MILMO Show

More than ever before, quality of life for service members, veterans, and their families is a priority for military leaders. One of the top factors that can make or break the quality of life for members of our community is their financial situation.  In this episode, the former Sergeant Major of the Army, Tony Grinston, is here to talk about the latest resources available through Army Emergency Re...

Earning money as a writer is something many aspire to. When people think of becoming a writer, they often think about Steven King or J.K. Rowling, but there's another type of writing that can be a business for you and make you money. It's the business of ghostwriting.  In this episode, Navy veteran and professional ghostwriter Steven Leapley shares how he broke into ghostwriting, how he gets clien...

In honor of Dan Miller, I'm bringing back an episode on a topic I think is even more powerful at this moment: creating work you love.  Here is the encore airing of How to Create Work You Love with the amazing Dan Miller I hope it inspires you to get after creating a work and a life you love.  Show notes can be found here: https://milmo.co/podcast/how-to-create-work-you-love

Getting ready for a military retirement can feel like a part-time job. There's a lot to learn and get done years in advance of your final out. Waiting until the last minute to prepare can lead to mistakes, stress, and potentially getting less money than you're owed in disability.  In this episode, Mark Overberg shares news on the new military medical retirement calculator and resources to help pre...

Like it or not, money makes you feel a certain way. Do you know what your thoughts and feelings about money are and how they weave into the areas of your life, like relationships and work?  In this episode, Dr. Meghaan Lurtz shares how we can bring awareness to our thoughts and feelings about money to reach our financial goals.  Dr. Lurtz, is a writer and Senior Research Associate with Kitces.com,...

I'm breaking down what I envisioned for my new brand name and what's coming. Plus, I'm sharing some of my insights and observations about entrepreneurship.  The show notes can be found here: https://milmo.co/podcast/ my-new-name-and-more /

What you do right now can have a positive impact for your future self. The planning and actions you take now can mean a better retirement for you and your family. But what should you be doing and when?  In this episode, I talk with my friend and fellow podcaster, Wes Moss, about habits you can practice right now to become a happy retiree.

In this episode, I'm going to talk about who creates a lasting impact on your kids and the future. Show notes can be found here: https://laceylangford.com/podcast/ whats-to-come

In this episode, I'm going to tell you what happened to me, the lessons I learned from my experience, and how it's changing my business. The show notes can be found here: https://laceylangford.com/podcast/ changing-my-business

Getting a will is something talked about quite frequently in the military. They won't let you deploy without one. But have you given thought and consideration to who you select as your executor and the dynamics of your family members after your death?  In this episode, Certified Executor Advisor (CEA) David E. Edey makes the case for why everyone needs to appoint an executor and what it can cost i...

Free financial counseling is offered to the military community but no-cost financial planning is new, thanks to a program called Advisors Give Back.  In this episode, financial adviser and veteran, Garrett Dearden shares a free new resource that can help you with your finances.  We talk about: What Advisors Give Back is and how it works How it's different from financial counseling Who can use it T...

Enrollment for the new Dependent Care Flex Spending Account is now open until December 11th, 2023. According to the Office of Financial Readiness, the DCFSA is a pre-tax account used to pay for eligible dependent care services such as child or adult day care. If you have kids, you know childcare costs can break a family's budget and determine a military spouse's ability to work or go to school. Us...

What are you planning on passing down to the next generation? People often focus on things like money, furniture, or jewelry, but what about financial knowledge? Teaching your kids financial literacy now can help them have financial success long after you're gone.  In this episode, Jasmine Paul shares why it's important to teach your children financial literacy early, how to do it, plus how you ca...

There are many resources to help active-duty service members and their families with money, but in the past, veterans haven't had the same resources to help them with personal finance. But great news, that is changing.  In this episode, Accredited Financial Counselor Heath Carelock shares the financial resources available to veterans through a newly launched VetCents. This private and public partn...

Happy Veteran's Appreciation Month! It's that time of year to celebrate our veteran community. It's also the tail end of Veteran Small Business Week, which, as a veteran small business owner, I'm a fan of. In honor of both, today's guest is a fellow Air Force veteran and small business owner, as she's here to help all of us break into the world of government contracts.  In this episode, Kirstie Fl...

It's the season of tax talk. You're starting to see more and more news and social media posts to begin preparing for tax season. Me included. I recently saw a post on tax gain harvesting and wanted to learn more about what that is and who should be harvesting. In this episode, Sean Mullaney breaks down tax gain harvesting and how people can use it in their tax planning. We also discuss the importa...

Many of us want to make the holidays special but worry about the financial strain that often comes with it. That's because the holiday season sees a big increase in spending on gifts, travel, decorations, and entertainment. There's pressure to buy gifts and make memories for family and friends, which leads to overspending. To make all that happen, it's common for people to rely on credit cards to...

If you're thinking about buying a home in 2024, there might be rough water. Whether you're a first-time homebuyer or an experienced homeowner, there are a lot of things to consider before making this important decision and the conditions you make them in.  In this episode, David Ball discusses what you need to know to get ready for home buying in 2024. From the current state of real estate and wha...

Finding financial success on active duty can be difficult. There are a lot of challenges like high cost of living, spouse un and underemployment, and deployments and mobilizations. The good news is there are people and organizations helping, like the Air Force Aid Society.  In this episode, I talk to the former CEO of the Air Force Aid Society, Kaleth Wright, about the financial pain points servic...

We see money messages everywhere we go. There are advertisements on streaming services, billboards, in social media, and even podcasts that encourage us to consume and buy more. Buying more increases our lifestyle, not our wealth. How can we see past all of that each day to find our own financial clarity?  Army Veteran and Certified Financial Planner, Christopher Manske shares the common money ill...

Trusts can play a crucial role in helping plan your financial future by providing benefits like avoiding probate or tax efficiency and financial planning strategies like providing for special needs children. But they cost money and can be complicated. In this episode, Certified Financial Planner Isidore Ogoussan shares what trusts are, how they work, the expense, and who they are for.  The show no...

Saving money on your childcare expenses is getting ready to get easier for service members and their spouses. The new Dependent Care Flex Spending Account is starting soon and can help you save pre-tax dollars to pay for your childcare expenses each year, but how does it all work, and when does it start? In this episode, Jennifer Walker, a Navy veteran and the Executive Director for Dependent Care...

Army veteran and serial entrepreneur Adam Bird shares strategies for effectively managing and growing multiple businesses. Adam discusses his journey from the military to becoming the founder of three successful companies in three different industries. Adam's memory of where he was on 9/11 and the immediate effects His motivation for becoming an entrepreneur after leaving the military Tips for hav...

The state of the economy has everyone feeling the squeeze. It's not a great feeling and may have you thinking of ways to work your finances. One of those ways could be becoming part of the FIRE movement or Financial Independence Retire Early. Or just part of the Financial Independence movement.  I thought now might be a good time to bring back a special episode I did with Doug "Nords" Nordman on F...

The sun is setting on the student loan payment pause. On September 1, 2023, interest will once again start accruing on your student loans. Payments will restart sometime in October.  It's been a hot minute since many people's budgets have included student loan payments. For many, preparations need to be made to make sure you can make payments without a negative impact on your finances and quality...