Mind over Money

Ep 24. Today we look at the Diderot Effect, and how we can apply it to our financial decisions and freedom. Check out James Clear's article on this: jamesclear.com/diderot-effect 👉 Follow us on Instagram for tips and money hacks: @waymakerfinance 📧 Send us your money questions for future Q&A shows:  podcast@waymakefinance.com.au Mind Over Money is a podcast that helps Australians change...

Ep23. This week we’re talking about the common assumptions people have around  investing and how they can lead us away from achieving financial freedom.  These include: "My home is an investment"  "I can invest later" "If I keep refinancing, i’ll keep making more money"  Shares vs property: you have to choose a side We’ll also give you the BIG 3 things that determine...

Ep22. In this bonus episode, Lachy walks you through 5 steps to better protect your accounts and banking info online. Level up your cyber awareness! 🧑‍💻 We'll send the bill for this episode to Optus! 😏 Mentioned in this episode: Password managers: Dashlane , 1password , Lastpass scamwatch.gov.au   Got a tip to add? 👉 @waymakerfinance on Instagram. Update 30/9/22: Prime Minster Anthony Alb...

Ep 21. How much is your income really worth? And should you insure it? What is personal insurance and how is it different from general insurance? How much should we pay for personal insurance? All these questions answered and more in today's conversation!  👉 Follow us on Instagram for tips and money hacks: @waymakerfinance 📧 Send us your money questions for future Q&A shows:  hello@waym...

Ep20. Lachy and Archie run through 10 simple ways you can save money on everyday bills, items and spending. Plus how to weight up CONVENIENCE with VALUE.   Choice - Groceries: https://www.choice.com.au/shopping/everyday-shopping/supermarkets/articles/cheapest-groceries-australia   Petrol Spy - https://petrolspy.com.au/map   7-Eleven Fuel Lock: https://www.7eleven.com.au/my-7-eleven.html Choice - W...

Ep19. Lachy and Archie talk about how to adjust your living costs now and achieve your financial goals - even with higher inflation.   (Lachy says sorry about his microphone quality in this one!)  Links mentioned in the show: ABS - Consumer Price Index: https://www.abs.gov.au/statistics/economy/price-indexes-and-inflation/consumer-price-index-australia/latest-release   RBA - Measuring Inflation: h...

Ep18. A Cash Flow System is the foundation to building wealth. When you have a handle on your day-to-day finances, you can make better decisions with clarity and joy. In this episode,  Lachy and Archie talk about why we all need a good Cash Flow System and how we can gamify it for our success. 👉 Follow us on Instagram for tips and money hacks: @waymakerfinance 📧 Send us your money questions for...

Ep 17. What if you could pay your home off twice as fast AND build investment assets that go on to generate income throughout your life? That's exactly what we're discussing in today's episode! This is the final Ep in our Home Ownership Series 🏠 where we help you navigate the world of property - from building your deposit, to securing finance, finding a home and paying off the mort...

There’s so much marketing noise when it comes to our money. And figuring out personal finances is hard enough.  'Mind over Money' makes navigating money a whole lot easier.  Each week Lachlan and Archie simplify a topic like super, home loans or investing, to help you get a better handle on your money - so that you can take clear and confident steps forward.  So listen in as we discuss m...

Today's Q&A questions include: How do I get a home loan as a business owner? Is now the right time to buy a home? Will the property market crash soon? How do I access equity in my home? What kind of government schemes are there for first home buyers? If my partner has a bad credit history, should I keep them off the mortgage? How can I save tax on my loan? & more! This is the 4th epis...

Lachy chats to Matt Tembo , a professional buyers advocate at Inspire Reality Brisbane. In this in-depth discussion, Matt covers the key things home buyers need to look out for on their journey of finding a suitable home or investment property.   This is the 3rd instalment in our Home Ownership Series 🏠 where we help you navigate the world of property - from building your deposit, to securing fin...

Archie and Lachy walk you through the entire process of getting a home loan. If you've yet to buy a home, this episode will help you prepare well! This is the 2nd episode in our home ownership 🏠 series where we help you navigate the world of property - from building your deposit, to securing finance, finding a home and paying off the mortgage.   This is not financial advice.  You've bee...

Buying for your first home isn't easy - but it is possible! Today we’re talking about the First Home Super Save Scheme (FHSSS). It's basically money laundering via your super with a side of tax deduction - and it's legal! What's not to love?!  Today's guest is Financial Advisor/In-house Genius Lukas Christensen. This is part of a new month-long series exploring property an...

Our mindset shapes our reality. If we can change our mindset we can change our finances.  In this week's conversation, Lachy and Archie explore the 3 key areas in our financial world we need good mindsets in order to do well and prosper.  'Our Brain' - Watch on ABC iview Take the red pill! 💊 Mind Over Money is a podcast that helps Australians change their money mindsets - so that t...

Awareness is the first step to making any good decision.  In this episode, Archie and Lachy reflect on how to cultivate a practice of awareness in your financial world and journey. There are 3 types of awareness to consider: - Influences  - Seasons - People You'll love this heartful, thought-provoking episode!  Mind Over Money is a podcast that helps Australians change their money mindsets -...

🏠  Interest rates are going up - so what can we do about it? In this episode, Lachy and Archie discuss; - What really sends people into a panic around rising rates (it's not the home loan) - When it's a good time to refinance - The double-win of paying down your loan now - How a Mortgage Broker can help you avoid the banks tricks & more! Mind Over Money is a podcast that helps Austr...

It's Q&A day! Archie answers your questions about rising interest rates, why are ETFs so popular, switching super funds - is bigger better? Why is bitcoin crashing? (lol) and more! Send us your money questions for future Q&A shows:  hello@waym.com.au Share the podcast: waymakerpodcast.com.au Mind Over Money is a podcast that helps Australians change their money mindsets - so that they...

Feeling stressed in your finances? In this week's Quick Win you'll learn how to build more resilience in your finances so that you can be ready for whatever life throws at you.  Send us your money questions for Q&A shows:  hello@waym.com.au Share the podcast: waymakerpodcast.com.au Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live...

Lachy and Archie discuss what makes for great investing advice and what doesn't. This is our first discussion on the topic of investing - Enjoy! Send us your money questions for Q&A shows:  hello@waym.com.au Share the podcast: waymakerpodcast.com.au Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy...

In this part 2 of our cars discussion, Archie and Lachy show you a proven strategy to turn your car loan into a million-dollar investment!   Visuals for this show can be found here: https://links.waym.com.au/cars   If you haven't yet, go back and listen to the previous episode on cars (episode 5). Send us your money questions for Q&A shows:  waymakerpodcast.com.au Mind Over Money is a pod...

Car choices can be overwhelming, and often we don't know the true cost is to our finances long-term. Archie and Lachy discuss how our mindsets around cars can either set us up for a good win—or to be disappointed down the track. They also give practical questions you can ask in determining how much to spend on your next car. This is a 2-part episode! Next week we'll continue the discussi...

Lachy and Archie discuss how fear can drive our decision making, especially when we don't have the right feedback loops. Learn how to build your resilience as an investor so that you can ignore the noise and stay on the path! View our latest blog on this topic. Send us your money questions for Q&A shows:  waymakerpodcast.com.au Mind Over Money is a podcast that helps Australians change th...

Lachy and Archie discuss what it means to obtain financial freedom—the answer may surprise you!  Send us your money questions for Q&A shows:  waymakerpodcast.com.au Mind Over Money is a podcast that helps Australian’s change their money mindsets - so that they can live a life of freedom, generosity and joy. Presented by Waymaker Finance Australia www.waym.com.au Follow us on Instagram @waymake...

It's important to set long-term goals around your finances to live a focused and fulfilled life. And so that's what we're talking about in today's episode! P.S - Can you believe it's already FEBRUARY?! Send us your money questions for Q&A shows:  waymakerpodcast.com.au or   hello@waym.com.au Mind Over Money is a podcast that helps Australian’s change their money mindse...

In our FIRST episode, we chat about assumptions around our money, and how they could be holding us back from millions of dollars in lifelong wealth creation. Mind Over Money is a podcast that helps Australian’s change their money mindsets - so that they can live a life of freedom, generosity and joy. Presented by Waymaker Finance Australia www.waym.com.au Send us your money questions for Q&A s...