Mommy Money Matters

In this episode I'll be going over 8 tips on how you know you're doing good with me. We often times feel that because we have money left after paying our bills every month we are doing good. But the question is, are you really? I thought I was at one point but realized I was missing key points in my life dealing with money that I personally didn't know about. It hit me that this may be the case fo...

How did life insurance come about? It actually goes back to the 1700's. Here in the U.S it was introduced in 1760. There are so many to choose from nowadays but back then there was only whole life. Whole life is one type of permanent policy. Our baby boomer generation is all they know. In this episode you'll learn more about what other options of permanent policies are out there and what would be...

The average American household debt is around $140K! It's no surprise most Americans are struggling. Especially when the annual median income is approximately $59K. So, how can someone like you and I get ourselves out of debt without relying on 3rd party companies? This is the question we will address in this episode. There are specific guidelines to follow to make it work. But like anything else,...

Well, look no further!! I welcome you to join me in talking to you about what money moves my husband and I made. Plus, I'll give you recommendations and suggestions on how you can to!! With so many financial products out there it can be a bit overwhelming. What I show you is how to decide what is best for you and your family's needs. So, hop on and take a listen to the do's and don'ts, the pros an...

Let's talk money honey! A few weeks ago the government was very generous with the American families. In order to boost the economy families were given free money. With that being said, a family of four received $5,600 dollars on average. The question becomes, what did these families do with the unexpected income?? Personally, I saw a whole lot of craziness going on. I truly wonder how many familie...

Have you ever donated to a GoFundMe? How about a car wash or food fundraiser, to help someone with funeral expenses? In this episode I talk about the difference it made to have a final expense plan in place for my dad and how one of these plans worked. 9/10 families don't think about placing funds aside for these types of emergencies. There's one thing that is certain and that is death. We don't k...

My last episode was about what to look out for when buying a home. Guess what? We did just that! We closed escrow towards the end of October. We were so excited and looking forward to moving in, hosting our family Thanksgiving dinner and possibly Christmas too. Unfortunately, God had other plans and completely unexpected to say the least. In light of great news the adversary popped in and knocked...

As we all know money matters in all aspects of life. Let's talk about making a home purchase. The do's and don'ts, is it the right time for you? how much of a down payment should you consider? What about closing costs? When all is said and done, how much should I have in my savings account ready for when I find "the house"? Should I go with a 3.5 % or a 5 % down payment? Will it make a difference?...

Did you know, SEPTEMBER is Life Insurance Awareness Month?! Given these times of uncertainty it only makes sense to protect yourself for your loved ones!! No family should be left behind with a financial burden. I'm here to help and educate our communities. There are different types of life insurance. Choose the one that is best suited for you and your family's needs mommas! Have any questions?? S...

In this episode you'll find exercises and tips on how start saving money. I know it's easier said than done but from momma to momma, it can be done!! I'll be going over the 50/30/20 Spending Plan and recommendations on tracking your spending habits. Plus, a really neat way of getting your savings plan started with as little as $5 dollars!! Yes! You heard right!! For added value follow us on all so...

To all the young mommas out there, this episode is for you. In this episode I talk about the could'ves, should'ves, but didn't when it came to mommy money matters and the "if only I had known any better" when I became a mom at the young age of 20. As mommas we're always asking ourselves if we're doing enough. If this is you asking yourself if you're doing enough for your child's well being and fut...

Learn how this momma found out about money matters. I share my story of the highs and lows involving money matters. Not everything in life is rainbows and unicorns. There's a misconception about money and it's use. One thing is for sure, money is like oxygen, we need it to survive!!

Alma will be sharing and talking about her 25 year experience as a momma handling money matters.

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