Money and Marriage Podcast

Improper financial boundary issues can take many forms. Boundaries can be too rigid, too fluid, or not exist at all. Financial boundary issues can involve two spouses, their parents or in-laws, and their children. We discuss all of these boundary issues - and more - in this week's podcast episode.

We throw around the word "risk" a lot in the financial planning world, but we don't always do a good job at having a multi-faceted discussion on the nature of financial risks and how to address each of them. In this week's episode, we talk about the various types of risks that you face financially and discuss a framework for how to appropriately balance these risks.

Anger is a normal human emotion. If money is one of the primary sources of stress and conflicts for couples, it is only to be expected that anger related to financial decisions or situations in your family will arise from time to time. In this week's episode, we talk about how to explore what your anger is trying to communicate to you, and how to appropriately navigate this emotion.

I don't think I've ever written an entire outline for a podcast episode, only to rip it up and talk about something completely different... but that's exactly what I did for this week's episode. Tune in to learn more! If you want to set up a free breakthrough session with me, you can book a time on my calendar at https://pacesetterplanning.com/contact/

Too often, financial planners and media personalities gravitate to extreme positions. You can find respected financial professionals who will tell you that you should *always* combine *all* of your bank accounts, and you can find other respected financial professionals who will tell you that you should *never* combine *any* of your bank accounts. In this week's episode, we have a more nuanced...

The new SAVE student loan repayment plan has a lot of great features. But if you're not careful, you might end up throwing money away on this payment plan. Tune into this week's episode to learn more. If you want access to a spreadsheet to help run these calculations for your loans, head to https://newlywedfinancialsuccess.com/join (PS: I had a particularly bad case of hand, foot, and mout...

I don't often have guests on the Money and Marriage Podcast, but this week's episode is the exception to the rule. I'm excited to welcome Alicia Krasko to the show. I asked Alicia to be on the podcast both because she is a fantastic resource for families with children from prior marriages, but also because she is exceptionally transparent with some of the financial challenges and hurdl...

Back in episode 97, we covered common mistakes I often see couples make with Roth IRAs. After this episode went live, I got a listener question about opening Roth IRAs for children. I respond to that question in this week's episode.

For the first time in three and a half years, payments will be required for Federal student loans starting in October. For most engaged and newlywed couples, this will be the first time they've ever had to figure out how to handle their loans as a married couple. In this episode, I share three overarching strategies to consider as your loans enter repayment. I'm hosting a free, live, deep-...

The logistics and emotions involved in your family's financial plan can be a little more complicated when you and your spouse have (very) different incomes. In this week's episode, we discuss a few different strategies to handle these differences. To learn more, pick up a copy of my book Marriage-Centered Money and/or Farnoosh Torabi's book When She Makes More: 10 Rules for Breadwinnin...

If you're in a rush to make big financial changes - especially if you've been struggling to do so for awhile - you should consider making your next step forward a smaller one. Tune into this week's episode to learn more.

In this episode, I walk through a great exercise to use when you fight about money. To learn other strategies for reducing money fights, check out my book Marriage-Centered Money: Get on the Same Financial Page and Achieve Your Life Goals Together at https://marriagecenteredmoney.com/book

The right bank account structure will solve a lot of financial challenges for your family, all else equal. And this includes maintaining your savings rate while being able to go on vacation. Turn into this week's episode to learn my favorite strategy to keep vacations and holiday travel from slowing down your financial progress.

Very few subjects come with as much emotional weight as money does. And unfortunately, emotions about non-financial topics often drive poor financial decisions. In this episode, I discuss why it's a bad idea to try to surpress your financial emotions, and what you should do instead. If you want to learn more, I recommend going back to Episode 44 of this podcast, where we discuss a therapeutic...

I manage my personal finances in the same way I advise my clients to manage theirs. (You'd think that would be a given, but sadly, it's not always the case in my industry). But about a year ago, I realized there was one big exception to this rule. In this episode, Idiscuss that exception, and how it led me to restructure my business and create the Newlywed Money Bootcamp. To learn more abo...

I had more fun recording this episode than I have recording the previous 101 episodes combined. You should start listening to this episode to learn how to handle high(er) interest rate environments as a homebuyer and what two BIG mortgage traps to avoid right now, and you should stick around until the end to hear the (mostly unscripted) fights I ended up picking with mortgage brokers, realtors, an...

What's the rush? Retirement savings is important... but it shouldn't be your only financial priority. What if, rather than being in a rush to retire, you focused on creating a life that you don't want to retire from? We discuss all of this, and more, in this week's episode.

For the 100th episode of the Money and Marriage Podcast, I share one of my favorite concepts to help frame financial challenges and financial progress. Book a free breakthrough session at https://pacesetterplanning.com/contact/

Nobody likes talking about estate planning - but it's absolutely critical for the protection of your future family. The good news? It doesn't take that many steps to make a *big* difference for your loved ones down the road. Tune into this week's episode to learn more. Note: if you need term life or disability insurance, here's a link to the firm I mentioned in the episode!

In this week's episode, we discuss five common "red flags" that I commonly see in the way couples manage money together. If one or more of these are present in your relationship, I highly recommend reaching out (bill@pacesetterplanning.com) and I will connect you with the appropriate resources to help.

Roth IRAs are a great retirement savings vehicle... but there are a few fine print issues that many investors miss. In my recent experience, this is especially true for newlywed couples. Tune in to learn more! To get access to a 30 day trial of the membership mentioned in this episode (where you can find a ton of resources related to Roth IRAs and other marriage & money topics, head to http://...

In this week's episode, we discuss a recent academic study that concluded that "married couples who combine accounts and manage finances together may love each other longer." I discuss the study, my opinion on the issue, and suggest next steps on how you should move forward, particularly if you or your spouse are hesitant to combine finances. If you're interested in learning othe...

There's no need to panic about the current debate about the United States hitting the "debt ceiling" - but that doesn't mean there aren't steps you should be taking to prepare for any outcome of the debate. Listen to this week's episode to learn more. To set up a no-cost consultation, complete the form at https://pacesetterplanning.com/contact

Why has it taken me two weeks to talk about the Silicon Valley Bank failure, when it seems like everyone else in the financial planning world is worried about it? Turns out, there's a very simple reason - tune into this episode to learn more.

Grab a copy of my book, Marriage-Centered Money: http://marriagecenteredmoney.com/book Follow us on Instagram: @pacesetterplanning https://www.instagram.com/pacesetterplanning/