Mind Your Money with Bradshaw Rogers Financial Partners

Brandon and Trent are getting personal today with some stories from their careers as financial advisors. It all goes back to their first clients, who taught them the importance of creating a comfortable retirement plan depending on one's situation. In the years since they have found themselves being both educators and last-minute financial saviors. As you'll hear on this episode, they have learned...

Preparing for retirement means running through a checklist of items and making sure you're ready for everything life throws at you, but many people often make assumptions that just aren't always true. Let's talk about four of the most common retirement assumptions we see and why you can't build a plan based on these beliefs.   Key Points: 0:29 – I'll spend less in retirement 2:39 – Taxes will be l...

Our job as financial advisors is to help clients reach their retirement goals through proper planning and careful execution, but not everything in the financial world operates as we'd like. It's time to highlight the areas in planning that can be really frustrating, even for us.   Key Points:  0:47 – Hidden Fees 2:05 – Advisors that put their own goals ahed of their clients 5:12 – Cookie-cutter st...

The pension has long been the key source of income for American retirement plans, but that's changed over the past decade or two. As the pension disappears, it's impacting the way people have to save and invest to ensure their retirement goals are met. On this episode, we'll discuss the adjustments that pre-retirees are having to make.   Key Points:  0:42 – Biggest issues with pension plans 3:24 –...

The first months under the latest administration in Washington D.C. has already seen a number of changes and proposals laid out that will impact financial planning. Let's take a look at five of most issues that are being addressed and determine what this might mean for our clients.   Key Points:  0:43 – Coronavirus stimulus and continued response 5:05 – Infrastructure package 6:04 – Proposed capit...

Everyone wants to know when the next market crash is going to happen, but there's no one with that answer. The better question is what can you do to be prepared for that next crash? Let's take a look back at the worst crashes in market history and what lessons they taught us about planning. Key Points: 1:36 - Black Tuesday 4:00 - The Dot Com Crash 5:26 - 9/11 Crash 6:22 - 2008 Financial Crisis 10:...

Have you thought about what life is going to be like for you in retirement? Is there a particular lifestyle you're seeking? Not all retirement planning is about the finances. Let's look at some of the lifestyles that are popular among retirees and discuss some of the financial things to consider if you're going to try to live out one of these particular living situations. Key Points: 0:54 - Two Ho...

Let's look at some of the richest people in the music industry and see what lessons we can learn from them that we can apply to our own retirement planning. Key Points: 1:18 - Andrew Lloyd Webber 3:13 - Bono 4:45 - Sean Combs 6:46 - Dolly Parton Contact: Email: office@bradshawfp.com Call: 704-216-2260

Dr. Natalie Atwell joins us on today's show. Dr. Atwell is a Licensed Clinical Mental Health Counselor Supervisor in the state of North Carolina and a Board Certified Professional Christian Counselor. She currently runs her own practice and also teaches counseling classes at Liberty University. We talk to Dr. Atwell about how finances can impact both physical and mental health and how to reach out...

In this episode, we are joined by Dianna Greene, the owner of Towne and Country Century 21 in Salisbury, North Carolina. Dianna discusses how the current real estate market stands and compares it to her four decades of experience. She also gives insight into how the real estate world is changing and common trends she is seeing in the market. Key Points: 2:06 - What Is The Status Of The Real Estate...

We invite airline pilot Ron Corriher to the podcast today. Ron has experienced first-hand on how the pandemic has changed the airline industry. We discuss the rules and regulations that have been put in place for safe travel, capacity of flights, and much more. Key Points: 0:31 - About Our Guest Ron Corriher 1:44 - Current Capacity? 2:27 - New Requirements 4:08 - Air Quality On A Plane 5:53 - UV L...

The "normal" investment world already seems crowded with endless possibilities of companies and ways to invest. Yet there's a segment of the market classified as alternative investments that many people find intriguing. Could there ever be a place for alternative investments in your portfolio? What are some of the alternative investments you should know about? We'll seek to answer those questions...

You probably heard all about GameStop stock and buzzwords like short squeeze, Reddit's Wall Street Bets, and hedge funds the last week of January. But what really happened that had all of the financial media world stirred up and Alexandria Ocasio-Cortez and Donald Trump Jr. actually agreeing about something? We'll seek to explain what happened and cover some lessons learned from the events. Key Po...

For most people, legacy planning is an uncomfortable conversation to have with their loved ones, but it is vital to get all the details squared away while you are still in good health. On today's show we discuss some common legacy and estate planning mistakes and how you may be able to avoid those with a proper plan in place. Key Points: 0:29 - Common Mistakes 3:30 - Beneficiary Designations 7:39...

It seems that most people don't have a clear picture of whether they should contribute to a traditional IRA or a Roth. Let's discuss how to determine what's best for you. Key Points: 0:31 - What Is A Traditional IRA? 4:10 - Required Minimum Distributions 5:09 - What Is A Roth IRA? 8:12 - Power Of Compounding Interest 8:57 - Requirements To Be Able To Contribute To A Roth 10:06 - Accessibility Of M...

On the first episode of the show, Trent and Brad share some of their goals for the podcast and explore the ins and outs of the different types of annuities available to investors. They'll give some real world examples of how annuities get used in client portfolios and also discuss why these products are sometimes controversial. Key Points: 0:38 - Some of the goals of the podcast. 1:34 - How Trent...