Mile High Money with Adam Moeller

In this conversation, Adam Moeller discusses various tax strategies for retirement planning. He emphasizes the importance of understanding what is and isn't taxable in retirement and suggests ways to create a tax-efficient strategy. He covers topics such as the taxation of social security benefits, pensions, 401(k)s, IRAs, annuities, and home sales. He also highlights the benefits of Roth IRAs and...

In this conversation, Adam Moeller discusses retirement planning concerns, tips for a successful retirement, and the impact of inflation and market volatility. He emphasizes the importance of having a financial plan, managing debt, and building an emergency savings fund. Adam also explores the 4% rule for retirement withdrawals and the potential impact of the upcoming election on the market. He hi...

The hosts discuss their personal lives and involvement in sports. They then transition to discussing retirement planning and the challenges faced by pre-retirees and retirees in today's economic reality. They emphasize the importance of working with an independent advisor and highlight the services offered by AJM Financial. The conversation covers topics such as diversifying investment portfolios,...

The retirement of baby boomers has significant impacts on current retirees, the economy, and social systems. The show discusses various topics related to retirement, including Medicare, Social Security, pensions, healthcare, economic implications, financial markets, government policies, and community services. The retirement of baby boomers leads to increased demand for services, potential strain...

Retirement planning has undergone significant changes over the past 20 years, influenced by shifts in the economy, demographics, technology, and regulatory environments. Some of the most significant changes include the shift from defined benefit to defined contribution plans, the increase in contribution limits, the introduction of automatic enrollment and escalation features, the popularity of he...

The conversation covers various aspects of retirement planning, financial regrets, and the role of annuities in retirement income. It emphasizes the importance of guaranteed income, risk management, and the impact of inflation on retirement planning. The discussion also highlights the significance of financial planning strategies and the role of independent advisors in retirement planning.  Adam s...

The conversation discusses various unexpected expenses and challenges that retirees may face in retirement, including healthcare costs, home ownership expenses, inflation, financial support for adult children, taxes, longevity risk, and the limitations of 401(k) plans. The conversation also touches on strategies such as opening a health savings account, setting aside a home maintenance fund, consi...

On this episode of Mile High Money, Adam Muller and Jackie Selby discuss common misconceptions about retirement and provide tips to help listeners save more. They emphasize the importance of having a comprehensive and customized retirement plan that incorporates a budget for spending and guaranteed income. They also address the misconception that people can live off less in retirement, highlightin...

In this conversation, Adam Moeller discusses retirement savings strategies for individuals starting in their 50s. He emphasizes the importance of increasing contribution limits and taking advantage of catch-up contributions for those over 50. He also discusses the need for a more aggressive investment approach and the importance of seeking advice from a financial planner. Other topics covered incl...

In this episode of Mile High Money, Adam Moeller discusses tips to help listeners prepare for retirement. He covers topics such as the Secure Act and Secure Act 2.0, delaying social security, understanding the sequence of returns, involving both spouses in financial planning, and keeping good financial records. Adam emphasizes the importance of having a financial game plan and offers a free compre...

The conversation covers various topics including inflation, retirement planning, diversification, RMDs, and tax strategies. The hosts discuss the importance of having a long-term financial plan and considering factors such as inflation, taxes, and long-term care. They also emphasize the need for diversification and the potential benefits of investing in real estate or precious metals. The conversa...

On this episode of Mile High Money, Adam Mueller and Jackie Selby discuss the lessons that can be learned from golf and how they can be applied to retirement planning. They cover topics such as avoiding get-rich-quick schemes, choosing the right investment strategy, understanding the rules and fundamentals of financial planning, and managing the ups and downs of the market. They also highlight the...

This episode of Mile High Money with Adam Moeller discusses the dangers of bad financial advice on social media, particularly on platforms like TikTok. The episode explores the prevalence of misleading financial advice on social media and the potential harm it can cause. It also delves into the myth surrounding 401(k)s and the importance of exploring better retirement options. Overall, the episode...

In this conversation, Jackie Selby and Adam Moeller discuss various topics related to financial planning and retirement. They share personal stories, talk about the importance of budgeting and tax strategies, and discuss the need for objectivity and having a good team when it comes to financial planning. They also offer a free financial review to listeners. In this episode, Adam Moeller discusses...

The episode discusses various aspects of taxation in retirement, including what is taxable, retirement income taxation, interest-bearing accounts, annuities, tax-free growth, Roth IRAs, tax-deferred investments, conversions, tax-free withdrawals, and planning for inheritance. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com See omnystudio.com/listener for privacy information.

In this conversation, Adam Moeller and Jackie Selby discuss various aspects of estate planning and retirement planning. They cover topics such as the social security tax, financial power of attorney and healthcare directives, trust funds, taxes in estate planning, and the worst retirement planning advice. Adam also addresses common mistakes for beginning investors and provides investment strategie...

This conversation covers various aspects of retirement planning, including the importance of a written plan, creating a budget or spending plan, considering healthcare costs, tax planning, asset inventory, asset allocation and risk exposure, social security optimization, legacy planning and estate documents, long-term care and life insurance, helping a spouse or partner save for retirement, making...

In this conversation, Adam Moeller discusses the parallels between sports and retirement planning. He emphasizes the importance of creating a written plan and working with a retirement coach who is a licensed fiduciary and independent advisor. Adam also highlights the need for a backup plan and strategies to address inflation in retirement. He advises individuals to prioritize building an emergenc...

Retirement is all about change and how we adjust to those changes. In this conversation, Adam Moeller and Gary Nolan discuss various aspects of retirement, including changes in daily routine, social interaction, income, healthcare costs, longevity, and risk assessment. They emphasize the importance of planning for retirement and working with a fiduciary advisor to ensure a secure and fulfilling re...

Around 10,000 baby boomers retire every day, and that number will be even higher this year.  On today’s show Mile High Money with Adam Moeller we’ll break down a list that you may want to avoid and we’re calling it the ‘unbucket-list’. Also ,if saving for retirement hasn’t been a priority until now, chances are you’ve still got time to turn things around. In the style of comedian Jeff Foxworthy we...

 On today’s show Mile High Money with Adam Moeller we cover some shocking statistics, how to achieve your financial goals in the new year, and help get you started. Plus, U.S. credit card debt surged to more than $1 trillion for the first time in 2023 and nearly 9 million student loan borrowers defaulted on payments—so what is that telling you about the future of the economy?  Reach out to Adam Mo...

On today’s show Mile HighMoney with Adam Moeller we answer the most frequently asked annuity questions, how to pivot from the accumulation to decumulation stage and how you can hit the easy button along your retirement road trip. In addition we spend most of our careers accumulating money for retirement. Once we hit that financial red zone the focus has to shift to decumulation. We’ll break that d...

As the year winds down we’re looking ahead to 2024 and what changes are in store for many in the financial red zone, that’s five to ten years from retirement. SECURE 2.0 has rolled out some changes that are shaking up how employer sponsored retirement plans work. On today’s show Mile High Money with Adam Moeller we’ll  check some highlights.  Reach out to Adam at 800-467-0737 or https://myajmfinan...

As we enter 2024, it's crucial to assess your budget, debt, and investments in alignment with your financial objectives. On today’s show Mile High Money with Adam Moeller we’ll help kickstart the process we’ve put together steps to help you get started. In addition, the most important  financial planning questions. Reach out to Adam at 800-467-0737 or AJM Financial See omnystudio.com/listener for...

The holidays are upon us and that means it’s time to make sure you have tied up all the loose ends before we welcome 2024.  On today’s show Mile High Money with Adam Moeller we’ve put together a few things you should be sure to do before the end of the year. In addition, five changes to Social Security coming in 2024 that will impact retirees. Reach out to Adam at 800-467-0737 or https://myajmfina...