company, to delve into the intricacies of Health Savings Accounts (HSAs). Doug provides a comprehensive overview of HSAs, discussing who qualifies, key benefits like the triple tax advantage, and strategic ways to use and invest HSA funds. The...

#cornerstoneprocess #moneyandmortgages #financialplanning In this episode, host Adam Coleman welcomes back Austin Coley, a Certified Financial Planner™ from McCall & Associates, to discuss "The Cornerstone Process". This process is designed to align clients' financial goals with their personal values and dreams, moving beyond mere numbers to encompass what truly matters most to t...

#lifetransitions #moneyandmortgages #financialplanning In this episode, host Adam Coleman interviews Brandon Cabaniss, a Certified Financial Planner™ with Williams Wealth Management. They explore financial planning during major life transitions, specifically focusing on divorce and caregiving. Brandon shares personal stories that drive her passion for helping clients through these changes, emphasi...

#businessowners #moneyandmortgages #financialplanning In this episode, host Adam Coleman interviews Kelly Berenbaum, a Certified Financial Planner™ and founder of Blue Tree Financial, about financial considerations for business owners. They discuss Kelly's flat fee financial planning model, tailored specifically for business owners, and the advantages it offers over traditional asset managemen...

#financialwindfall #moneyandmortgages #financialplanning In this episode, host Adam Coleman chats with Pam Friedman, a Certified Financial Planner™ from Austin, Texas, about the intricacies of handling windfalls—a sudden influx of significant money. Pam shares insights from her years of financial planning experience, discussing scenarios like unexpected bonuses, inheritance, and the financial afte...

#debtmanagement #moneyandmortgages #debtfree In this episode, host Adam Coleman and Jen Swindler delve into effective debt management strategies. We highlight understanding debt types, prioritizing repayment, and considering interest rates. The conversation covers federal loan consequences, debt avalanche method, debt consolidation, psychology, 401k loans, bankruptcy, and seeking advice from Accre...

#retirementplanning, #taxplanning, #moneyandmortgages In this episode, Adam Coleman hosts Certified Financial Planner and founder of DS Financial Strategies, Don Santoriello, to discuss strategies for retiring in the 0% tax bracket. They cover current tax brackets, the impact of future tax rate changes, and the importance of tax-efficient retirement planning. Santoriello emphasizes the need for st...

#reversebudgeting #moneyandmortgages #personalfinance In this podcast episode, host Adam Coleman talks with Certified Financial Planner David Wanya about the concept of reverse budgeting, a departure from traditional budgeting methods that focuses on 'paying yourself first'—allocating money to savings and investment before spending the remainder. They discuss how reverse budgeting encourag...

#moneyandmortgages #DivorceLending #CDLP In this episode, we flip the script a little and instead of me asking my guest questions, she's the one interviewing me. My guest host is Kelly Myers, a Certified Divorce Coach, Mediator,, and founder of First Steps Divorce asks me all about the role of a Certified Divorce Lending Professional®. How is it different from a traditional mortgage broker? Wh...

#moneyandmortgages #RetireWhileYouWork #financialindependence Adam Coleman is joined by Myles Zueger, Certified Financial Planner™ with Adams Wealth Management. They discuss the firm's innovative approach to retirement, encapsulated in their slogan 'Retire While You Work'. This concept, inspired by the founder David Adams, challenges the traditional retirement route of working until 65...

#moneyandmortgages #RothConversions #financialplanning Adam Coleman is joined by Bill Nugent, Certified Financial Planner™ and founder of Convey Wealth Management, to unravel the complexities of Roth conversions. Bill, with a rich background in financial planning and tax strategy, shares his expertise on how Roth conversions can maximize one's after-tax wealth for themselves and their heirs. T...

#moneyandmortgages #homebuying #homeownership In this episode, Adam Coleman hosts Sarah Cuddy, a Certified Financial Planner with Robert W Baird. We delve into crucial considerations for potential and existing homeowners, such as determining how much house one can afford, understanding housing ratios, and the importance of budgeting for maintenance, renovations, and unforeseen expenses. Sarah shar...

#donoradvisedfunds #charitablegiving #moneyandmortgages In this episode, host Adam Coleman and Austin Coley, Certified Financial Planner from McCollin Associates, discuss the importance and methods of incorporating charitable giving into financial plans, specifically with the use of donor-advised funds. For more information on Austin, check out his website: https://www.mccallandassociates.com/ 00:...

#financialadvisorcompensation #financialadvisorfees #moneyandmortgages In this episode, Adam Coleman hosts Betsy Hutchins, a Certified Financial Planner and the founder of Forward Financial Planning. The conversation primarily focuses on understanding financial advisor compensation structures and distinguishing the difference between fee-only and fee-based advisors. Betsy emphasizes the importance...

#bitcoin #cryptoinvesting #moneyandmortgages Host Adam Coleman talks with Certified Financial Planner and founder of Intentional Living, Jim Crider, about the potentials and drawbacks of integrating Bitcoin and other cryptocurrencies into personal financial portfolios. Crider gives an in-depth discussion about the history and concept of money, the notion of Bitcoin as a form of currency, and the m...

#Realestateinvesting #Personalfinance #moneyandmortgages In this interview, Adam Coleman takes a deep dive into the world of real estate investing with Kevin Lau, a Certified Financial Planner and founder of Imagine Financial Security. Kevin shares his journey into the financial industry and personal journey into real estate investing. He discusses essential aspects of real estate investing includ...

#BackDoorRoth #RothIRA #moneyandmortgages Adam Coleman and Joe Dewar dive into the concept and procedures for backdoor Roth contributions. Joe, a Certified Financial Planner and CPA with Mezzasalma Advisors in New Jersey, outlines the eligibility requirements for backdoor Roth strategies, the possible tax implications, as well as alternative strategies. The discussion also includes guidance on how...

#Financialadvisors #PersonalFinance #moneyandmortgages Adam Coleman interviews Chris Mansky, President of Mansky Wealth Management and author of the book, 'Outsmart the Money Magicians'. They discuss key questions that potential clients should ask before hiring a financial advisor. For more info on Chris and his firm visit: https://manskewealth.com/ To check out his latest book visit https...

#moneyandmortgages #retirementplanning #4percentrule In this podcast episode, host Adam Coleman talks with Marcus Fryar of Fryar Financial, about retirement planning. They explore the concept of determining the amount needed to retire comfortably, the importance of setting financial goals, and the advantages of starting retirement planning early. For more information on Marcus and his firm visit:...

In this discussion, host Adam Coleman talks with Ann Kreindler-Siegel, a psychotherapist and divorce coach, about her roles in the divorce process. or more info on Ann, visit her website: http://www.gently-transition.com/ 00:00 Introduction 00:22 Journey into Divorce Coaching 01:40 Difference between Divorce Coaching and Therapy 02:44 Role of a Divorce Coach in the Divorce Process 03:29 Separation...

Host Adam Coleman interviews Kristen Hilty, a Certified Divorce Financial Analyst (CDFA) with Smarter Divorce Solutions. They discuss the role of CDFAs in the divorce process, how it differs from the duties of traditional financial advisors, and the importance of using a trained professional when navigating through financial matters in a divorce. For more info on Kristen, visit her website: https:...

Join my discussion with Mike Sherman, CPA, CDFA®, CFP®, and founder of Sherman Wealth Solutions, as he provides insights into Collaborative Divorce and the role of a financial neutral. For more info on Mike, check out his website: https://shermanws.com 00:00 Intro 01:44 Mike's role in the divorce process 04:24 Software 06:06 Financial Neutral 08:25 Tax Implications 12:35 Collaborative Divorce...

I sit down again with Doug Tees, CFP® with the Jason Howell Company and we discuss key items on the annual financial checklist that everyone should track to stay on top of their finances. For more info on Doug: https://www.jasonhowell.com/our-team/douglas-w-tees 00:00 Introduction 00:33 Meeting Frequency 00:56 Annual Mortgage Review 01:20 Yearly Financial Checklist 02:55 Recommended Times of the Y...

Join me as I talk with Christin Brittingham, Certified Divorce Coach, as she shares her insights and strategies for navigating the challenging process of divorce. For more info on Christin, visit: https://www.divorcerecoverycoach.com/ 00:00 - Introduction and welcome 1:12 - What is divorce coaching and its benefits 4:30 - Difference between divorce coaching and therapy 7:15 - The role of a divorce...

Join me as I sit down with David Warshaw, Certified Financial Planner and founder of The Wealth Plan. David shares his unique and organized Four Seasons Financial Planning Framework, discussing different financial planning items each quarter. The video covers topics like retirement planning, cash flow, tax planning, insurance optimization, estate planning, and investment planning. David highlights...